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Buckinghamshire

Chesham
development finance.

Expert property development finance in Chesham, Buckinghamshire. Median price £462,500, 246 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Chesham dealOr call +44 20 3816 3693
Median price
£463k
Sales (12m)
246
YoY change
+6.3%
Chiltern Hills countryside with houses in the distance

Chesham, Buckinghamshire

Property finance
in Chesham.

Chesham - metropolitan line terminus town with more affordable values and growing development interest. With a median property price of £462,500 and 246 transactions in the last twelve months, Chesham represents a focused market with prices up 6.3% year-on-year.

Detached homes command a median of £875,000 while flats average £230,000, reflecting the breadth of Chesham's residential market. Terraced houses sit at £415,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Chesham and the wider Buckinghamshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Chesham Property Market ReportBuckinghamshire County Market Report

The capital stack

Seven funding routes for
every Chesham scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Chesham developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Chesham

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Chesham

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Chesham

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Chesham

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Chesham

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Chesham

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Chesham

Live market data

Chesham
market snapshot.

HM Land Registry sold-price data for Chesham over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£462,500
Sales (12m)
246
YoY change
+6.3%
Pipeline units
254
Pipeline GDV
£114.0M

Chesham development appraisal

Model the numbers
for your scheme.

Pre-populated with Chesham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Chesham median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,245,600
Senior Debt (65% LTGDV)£2,047,500
Equity Required£198,100
Interest (18m)£230,344
Profit on Cost27.2%
Senior Debt£2,047,500
Equity£198,100
Get Terms for This Scheme

Land Registry data

Recent property sales
in Chesham.

246 residential transactions in the last twelve months. Median sold price £462,500 (+6.3% YoY)

Detached

£875,000

Semi-Detached

£500,000

Terraced

£415,000

Flat

£230,000

DateAddressTypePrice
18 Jun 202615, KIRTLE ROADHP5 1ADTerraced£375,000
17 Jun 202647, SUNNYSIDE ROADHP5 2ARSemi-Detached£445,000
11 Jun 202636, GLENISTER ROADHP5 2AZSemi-Detached£425,000
11 Jun 202633, HIGHAM ROADHP5 2AFTerraced£360,000
5 Jun 202621, HIVINGS PARKHP5 2LFSemi-Detached£380,000
5 Jun 20262, PARTRIDGE CLOSEHP5 3LHDetached£600,000
4 Jun 202639, DARVELL DRIVEHP5 2QNSemi-Detached£650,000
3 Jun 202681, LYE GREEN ROADHP5 3NBDetached£912,500
3 Jun 202663, AYLWARD GARDENSHP5 2QZSemi-Detached£674,000
29 May 202645, ESKDALE AVENUEHP5 3AYSemi-Detached£475,000

Planning pipeline

Planning activity
in Chesham.

6 residential applications awaiting decision
·254 units in pipeline·£116.5M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
PL/26/04260/FA

Demolition of existing dwellings and associated structures and the erection of 7…

Burman Lodge and The Cottage 39-41 Marsham Lane Gerrards Cross Buckinghamshire SL9 8HA

7£3.2MPending
PL/26/04301/FA

Demolition of redundant agricultural buildings and erection of 1no. B8 unit (sto…

Cavan Farm Cane End Lane Bierton Buckinghamshire HP22 5BH

--Pending
PL/26/04450/EIASR

Request for an EIA Screening Opinion under Regulation 6 of the Town and Country …

Land East Of Gerrards Cross Road Stoke Poges Buckinghamshire

150£69.4MPending
PL/26/04197/OA

Outline application for residential development for up to 93 dwellings and assoc…

Land North Of Brandon Close Aston Clinton Buckinghamshire

93£43.0MPending
PL/26/04221/VRC

Variation of condition 21 (approved plans) attached to planning permission PL/23…

The Hermitage Bath Road Taplow Buckinghamshire SL6 0AR

4£920,000Pending

Source: HM Land Registry price paid data, 12 months to August 2026 · Buckinghamshire Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Chesham
— answered.

What is the average property price in Chesham?
The median property price in Chesham is £462,500, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £875,000, semi-detached properties at £500,000, terraced houses at £415,000, flats at £230,000.
Is Chesham a good area for property development?
Chesham recorded 246 property transactions in the last 12 months, with prices up 6.3% year-on-year - suggesting sustained buyer demand. Metropolitan line terminus town with more affordable values and growing development interest. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Chesham?
We arrange the full range of property development finance in Chesham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Chesham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Chesham?
Development finance rates for Chesham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £3.0M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

Non-Utilisation Fees: The Charge for Money You Haven't Borrowed

9 min read read

Section 106 and CIL: Planning Costs That Affect Your Development Finance

10 min read read

Valuation Appeals in Development Finance: When and How to Challenge

10 min read read

Land Registry Requirements for Development Finance Applications

10 min read read
View all guides

Where we fund

Chesham,
Buckinghamshire.

Nearby markets

Adjacent towns
we also fund.

Aylesbury

Median · £370,500

Garden Town designation with 16,000 new homes planned across multiple strategic sites

High Wycombe

Median · £430,000

Largest Buckinghamshire town with Handy Cross hub regeneration and furniture industry heritage conversions

Amersham

Median · £750,000

Metropolitan line commuter town with premium Chiltern Hills values and conservation area opportunities

Beaconsfield

Median · £945,000

Affluent commuter town near Pinewood Studios with ultra-premium family housing market

Marlow

Median · £637,500

Thames-side town with premium riverside development opportunities and strong lifestyle appeal

Buckingham

Median · £370,000

Historic market town with university campus and growing residential demand

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Chesham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693