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Buckinghamshire

Amersham
development finance.

Expert property development finance in Amersham, Buckinghamshire. Median price £743,498, 220 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Amersham dealOr call +44 20 3816 3693
Median price
£743k
Sales (12m)
220
YoY change
+6.2%
Chiltern Hills countryside with houses in the distance

Amersham, Buckinghamshire

Property finance
in Amersham.

Amersham - metropolitan line commuter town with premium Chiltern Hills values and conservation area opportunities. With a median property price of £743,498 and 220 transactions in the last twelve months, Amersham represents a focused market with prices up 6.2% year-on-year.

Detached homes command a median of £983,750 while flats average £315,000, reflecting the breadth of Amersham's residential market. Terraced houses sit at £555,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Amersham and the wider Buckinghamshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Amersham Property Market ReportBuckinghamshire County Market Report

The capital stack

Seven funding routes for
every Amersham scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Amersham developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Amersham

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Amersham

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Amersham

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Amersham

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Amersham

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Amersham

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Amersham

Live market data

Amersham
market snapshot.

HM Land Registry sold-price data for Amersham over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£743,498
Sales (12m)
220
YoY change
+6.2%
Pipeline units
449
Pipeline GDV
£327.9M

Amersham development appraisal

Model the numbers
for your scheme.

Pre-populated with Amersham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Amersham median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£3,562,600
Senior Debt (65% LTGDV)£3,201,250
Equity Required£361,350
Interest (18m)£360,141
Profit on Cost25.5%
Senior Debt£3,201,250
Equity£361,350
Get Terms for This Scheme

Land Registry data

Recent property sales
in Amersham.

220 residential transactions in the last twelve months. Median sold price £743,498 (+6.2% YoY)

Detached

£983,750

Semi-Detached

£781,750

Terraced

£555,000

Flat

£315,000

DateAddressTypePrice
17 Jun 2026RIDGEWELL HOUSEHP7 0QXSemi-Detached£2,850,000
16 Jun 202650, GROVE ROADHP6 6LYFlat£305,000
16 Jun 20265, CHEQUERS HILLHP7 9DQDetached£982,500
5 Jun 202620, MARYGOLD WALKHP6 6QFSemi-Detached£508,000
3 Jun 2026SOMETHING COTTAGE, 6, CHURCH STREETHP7 0DBSemi-Detached£690,000
3 Jun 20267, CHURCH GROVEHP6 6SHDetached£1,195,000
1 Jun 2026FLAT 4, ARCHER COURT, 43, CHESHAM ROADHP6 5ULFlat£220,000
1 Jun 20269, HIGH VIEW PLACEHP7 9FESemi-Detached£760,000
29 May 20264, ROWAN PLACEHP6 6URTerraced£480,000
29 May 20265, KILN AVENUEHP6 6QWFlat£312,500

Planning pipeline

Planning activity
in Amersham.

5 residential applications awaiting decision
·10 units in pipeline·£7.4M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
PL/26/05182/FA

Erection of 1 dwelling (self/custom build) with associated works, and demolition…

Land West Of Ludgershall Road Brill Buckinghamshire

1£743,498Pending
PL/26/05277/EIASO

Request for an EIA Scoping Opinion under Regulation 6 of the Town and Country Pl…

Land at London Road Buckingham Buckinghamshire

--Pending
PL/26/05291/PIP

Permission in principle for residential development for a minimum of 5 and a max…

Land Rear Of 126 and 128 Lye Green Road Chesham Buckinghamshire HP5 3NH

9£6.7MPending
PL/26/04301/FA

Demolition of redundant agricultural buildings and erection of 1no. B8 unit (sto…

Cavan Farm Cane End Lane Bierton Buckinghamshire HP22 5BH

--Pending
PL/26/04400/PAPCR

Prior Notification under Class MA of Part 3, Schedule 2 of the Town and Country …

First Floor Sherriff House Beaconsfield Road Farnham Common Buckinghamshire SL2 3QH

--Pending

Source: HM Land Registry price paid data, 12 months to August 2026 · Buckinghamshire Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Amersham
— answered.

What is the average property price in Amersham?
The median property price in Amersham is £743,498, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £983,750, semi-detached properties at £781,750, terraced houses at £555,000, flats at £315,000.
Is Amersham a good area for property development?
Amersham recorded 220 property transactions in the last 12 months, with prices up 6.2% year-on-year - suggesting sustained buyer demand. Metropolitan line commuter town with premium Chiltern Hills values and conservation area opportunities. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Amersham?
We arrange the full range of property development finance in Amersham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Amersham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Amersham?
Development finance rates for Amersham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £4.7M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

Non-Utilisation Fees: The Charge for Money You Haven't Borrowed

9 min read read

Section 106 and CIL: Planning Costs That Affect Your Development Finance

10 min read read

Valuation Appeals in Development Finance: When and How to Challenge

10 min read read

Land Registry Requirements for Development Finance Applications

10 min read read
View all guides

Where we fund

Amersham,
Buckinghamshire.

Nearby markets

Adjacent towns
we also fund.

Aylesbury

Median · £371,000

Garden Town designation with 16,000 new homes planned across multiple strategic sites

High Wycombe

Median · £430,000

Largest Buckinghamshire town with Handy Cross hub regeneration and furniture industry heritage conversions

Beaconsfield

Median · £950,000

Affluent commuter town near Pinewood Studios with ultra-premium family housing market

Marlow

Median · £647,500

Thames-side town with premium riverside development opportunities and strong lifestyle appeal

Chesham

Median · £462,500

Metropolitan line terminus town with more affordable values and growing development interest

Buckingham

Median · £370,000

Historic market town with university campus and growing residential demand

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Amersham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693