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Gloucestershire
Cirencester
development finance.
Expert property development finance in Cirencester, Gloucestershire. Median price £438,000, 1,026 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £438k
- Sales (12m)
- 1,026
- YoY change
- -2.8%
Cirencester, Gloucestershire
Property finance
in Cirencester.
Cirencester - capital of the Cotswolds with premium market town values and heritage conversion demand. With a median property price of £438,000 and 1,026 transactions in the last twelve months, Cirencester represents a healthy market with prices down 2.8% year-on-year.
Detached homes command a median of £657,500 while flats average £210,000, reflecting the breadth of Cirencester's residential market. Terraced houses sit at £342,500, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Cirencester and the wider Gloucestershire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Cirencester scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Cirencester developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Cirencester
market snapshot.
HM Land Registry sold-price data for Cirencester over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £438,000
- Sales (12m)
- 1,026
- YoY change
- -2.8%
- Approved (12m)
- 0
- Pipeline units
- 7,181
- Pipeline GDV
- £3120.3M
Cirencester development appraisal
Model the numbers
for your scheme.
Pre-populated with Cirencester median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Cirencester median prices. Adjust to match your scheme.
Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Cirencester.
1,026 residential transactions in the last twelve months. Median sold price £438,000 (-2.8% YoY). 3 new-build transactions with a +3% premium over existing stock.
Detached
£657,500
Semi-Detached
£400,000
Terraced
£342,500
Flat
£210,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 20 Feb 2026 | 21, JUNE LEWIS WAYGL7 4GH | Detached | £775,000 | Freehold |
| 20 Feb 2026 | 7, WEST STREETGL8 8DW | Terraced | £375,000 | Freehold |
| 19 Feb 2026 | 31, CORINIUM GATEGL7 2PX | Semi-Detached | £545,000 | Freehold |
| 18 Feb 2026 | 20, SAXON GRANGE, SHEEP STREETGL55 6BY | Flat | £290,000 | Leasehold |
| 17 Feb 2026 | 4, ORCHARD CLOSEGL7 3EF | Detached | £955,000 | Freehold |
| 17 Feb 2026 | APARTMENT 4, 1 BLUEBELL COURT, BEECHWOOD PARKGL54 1FX | Flat | £447,000 | Leasehold |
| 16 Feb 2026 | 4, THE WHITMORESGL54 2JX | Detached | £730,000 | Freehold |
| 16 Feb 2026 | 25, GLOVERS WAYGL8 8FF | Terraced | £156,000 | Leasehold |
| 13 Feb 2026 | 10, ARLINGTON CORNERGL7 5NF | Terraced | £395,325 | Freehold |
| 12 Feb 2026 | 44, KINGSMEADGL7 3BW | Detached | £600,000 | Freehold |
Planning pipeline
Planning activity
in Cirencester.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01400/FUL | Change of use of land to additional residential land and installation of footbal… Glebe House Grange Hill Naunton Cheltenham Gloucestershire GL54 3AT | 1 | £440,000 | Pending | 08/05/2026 |
| 26/01063/FUL | Change of use of land to equestrian and construction of a manege Ashtree Farmhouse Icomb Cheltenham Gloucestershire GL54 1JQ | - | - | Pending | 07/05/2026 |
| 26/01218/FUL | Erection of nine dwellings with associated parking and landscaping. Demolition o… The Kennels Coates Lane Coates Gloucestershire | 9 | £4.0M | Pending | 07/05/2026 |
| 26/01085/FUL | Erection of a single-storey side extension. Alterations to fenestration and demo… 2 Corinium Gate Cirencester Gloucestershire GL7 2PX | - | - | Pending | 07/05/2026 |
| 26/00891/FUL | Erection of no.3 dwellings with associated works and landscaping. Demolition of … Applestone Court Cirencester Road Fairford Gloucestershire GL7 4BS | - | - | Pending | 06/05/2026 |
Common questions
Property finance in Cirencester
— answered.
What is the average property price in Cirencester?
Is Cirencester a good area for property development?
What types of property finance are available in Cirencester?
How do I apply for development finance in Cirencester?
What are typical development finance rates in Cirencester?
Where we fund
Cirencester,
Gloucestershire.
Nearby markets
Adjacent towns
we also fund.
Cheltenham
Median · £315,000
Regency spa town with GCHQ-driven demand, premium values, and strong independent school catchment
Gloucester
Median · £245,000
Cathedral city with docks regeneration, Kings Quarter development, and affordable urban values
Stroud
Median · £330,000
Creative Cotswold town with canal regeneration and strong appeal to London relocators
Tewkesbury
Median · £315,000
Historic market town at the M5/M50 junction with major housing growth plans
Lydney
Median · £282,000
Forest of Dean market town with growing residential demand and affordable land values
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Cirencester and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.