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Gloucestershire

Cirencester
development finance.

Expert property development finance in Cirencester, Gloucestershire. Median price £439,000, 1,117 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£439k
Sales (12m)
1,117
YoY change
-2.7%
UK city skyline with residential and commercial buildings

Cirencester, Gloucestershire

Property finance
in Cirencester.

Cirencester - capital of the Cotswolds with premium market town values and heritage conversion demand. With a median property price of £439,000 and 1,117 transactions in the last twelve months, Cirencester represents a healthy market with prices down 2.7% year-on-year.

Detached homes command a median of £647,500 while flats average £212,500, reflecting the breadth of Cirencester's residential market. Terraced houses sit at £340,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Cirencester and the wider Gloucestershire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Cirencester
market snapshot.

HM Land Registry sold-price data for Cirencester over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£439,000
Sales (12m)
1,117
YoY change
-2.7%
Approved (12m)
0
Pipeline units
999
Pipeline GDV
£439.6M

Cirencester development appraisal

Model the numbers
for your scheme.

Pre-populated with Cirencester median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Cirencester median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,782,660
Senior Debt (65% LTGDV)£1,587,300
Equity Required£195,360
Interest (18m)£178,571
Profit on Cost24.5%
Senior Debt£1,587,300
Equity£195,360

Land Registry data

Recent property sales
in Cirencester.

1,117 residential transactions in the last twelve months. Median sold price £439,000 (-2.7% YoY). 3 new-build transactions with a -23.9% premium over existing stock.

Detached

£647,500

Semi-Detached

£407,000

Terraced

£340,000

Flat

£212,500

DateAddressTypePrice
24 Apr 2026POUND COTTAGEGL4 8LDDetached£732,500
22 Apr 202630, MOSS WAYGL7 1RSSemi-Detached£400,000
20 Apr 202625, MAGDALEN ROADGL8 8LGTerraced£550,000
20 Apr 2026CHURCH COTTAGE, CRICKLADE STREETGL7 5HXDetached£975,000
17 Apr 2026DUTCH BARNGL54 4EBDetached£1,195,000
17 Apr 20262, LONDON MEWSGL7 1GEDetached£850,000
15 Apr 20264, BRICK ROWGL55 6EATerraced£486,500
15 Apr 2026THE TRIDENTGL53 9NJDetached£935,000
14 Apr 20264, NEWLEAZE GARDENSGL8 8BYDetached£585,000
14 Apr 2026BEKYNTONS, OLD RECTORY GARDENSGL56 0QFSemi-Detached£590,000

Planning pipeline

Planning activity
in Cirencester.

0 approved (12m)
·
263 pending
·999 units in pipeline·£439.6M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
26/01845/LBC

Replacement of two temporary PVC u dormer windows with new units designed to mat…

Siam Cottage 3 Oxford Street Moreton-In-Marsh Gloucestershire GL56 0LA

--Pending
26/01688/FUL

Change of use of land to residential and the erection of a fence and wall

Moorhouse Climperwell Road Brimpsfield Gloucester Gloucestershire GL4 8LG

1£440,000Pending
26/01847/LBC

Re-opening of two sealed historic internal doorways (ground floor and first floo…

Lowicks The Green Little Barrington Burford Gloucestershire OX18 4TE

--Pending
26/01860/FUL

Permanent retention of two mobile homes used for equestrian workers and associat…

Equestrian Centre Home Farm Old Vicarage Lane Kemble Cirencester Gloucestershire GL7 6AD

--Pending
26/01831/FUL

Erection of new dormer on north elevation

Cowdell Cottage Caudle Green Cheltenham Gloucestershire GL53 9PR

--Pending

Common questions

Property finance in Cirencester
— answered.

What is the average property price in Cirencester?
The median property price in Cirencester is £439,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £647,500, semi-detached properties at £407,000, terraced houses at £340,000, flats at £212,500.
Is Cirencester a good area for property development?
Cirencester recorded 1,117 property transactions in the last 12 months, with prices adjusting 2.7% year-on-year - creating potential value opportunities for developers. Capital of the Cotswolds with premium market town values and heritage conversion demand. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Cirencester?
We arrange the full range of property development finance in Cirencester: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Cirencester?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Cirencester?
Development finance rates for Cirencester projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.4M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Cirencester,
Gloucestershire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Cirencester and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.