ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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Bishopston, Bristol

Bridging Finance
in Bishopston

Expert bridging finance for property developers in Bishopston. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Bristol harbourside with colourful houses

Bishopston, Bristol

Bridging Finance
in Bishopston.

Live market data

Bishopston
market snapshot.

HM Land Registry sold-price data for Bishopston over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£347,000
Sales (12m)
6,824
YoY change
+2.1%
Approved (recent)
478
Pipeline units
1,139
Pipeline GDV
£374.6M

Planning pipeline

Planning activity
in Bishopston.

478 approved (last 12 months)
·
260 pending
·1,139 units in pipeline·£374.6M estimated GDV·78% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
26/10022/F

Erection of 5No. new commercial units (Use Class B2, B8, E(g)(ii), E(g)(iii and …

The Villings South Liberty Lane Bristol BS3 2UQ

--Pending04/09/2026
26/12792/F

Change of use from a dwellinghouse used by a single person or household (Use Cla…

6 Stuart Street Bristol BS5 9QG

1£350,000Pending04/09/2026
26/12598/F

Removal of the existing non-original entrance door and frame and installation of…

W C A House Redcliff Backs Bristol BS1 6WA

--Pending02/09/2026
25/15207/F

Part retrospective planning permission and listed building consent for the upgra…

EE Communication On Chimney Rear Of Bristol North Baths Gloucester Road Bishopston Bristol BS7 8BN

--Pending28/08/2026
26/11514/F

Erection of a two-storey building comprising 2no. self-contained flats.

Land To Rear Of 372 And 374 Southmead Road Bristol BS10 5LP

--Pending28/08/2026

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/13656/F

Change of use of ground floor from veterinary practice (Use Class E) to self-con…

31 Lyndale Road Bristol BS5 7AA

--Pending28/08/2026
26/13658/F

Change of use from a dwellinghouse, to a large dwellinghouse in multiple occupat…

9 Harrow Road Bristol BS4 3ND

1£350,000Pending27/08/2026
26/13503/F

Proposed single storey dwelling to replace existing garage.

1 Ashton Gate Terrace Bristol BS3 1TA

--Pending27/08/2026
26/13464/F

Replacement of top floor window.

Third Floor Flat 6 Rodney Place Bristol BS8 4HY

--Pending27/08/2026
26/13455/F

Two new padel courts within the curtilage of the site with associated works cove…

Bristol Lawn Tennis And Squash Centre Redland Green Road Bristol BS6 7HF

--Pending26/08/2026

Deal intelligence

Key schemes
in Bishopston.

Indicative appraisals of the largest residential schemes in the Bishopston planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £219.2M in combined GDV across 612 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Hengrove Leisure Park Hengrove Way Bristol BS14 0HR

£115.3M

Estimated GDV

Units

322

GDV / Unit

£358k

Build Cost (Range)

£44.9M–£56.9M

Residual Land Value

£15.9M

GDV estimated from the HM Land Registry blended median of £347,000 plus a 3.2% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £15,889,000 (£49k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£115.3M
Construction (21,896 sqm @ £2,330/sqm mid)−£51.0M
Externals, fees & contingency−£15.0M
Finance (65% LTGDV, 24m) & sales costs−£13.2M
Developer profit target (17.5% on GDV)−£20.2M
Implied residual land value£15.9M

Indicative Capital Stack

Senior Debt60% (£69.2M)Mezzanine20% (£23.1M)Developer Equity20% (£23.1M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Former School Site New Fosseway Road Bristol BS14 9LN

£71.6M

Estimated GDV

Units

200

GDV / Unit

£358k

Build Cost (Range)

£27.9M–£35.4M

Residual Land Value

£9.9M

GDV estimated from the HM Land Registry blended median of £347,000 plus a 3.2% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £9,869,000 (£49k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£71.6M
Construction (13,600 sqm @ £2,330/sqm mid)−£31.7M
Externals, fees & contingency−£9.3M
Finance (65% LTGDV, 24m) & sales costs−£8.2M
Developer profit target (17.5% on GDV)−£12.5M
Implied residual land value£9.9M

Indicative Capital Stack

Senior Debt60% (£43.0M)Mezzanine20% (£14.3M)Developer Equity20% (£14.3M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

493 - 499 Bath Road Brislington Bristol BS4 3JU

£32.2M

Estimated GDV

Units

90

GDV / Unit

£358k

Build Cost (Range)

£12.5M–£15.9M

Residual Land Value

£4.4M

GDV estimated from the HM Land Registry blended median of £347,000 plus a 3.2% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £4,440,000 (£49k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£32.2M
Construction (6,120 sqm @ £2,330/sqm mid)−£14.3M
Externals, fees & contingency−£4.2M
Finance (65% LTGDV, 24m) & sales costs−£3.7M
Developer profit target (17.5% on GDV)−£5.6M
Implied residual land value£4.4M

Indicative Capital Stack

Senior Debt60% (£19.3M)Mezzanine20% (£6.4M)Developer Equity20% (£6.4M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £347,000 plus a 3.2% new-build premium (measured locally).
  • Build cost: £2,050-£2,600/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Bishopston market dataBristol market report

Land Registry data

Recent property sales
in Bishopston.

6,824 residential transactions in the last twelve months. Median sold price £347,000 (+2.1% YoY). 52 new-build transactions with a +3.2% premium over existing stock.

Detached

£530,000

Semi-Detached

£368,000

Terraced

£375,000

Flat

£260,000

DateAddressTypePriceTenure
30 Jul 202654, MENDIP ROADBS3 4NYTerraced£560,000Freehold
29 Jul 202673, THINGWALL PARKBS16 2ALTerraced£748,000Freehold
29 Jul 20269, DURSLEY ROADBS11 9XBTerraced£330,000Freehold
28 Jul 20269, COOMBE ROCKEBS9 2ANFlat£263,000Leasehold
28 Jul 2026FLAT 11, VICTORIA COURT, DURDHAM PARKBS6 6XSFlat£470,000Leasehold
28 Jul 202641, DAVIS STREETBS11 9JSTerraced£290,000Freehold
27 Jul 202620, QUANTOCK ROADBS3 4PFTerraced£405,000Freehold
27 Jul 202639, KINGS HEAD LANEBS13 7DBSemi-Detached£365,000Freehold
27 Jul 202611, BOWER ASHTON TERRACEBS3 2LETerraced£515,000Freehold
27 Jul 202624, ASH ROADBS7 8RNTerraced£635,000Leasehold

Source: HM Land Registry price paid data, 12 months to September 2026 · Bristol City Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Bishopston deals.

Typical pricing for bridging finance in Bishopston. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Bishopston

An indicative appraisal for a nine-unit residential scheme priced at Bishopston's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£3,418,000

Loan Amount

£2,222,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Bishopston
— answered.

How active is the development pipeline in Bishopston?
The Bristol City Council planning register currently shows 260 residential applications awaiting decision in Bishopston, together proposing 437 units — the largest single scheme proposes 200 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Bishopston Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £347,000, 6,824 sales, +2.1% YoY. Bristol county.

6 min read

Bristol Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

6 towns analysed. Median price £335,000, 4,572 transactions, -1.9% YoY.

Recent deals

Property finance deals
in Bishopston, Bristol.

Real schemes we have structured for developers in Bishopston, Bristol. Sanitised for confidentiality, anchored in actual terms issued.

Equity & Joint Venture

JV Equity Partnership

Introduced a family office equity partner to fund 100% of project costs for a 30-unit scheme. Developer contributed land only, retaining 60% of profits.

GDV
£8.5M
Leverage
100% of Costs
View all case studies

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Bishopston and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Bishopston,
Bristol.

Adjacent products

Other services
in Bishopston.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Bristol City Centre

Bedminster

Filton

Hengrove

Keynsham

Get Terms020 3816 3693