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Buckinghamshire

Chesham
development finance.

Expert property development finance in Chesham, Buckinghamshire. Median price £440,000, 211 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Chesham dealOr call +44 20 3816 3693
Median price
£440k
Sales (12m)
211
YoY change
-1.1%
Chiltern Hills countryside with houses in the distance

Chesham, Buckinghamshire

Property finance
in Chesham.

Chesham - metropolitan line terminus town with more affordable values and growing development interest. With a median property price of £440,000 and 211 transactions in the last twelve months, Chesham represents a focused market with prices down 1.1% year-on-year.

Detached homes command a median of £820,000 while flats average £250,000, reflecting the breadth of Chesham's residential market. Terraced houses sit at £400,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Chesham and the wider Buckinghamshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Chesham Property Market ReportBuckinghamshire County Market Report

The capital stack

Seven funding routes for
every Chesham scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Chesham developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Chesham

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Chesham

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Chesham

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Chesham

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Chesham

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Chesham

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Chesham

Live market data

Chesham
market snapshot.

HM Land Registry sold-price data for Chesham over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£440,000
Sales (12m)
211
YoY change
-1.1%
Approved (12m)
0
Pipeline units
56
Pipeline GDV
£22.9M

Chesham development appraisal

Model the numbers
for your scheme.

Pre-populated with Chesham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Chesham median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,124,300
Senior Debt (65% LTGDV)£1,891,500
Equity Required£232,800
Interest (18m)£212,794
Profit on Cost24.5%
Senior Debt£1,891,500
Equity£232,800
Get Terms for This Scheme

Land Registry data

Recent property sales
in Chesham.

211 residential transactions in the last twelve months. Median sold price £440,000 (-1.1% YoY)

Detached

£820,000

Semi-Detached

£485,000

Terraced

£400,000

Flat

£250,000

DateAddressTypePrice
25 Feb 20268, PORTOBELLO CLOSEHP5 2PLSemi-Detached£575,000
12 Feb 2026119, NALDERS ROADHP5 3DASemi-Detached£400,000
11 Feb 20266, BARNES AVENUEHP5 1APSemi-Detached£427,000
9 Feb 202618, DARVELL DRIVEHP5 2QLFlat£337,000
9 Feb 202623A, ALMA ROADHP5 3HDDetached£550,000
9 Feb 202619, SAYWARD CLOSEHP5 3DPSemi-Detached£632,500
6 Feb 202646, SEVERALLS AVENUEHP5 3ELTerraced£500,000
30 Jan 2026206, BOTLEY ROADHP5 1XTTerraced£485,000
30 Jan 202620, NUTKINS WAYHP5 2BESemi-Detached£485,000
30 Jan 2026HORSE HEATH COTTAGE, HORSE HILLHP5 1GEDetached£1,150,000

Planning pipeline

Planning activity
in Chesham.

0 approved (12m)
·
6 pending
·87 units in pipeline·£38.3M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
PL/26/01678/VRC

Variation of conditions 8 (materials) and 11 (approved plans) attached to planni…

8 Rookery Meadow Holmer Green Buckinghamshire HP15 6XF

2£880,000Pending
PL/26/01741/PIP

Application for Permission in Principle for the erection of a minimum of 2 and a…

Farmyard Formerly Associated With Dean Farm Singleborough Lane Singleborough Great Horwood Buckinghamshire MK17 0RF

2£880,000Pending
PL/26/01674/VRC

Variation of condition 20 (approved plans) attached to planning permission PL/25…

Joes Folly Boarding Kennels Amerden Close Taplow Buckinghamshire SL6 0EF

16£7.0MPending
PL/26/01555/PIP

Application for permission in principle for change of use of land for a minimum …

Field Farm Spurlands End Road Great Kingshill Buckinghamshire HP15 6PE

1£440,000Pending
PL/26/01511/PAPCR

Prior Notification under Class MA of Part 3, Schedule 2 of the Town and Country …

37 - 39 High Street Long Crendon Buckinghamshire HP18 9AL

1£440,000Pending

Common questions

Property finance in Chesham
— answered.

What is the average property price in Chesham?
The median property price in Chesham is £440,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £820,000, semi-detached properties at £485,000, terraced houses at £400,000, flats at £250,000.
Is Chesham a good area for property development?
Chesham recorded 211 property transactions in the last 12 months, with prices adjusting 1.1% year-on-year - creating potential value opportunities for developers. Metropolitan line terminus town with more affordable values and growing development interest. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Chesham?
We arrange the full range of property development finance in Chesham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Chesham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Chesham?
Development finance rates for Chesham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.9M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

Non-Utilisation Fees: The Charge for Money You Haven't Borrowed

9 min read read

Section 106 and CIL: Planning Costs That Affect Your Development Finance

10 min read read

Valuation Appeals in Development Finance: When and How to Challenge

10 min read read

Land Registry Requirements for Development Finance Applications

10 min read read
View all guides

Where we fund

Chesham,
Buckinghamshire.

Nearby markets

Adjacent towns
we also fund.

Aylesbury

Median · £370,000

Garden Town designation with 16,000 new homes planned across multiple strategic sites

High Wycombe

Median · £421,500

Largest Buckinghamshire town with Handy Cross hub regeneration and furniture industry heritage conversions

Amersham

Median · £724,975

Metropolitan line commuter town with premium Chiltern Hills values and conservation area opportunities

Beaconsfield

Median · £950,000

Affluent commuter town near Pinewood Studios with ultra-premium family housing market

Marlow

Median · £607,500

Thames-side town with premium riverside development opportunities and strong lifestyle appeal

Buckingham

Median · £380,000

Historic market town with university campus and growing residential demand

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Chesham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693