ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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  3. Bristol/
  4. Hengrove/
  5. Bridging Finance

Hengrove, Bristol

Bridging Finance
in Hengrove

Expert bridging finance for property developers in Hengrove. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Bristol harbourside with colourful houses

Hengrove, Bristol

Bridging Finance
in Hengrove.

Live market data

Hengrove
market snapshot.

HM Land Registry sold-price data for Hengrove over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£350,000
Sales (12m)
4,911
YoY change
+2.5%
Pipeline units
697
Pipeline GDV
£233.2M

Planning pipeline

Planning activity
in Hengrove.

136 residential applications awaiting decision
·76 units in pipeline·£23.1M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/13240/F

Erection of Pick-Up lockers and associated new signage.

Ikea Ltd Eastgate Road Bristol BS5 6XX

--Pending13/08/2026
26/13113/F

Proposed new side and rear dormers to existing Maisonette apartment.

First And Second Floor Flat 37 Abbotsford Road Bristol BS6 6EY

--Pending11/08/2026
26/13252/F

Erection of a single self-build dwelling with associated works.

59 West Town Lane Brislington Bristol BS4 5DD

--Pending10/08/2026
26/13073/F

Replacement of the existing low iron gate and gate posts to the side entrance Er…

Quaker Meeting House 300 Gloucester Road Horfield Bristol BS7 8PD

--Pending10/08/2026
26/13257/F

Partial demolition (with front and side facade retention), alteration and extens…

43 Aberdeen Road Bristol BS6 6HY

9£2.3MPending10/08/2026

Deal intelligence

Key schemes
in Hengrove.

Indicative appraisals of the largest residential schemes in the Hengrove planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £8.0M in combined GDV across 28 units, with indicative capital stacks for each.

Residential Development Awaiting decision

Oldbury Court Community Association Delabere Avenue Bristol BS16 2ND

£4.1M

Estimated GDV

Units

15

GDV / Unit

£273k

Build Cost (Range)

£1.9M–£2.5M

Residual Land Value

Tight

GDV estimated from the HM Land Registry flat median of £260,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£4.1M
Construction (945 sqm @ £2,330/sqm mid)−£2.2M
Externals, fees & contingency−£583k
Finance (65% LTGDV, 18m) & sales costs−£405k
Developer profit target (17.5% on GDV)−£717k
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£2.5M)Mezzanine20% (£819k)Developer Equity20% (£819k)

Broker insight: For a 15-unit scheme in Hengrove, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Small-Scale Development Awaiting decision

43 Aberdeen Road Bristol BS6 6HY

£2.5M

Estimated GDV

Units

9

GDV / Unit

£273k

Build Cost (Range)

£1.2M–£1.5M

Residual Land Value

£152k

GDV estimated from the HM Land Registry flat median of £260,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £152,000 (£17k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£2.5M
Construction (567 sqm @ £2,330/sqm mid)−£1.3M
Externals, fees & contingency−£350k
Finance (65% LTGDV, 12m) & sales costs−£204k
Developer profit target (17.5% on GDV)−£430k
Implied residual land value£152k

Indicative Capital Stack

Senior Debt60% (£1.5M)Mezzanine20% (£491k)Developer Equity20% (£491k)

Broker insight: For a 9-unit scheme in Hengrove, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Small-Scale Development Awaiting decision

Land Adjacent To 69 Freemantle Road Bristol BS5 6SY

£1.5M

Estimated GDV

Units

4

GDV / Unit

£368k

Build Cost (Range)

£779k–£988k

Residual Land Value

Tight

GDV estimated from the HM Land Registry blended median of £350,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV

Gross Development Value£1.5M
Construction (380 sqm @ £2,330/sqm mid)−£885k
Externals, fees & contingency−£235k
Finance (65% LTGDV, 12m) & sales costs−£122k
Developer profit target (17.5% on GDV)−£257k
Implied residual land valueMarginal

Indicative Capital Stack

Senior Debt60% (£882k)Mezzanine20% (£294k)Developer Equity20% (£294k)

Broker insight: For a 4-unit scheme in Hengrove, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry flat median of £260,000 plus a 5% new-build premium (assumed).
  • Build cost: £2,050-£2,600/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 63 sqm/unit (NDSS-derived).
  • On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 18 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Hengrove market dataBristol market report

Land Registry data

Recent property sales
in Hengrove.

4,911 residential transactions in the last twelve months. Median sold price £350,000 (+2.5% YoY). 19 new-build transactions with a -25.7% premium over existing stock.

Detached

£542,500

Semi-Detached

£370,000

Terraced

£375,000

Flat

£260,000

DateAddressTypePriceTenure
26 Jun 20269, CHURCH ROADBS7 8SATerraced£517,500Leasehold
26 Jun 202611, UPPER SANDHURST ROADBS4 3RRTerraced£418,500Freehold
26 Jun 202611, FELIX ROADBS5 0JLTerraced£267,500Freehold
25 Jun 202616, LAMBOURN CLOSEBS3 4LXTerraced£420,000Freehold
25 Jun 2026101, SANDHOLME ROADBS4 3RXTerraced£400,000Freehold
25 Jun 202612, HANDEL COSSHAM COURTBS15 1LUTerraced£355,000Freehold
24 Jun 202642, TUFFLEY ROADBS10 5EGTerraced£565,000Freehold
24 Jun 202620, LONG WOOD MEADOWSBS16 1GPDetached£535,000Freehold
24 Jun 20268, SANDHURST ROADBS4 3PJTerraced£450,000Freehold
24 Jun 202613, WEST STREETBS3 3NNTerraced£345,000Freehold

Source: HM Land Registry price paid data, 12 months to August 2026 · Bristol City Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Hengrove deals.

Typical pricing for bridging finance in Hengrove. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Hengrove

An indicative appraisal for a nine-unit residential scheme priced at Hengrove's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£3,497,000

Loan Amount

£2,273,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Hengrove
— answered.

How active is the development pipeline in Hengrove?
The Bristol City Council planning register currently shows 136 residential applications awaiting decision in Hengrove, together proposing 76 units — the largest single scheme proposes 15 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Hengrove Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Median price £350,000, 4,957 sales, +2.8% YoY. Bristol county.

6 min read

Bristol Property Market: Prices, Trends & Development Finance, End of H1 2026

6 towns analysed. Median price £330,100, 3,151 transactions, -2.9% YoY.

Recent deals

Property finance deals
in Hengrove, Bristol.

Real schemes we have structured for developers in Hengrove, Bristol. Sanitised for confidentiality, anchored in actual terms issued.

Equity & Joint Venture

JV Equity Partnership

Introduced a family office equity partner to fund 100% of project costs for a 30-unit scheme. Developer contributed land only, retaining 60% of profits.

GDV
£8.5M
Leverage
100% of Costs
View all case studies

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Hengrove and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Hengrove,
Bristol.

Adjacent products

Other services
in Hengrove.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Bristol City Centre

Bedminster

Bishopston

Filton

Keynsham

Get Terms020 3816 3693