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Gloucestershire
Cirencester
development finance.
Expert property development finance in Cirencester, Gloucestershire. Median price £445,000, 1,701 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £445k
- Sales (12m)
- 1,701
- YoY change
- -1.1%
Property finance
in Cirencester.
Cirencester - capital of the Cotswolds with premium market town values and heritage conversion demand. With a median property price of £445,000 and 1,701 transactions in the last twelve months, Cirencester represents a healthy market with prices down 1.1% year-on-year.
Detached homes command a median of £665,000 while flats average £214,000, reflecting the breadth of Cirencester's residential market. New-build activity is notable, with 28 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Cirencester and the wider Gloucestershire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Cirencester scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Cirencester developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Cirencester
market snapshot.
HM Land Registry sold-price data for Cirencester over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £445,000
- Sales (12m)
- 1,701
- YoY change
- -1.1%
- Approved (recent)
- 87
- Pipeline units
- 2,026
- Pipeline GDV
- £897.9M
Cirencester development appraisal
Model the numbers
for your scheme.
Pre-populated with Cirencester median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Cirencester median prices. Adjust to match your scheme.
Build cost pre-filled at £2,330/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Cirencester.
1,701 residential transactions in the last twelve months. Median sold price £445,000 (-1.1% YoY). 28 new-build transactions with a +15.7% premium over existing stock.
Detached
£665,000
Semi-Detached
£401,500
Terraced
£343,500
Flat
£214,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 28 Aug 2026 | ROSE COTTAGE, LANSDOWNEGL54 2AR | Terraced | £490,000 | Freehold |
| 24 Aug 2026 | 7, DORMERS CLOSEGL8 8HJ | Detached | £700,000 | Freehold |
| 21 Aug 2026 | 5, WISTARIA ROADGL8 8LB | Terraced | £275,000 | Freehold |
| 20 Aug 2026 | 84, LONGTREE CLOSEGL8 8LW | Semi-Detached | £375,000 | Freehold |
| 20 Aug 2026 | 8, SPARROWS WAYGL54 2QP | Detached | £665,000 | Freehold |
| 19 Aug 2026 | 4, MANOR FARM, POUND LANEGL54 2NB | Semi-Detached | £360,000 | Freehold |
| 19 Aug 2026 | 64, ROBERTS CLOSEGL7 2RP | Detached | £835,000 | Freehold |
| 18 Aug 2026 | 2, SWEETMORE CLOSEGL56 0XR | Semi-Detached | £500,000 | Freehold |
| 17 Aug 2026 | 8, WEST WAYGL7 3BT | Detached | £495,000 | Freehold |
| 17 Aug 2026 | OLD POPLARS FARM HOUSE, WESTINGTONGL55 6EG | Detached | £1,750,000 | Freehold |
Planning pipeline
Planning activity
in Cirencester.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/02330/PLP | Permission in Principle application for erection of up to 1 no. dwelling Near GL56 0XJ | 1 | £445,000 | Pending | 30/09/2026 |
| 26/02163/FUL | Demolition of existing single-storey bungalow and erection of a replacement sing… Near GL56 0XU | 1 | £445,000 | Pending | 29/09/2026 |
| 26/00798/FUL | Conversion of existing rural buildings to self-build dwelling Near GL8 8PZ | 1 | £445,000 | Pending | 09/09/2026 |
| 26/01237/REM | Reserved Matters pursuant to outline permission 16/00054/OUT relating to approva… Near GL7 1UH | 129 | £57.4M | Pending | 04/09/2026 |
| 25/04063/FUL | Conversion of a redundant agricultural barn into one self-build dwelling and ass… Near GL7 7DU | 1 | £445,000 | Pending | 28/08/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/02887/PLP | Create one additional dwelling and associated curtilage Near GL7 6GQ | 1 | £445,000 | Pending | 15/09/2026 |
| 26/02769/FUL | Change of use and conversion of an existing workshop to form a single self-build… Near GL54 1JG | 1 | £445,000 | Pending | 11/09/2026 |
| 26/02764/AGRPAN | Prior Notification under Schedule 2, Part 3, Class Q for the change of use of 2n… Near WR11 7HF | 4 | £1.8M | Pending | 10/09/2026 |
| 26/02682/FUL | Use of land for the continued stationing of a mobile home for an equestrian work… Near GL54 3BW | 1 | £445,000 | Pending | 04/09/2026 |
| 26/02624/FUL | Erection of a replacement dwelling, garage and associated works (Retrospective) … Near GL54 5ST | 1 | £445,000 | Pending | 28/08/2026 |
Source: HM Land Registry price paid data, 12 months to October 2026 · Cotswold planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Cirencester
— answered.
What is the average property price in Cirencester?
Is Cirencester a good area for property development?
What types of property finance are available in Cirencester?
How do I apply for development finance in Cirencester?
What are typical development finance rates in Cirencester?
Where we fund
Cirencester,
Gloucestershire.
Nearby markets
Adjacent towns
we also fund.
Cheltenham
Median · £325,000
Regency spa town with GCHQ-driven demand, premium values, and strong independent school catchment
Gloucester
Median · £250,000
Cathedral city with docks regeneration, Kings Quarter development, and affordable urban values
Stroud
Median · £330,000
Creative Cotswold town with canal regeneration and strong appeal to London relocators
Tewkesbury
Median · £325,000
Historic market town at the M5/M50 junction with major housing growth plans
Lydney
Median · £275,000
Forest of Dean market town with growing residential demand and affordable land values
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Cirencester and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.