Property Development in Cumbria
Cumbria's property market is unique in the North West, shaped by the Lake District National Park's tourism economy, the nuclear industry around Sellafield and the planned Moorside development, and Carlisle's position as the county's only city. Holiday-let development is a significant sector in the Lakes, while Carlisle and Barrow-in-Furness offer more conventional residential development opportunities at accessible values.
Key Development Drivers
Locations in Cumbria
Find Your Town
Select your town to explore available property finance services and local market information.
Carlisle
Border city with Station Gateway regeneration, University of Cumbria campus, and growing residential market
Barrow-in-Furness
BAE Systems submarine programme driving major housing demand and workforce growth
Kendal
Southern Lakes gateway town with premium lifestyle values and strong tourism economy
Penrith
Northern Lakes market town with M6 connectivity and growing residential demand
Workington
West Cumbria industrial town with Sellafield-related employment and affordable development
Whitehaven
Georgian harbour town with heritage waterfront and nuclear industry employment
Services Available in Cumbria
We arrange the full spectrum of property development finance across Cumbria
Development Finance
Senior debt for ground-up developments
From 6.5% p.a.Mezzanine Finance
Stretch your capital stack to 85-90% LTGDV
From 12% p.a.Bridging Loans
Fast funding for acquisitions and auctions
From 0.55% p.m.Equity & Joint Ventures
Capital partnerships for larger projects
Profit share from 40%Refurbishment Finance
Funding for renovations and conversions
From 0.65% p.m.Commercial Mortgages
Long-term finance for commercial property
From 5.5% p.a.Development Exit Finance
Sell completed units without time pressure
From 0.55% p.m.Ready for Development Finance in Cumbria?
Submit your deal in minutes. Our team will come back to you with indicative terms within 24 hours.