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Buckinghamshire

Buckingham
development finance.

Expert property development finance in Buckingham, Buckinghamshire. Median price £371,000, 549 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£371k
Sales (12m)
549
YoY change
-6.1%
Chiltern Hills countryside with houses in the distance

Buckingham, Buckinghamshire

Property finance
in Buckingham.

Buckingham - historic market town with university campus and growing residential demand. With a median property price of £371,000 and 549 transactions in the last twelve months, Buckingham represents a steady market with prices down 6.1% year-on-year.

Detached homes command a median of £515,000 while flats average £180,000, reflecting the breadth of Buckingham's residential market. New-build activity is notable, with 28 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Buckingham and the wider Buckinghamshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Buckingham
market snapshot.

HM Land Registry sold-price data for Buckingham over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£371,000
Sales (12m)
549
YoY change
-6.1%
Approved (recent)
592
Pipeline units
10,781
Pipeline GDV
£3920.4M

Buckingham development appraisal

Model the numbers
for your scheme.

Pre-populated with Buckingham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Buckingham median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,240,100
Senior Debt (65% LTGDV)£1,545,050
Equity Required£695,050
Interest (18m)£173,818
Profit on Cost-1.5%
Senior Debt£1,545,050
Equity£695,050

Land Registry data

Recent property sales
in Buckingham.

549 residential transactions in the last twelve months. Median sold price £371,000 (-6.1% YoY). 28 new-build transactions with a +11.6% premium over existing stock.

Detached

£515,000

Semi-Detached

£355,000

Terraced

£292,000

Flat

£180,000

DateAddressTypePrice
27 Jul 20261, HIGHFIELD ROADMK18 3DUDetached£505,000
24 Jul 20266, WELFORD CLOSEMK18 2GPDetached£635,000
24 Jul 20264, PALMERS MOORMK18 2HPDetached£990,000
24 Jul 2026SUNLEA, HIGH STREETMK18 5JXSemi-Detached£315,000
23 Jul 2026VICTORIA HOUSE, LILLINGSTONE ROADMK18 5HZDetached£890,000
17 Jul 202633, THE ISLANDMK18 2NUSemi-Detached£240,000
17 Jul 202621, MANOR PARKMK18 1QZTerraced£285,000
15 Jul 202641, SMALL CRESCENTMK18 7DESemi-Detached£389,000
13 Jul 202632, ASHGROVEMK18 2NWTerraced£235,000
10 Jul 2026110, MORETON ROADMK18 1PWDetached£575,000

Planning pipeline

Planning activity
in Buckingham.

592 approved (last 12 months)
·
343 pending
·10,781 units in pipeline·£3920.4M estimated GDV·77% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
PL/25/4022/PIP

Permission in principle for redevelopment of buildings and hardstanding for mini…

Dibden Hill Farm Dibden Hill Chalfont St Giles Buckinghamshire HP8 4RD

9£3.4MApproved
25/06419/FUL

Householder application for alterations and extension of the existing garage/ann…

Ridge End House Marlow Common Road Marlow Common Buckinghamshire SL7 2QS

--Approved
PL/25/5323/FA

Proposed single storey side and rear extension, including loft extension and con…

194 New Road High Wycombe Buckinghamshire HP12 4RG

2£359,996Approved
PL/26/05569/FA

Change of use of dwellinghouse (Class C3) to three child residential children's …

1 Evelyn Gardens Burnham Buckinghamshire SL6 0FG

1£375,000Approved
PL/25/3923/FA

Proposed demolition of the existing buildings and development of 5 family homes,…

No.2 and 4 Berwick Close Beaconsfield Buckinghamshire HP9 2RB

5£1.9MApproved

Current Applications

RefProposalUnitsEst. GDVStatus
PL/26/07453/DE

Submission of details of landscaping (including details of canopy cover as requi…

Land South Of Finings Road Lane End Buckinghamshire

9£3.4MPending
PL/26/07515/OA

Outline permission for erection of single detached dwelling (matter to be consid…

Faircroft Wood Lane South Heath Buckinghamshire HP16 0RB

--Pending
PL/26/07509/PAPCR

Prior Notification under Class MA of Part 3, Schedule 2 of the Town and Country …

Industrial Building Old Leighton Farm Mursley Road Stewkley Buckinghamshire LU7 0ES

1£375,000Pending
PL/26/06638/FA

Temporary residential cabin to provide accommodation for the existing occupants …

The Laurel 1A Oak Tree Avenue Marlow Buckinghamshire SL7 3EN

--Pending
PL/26/07514/PIP

Application for permission in principle for the erection of a minimum of 1 and a…

Land To The Rear Of Nine Elms Jordans Way Jordans Buckinghamshire

2£750,000Pending

Source: HM Land Registry price paid data, 12 months to September 2026 · Buckinghamshire Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Buckingham
— answered.

What is the average property price in Buckingham?
The median property price in Buckingham is £371,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £515,000, semi-detached properties at £355,000, terraced houses at £292,000, flats at £180,000.
Is Buckingham a good area for property development?
Buckingham recorded 549 property transactions in the last 12 months, with prices adjusting 6.1% year-on-year - creating potential value opportunities for developers. Historic market town with university campus and growing residential demand. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Buckingham?
We arrange the full range of property development finance in Buckingham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Buckingham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Buckingham?
Development finance rates for Buckingham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.1M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Buckingham,
Buckinghamshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Buckingham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.