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Cirencester
development finance.
Expert property development finance in Cirencester, Gloucestershire. Median price £440,000, 1,145 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £440k
- Sales (12m)
- 1,145
- YoY change
- -3.3%
Cirencester, Gloucestershire
Property finance
in Cirencester.
Cirencester - capital of the Cotswolds with premium market town values and heritage conversion demand. With a median property price of £440,000 and 1,145 transactions in the last twelve months, Cirencester represents a healthy market with prices down 3.3% year-on-year.
Detached homes command a median of £650,000 while flats average £202,500, reflecting the breadth of Cirencester's residential market. Terraced houses sit at £335,000, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Cirencester and the wider Gloucestershire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Cirencester scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Cirencester developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Cirencester
market snapshot.
HM Land Registry sold-price data for Cirencester over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £440,000
- Sales (12m)
- 1,145
- YoY change
- -3.3%
- Pipeline units
- 7,032
- Pipeline GDV
- £3092.7M
Cirencester development appraisal
Model the numbers
for your scheme.
Pre-populated with Cirencester median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Cirencester median prices. Adjust to match your scheme.
Build cost pre-filled at £2,330/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Cirencester.
1,145 residential transactions in the last twelve months. Median sold price £440,000 (-3.3% YoY). 5 new-build transactions with a -17% premium over existing stock.
Detached
£650,000
Semi-Detached
£400,000
Terraced
£335,000
Flat
£202,500
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Jun 2026 | 87 WINDRUSH LAKE, THE WATERMARK, SPINE ROAD EASTGL7 5TJ | Terraced | £327,500 | Leasehold |
| 25 Jun 2026 | FLAT 7, SHERBORNE HOUSEGL54 3DZ | Flat | £280,000 | Leasehold |
| 24 Jun 2026 | 32, THE SMITHYGL7 1HU | Terraced | £244,000 | Freehold |
| 24 Jun 2026 | 14, HAYS CLOSEWR12 7QA | Semi-Detached | £375,000 | Freehold |
| 23 Jun 2026 | 11, MERCER WAYGL8 8FH | Semi-Detached | £394,000 | Freehold |
| 22 Jun 2026 | 5, BLUEBELL CLOSEGL56 9PW | Detached | £650,000 | Freehold |
| 22 Jun 2026 | STUDIO 1, DELABERE HOUSE, NEW ROADGL56 0AS | Flat | £160,000 | Leasehold |
| 19 Jun 2026 | 15, PECKHAM WALKGL7 1BF | Terraced | £132,000 | Leasehold |
| 19 Jun 2026 | 27, COLN GARDENSGL54 4NB | Terraced | £340,000 | Freehold |
| 19 Jun 2026 | 40, HAVENHILL ROADGL8 8TD | Terraced | £381,000 | Freehold |
Planning pipeline
Planning activity
in Cirencester.
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01666/FUL | Erection of temporary ice cream kiosk serving Bibury Trout Farm (retrospective) Shoecroft Barn Ablington Bibury Cirencester Gloucestershire GL7 5NU | - | - | Pending | |
| 26/01670/FUL | Proposed conversion of ground floor garage to additional ancillary living accomm… Wold Furlong Catbrook Chipping Campden Gloucestershire GL55 6DE | - | - | Pending | |
| 26/01671/LBC | Replacement windows and minor internal refurbishment 4 The Gallery Northwick Park Blockley Moreton-In-Marsh Gloucestershire GL56 9RJ | - | - | Pending | |
| 26/01649/FUL | Erection of a two storey rear extension and single storey rear extension with ad… 8 Barn Way Stratton Cirencester Gloucestershire GL7 2NA | - | - | Pending | |
| 26/01625/LBC | Erection of glazed enclosure and associated works within rear curtilage, with re… 10-11 The Street Bibury Cirencester Gloucestershire GL7 5NP | - | - | Pending |
Source: HM Land Registry price paid data, 12 months to August 2026 · Cotswold District Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Cirencester
— answered.
What is the average property price in Cirencester?
Is Cirencester a good area for property development?
What types of property finance are available in Cirencester?
How do I apply for development finance in Cirencester?
What are typical development finance rates in Cirencester?
Where we fund
Cirencester,
Gloucestershire.
Nearby markets
Adjacent towns
we also fund.
Cheltenham
Median · £325,000
Regency spa town with GCHQ-driven demand, premium values, and strong independent school catchment
Gloucester
Median · £246,500
Cathedral city with docks regeneration, Kings Quarter development, and affordable urban values
Stroud
Median · £332,250
Creative Cotswold town with canal regeneration and strong appeal to London relocators
Tewkesbury
Median · £315,000
Historic market town at the M5/M50 junction with major housing growth plans
Lydney
Median · £275,000
Forest of Dean market town with growing residential demand and affordable land values
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Cirencester and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.