ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

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Filton, Bristol

Bridging Finance
in Filton

Expert bridging finance for property developers in Filton. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Bristol harbourside with colourful houses

Filton, Bristol

Bridging Finance
in Filton.

Live market data

Filton
market snapshot.

HM Land Registry sold-price data for Filton over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£335,000
Sales (12m)
4,572
YoY change
-1.9%
Approved (recent)
433
Pipeline units
2,379
Pipeline GDV
£799.2M

Planning pipeline

Planning activity
in Filton.

433 approved (last 12 months)
·
227 pending
·2,379 units in pipeline·£799.2M estimated GDV·86% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatusDate
P24/01229/F

Erection of 2 no. two storey houseblocks for 120 prisoners, healthcare unit, wor…

HM Prison Leyhill Tortworth Road Tortworth South Gloucestershire GL12 8BT

--Approved23/09/2026
P26/01733/PIP

Permission in principle for the erection of between 7no. and 9no. dwellings.

Land At Crossley Farm Swan Lane Winterbourne South Gloucestershire BS36 1RH

--Pending19/09/2026
P26/01360/F

Change of Use from Residential (Class C3) to Children's Home (Class C2) as defin…

12 South Road Almondsbury South Gloucestershire BS32 4HU

1£335,000Pending18/09/2026
P26/01593/HMO

Installation of 1no. rear dormer, and 3no. front roof lights to facilitate chang…

186 Downend Road Downend South Gloucestershire BS16 5EB

1£335,000Pending18/09/2026
P25/02431/F

Erection of a padel sports centre and associated works for the temporary period …

Land At Brabazon Former Filton Airfield South Gloucestershire

--Pending17/09/2026

Current Applications

RefProposalUnitsEst. GDVStatusDate
DOC26/00350

Dishcharge of condition 10 (Drainage) attached to permission P25/02262/F Demolit…

6 Withymead Road Marshfield South Gloucestershire SN14 8PB

2£670,000Pending24/09/2026
P26/02113/PIP

Permission in principle for the erection of 9no. dwellings.

Land At Down Road Winterbourne Down South Gloucestershire

--Pending17/09/2026
P26/02100/F

Demolition of existing domestic storage building and erection of 1no. holiday le…

Land Rear Of 69B Park Lane Frampton Cotterell South Gloucestershire BS36 2HA

--Pending16/09/2026
P26/02090/F

Erection of a two storey structure containing two 2-bedroom flats together with …

The Old Dairy Stoke Lane Patchway South Gloucestershire

--Pending15/09/2026
P26/02082/F

Erection of 1no. dwelling with access and associated works.

Land At 7 Catbrain Lane Almondsbury South Gloucestershire BS10 7TQ

--Pending15/09/2026

Deal intelligence

Key schemes
in Filton.

Indicative appraisals of the largest residential schemes in the Filton planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £364.4M in combined GDV across 1,036 units, with indicative capital stacks for each.

Major Residential Development Awaiting decision

Land West Of Park Farm Butt Lane Thornbury Bristol South Gloucestershire BS35 1RA

£135.8M

Estimated GDV

Units

386

GDV / Unit

£352k

Build Cost (Range)

£53.8M–£68.2M

Residual Land Value

£17.3M

GDV estimated from the HM Land Registry blended median of £335,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £17,307,000 (£45k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£135.8M
Construction (26,248 sqm @ £2,330/sqm mid)−£61.2M
Externals, fees & contingency−£18.0M
Finance (65% LTGDV, 24m) & sales costs−£15.6M
Developer profit target (17.5% on GDV)−£23.8M
Implied residual land value£17.3M

Indicative Capital Stack

Senior Debt60% (£81.5M)Mezzanine20% (£27.2M)Developer Equity20% (£27.2M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land North Of Oldbury Lane Thornbury South Gloucestershire BS35 1LB

£123.1M

Estimated GDV

Units

350

GDV / Unit

£352k

Build Cost (Range)

£48.8M–£61.9M

Residual Land Value

£15.7M

GDV estimated from the HM Land Registry blended median of £335,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £15,692,000 (£45k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£123.1M
Construction (23,800 sqm @ £2,330/sqm mid)−£55.5M
Externals, fees & contingency−£16.3M
Finance (65% LTGDV, 24m) & sales costs−£14.1M
Developer profit target (17.5% on GDV)−£21.5M
Implied residual land value£15.7M

Indicative Capital Stack

Senior Debt60% (£73.9M)Mezzanine20% (£24.6M)Developer Equity20% (£24.6M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Major Residential Development Awaiting decision

Land South Of Gloucester Road Almondsbury South Gloucestershire

£105.5M

Estimated GDV

Units

300

GDV / Unit

£352k

Build Cost (Range)

£41.8M–£53.0M

Residual Land Value

£13.4M

GDV estimated from the HM Land Registry blended median of £335,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £13,450,000 (£45k/unit) after a 17.5% developer profit target. Calculate GDV

Gross Development Value£105.5M
Construction (20,400 sqm @ £2,330/sqm mid)−£47.5M
Externals, fees & contingency−£14.0M
Finance (65% LTGDV, 24m) & sales costs−£12.1M
Developer profit target (17.5% on GDV)−£18.5M
Implied residual land value£13.4M

Indicative Capital Stack

Senior Debt60% (£63.3M)Mezzanine20% (£21.1M)Developer Equity20% (£21.1M)

Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost

Appraisal assumptions

  • GDV: HM Land Registry blended median of £335,000 plus a 5% new-build premium (assumed).
  • Build cost: £2,050-£2,600/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
  • On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
  • Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
  • Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Submit Your SchemeView full Filton market dataBristol market report

Land Registry data

Recent property sales
in Filton.

4,572 residential transactions in the last twelve months. Median sold price £335,000 (-1.9% YoY). 155 new-build transactions with a +31.8% premium over existing stock.

Detached

£500,000

Semi-Detached

£353,250

Terraced

£300,000

Flat

£197,000

DateAddressTypePriceTenure
29 Jul 202646, AVONDALE COURTBS30 9FBFlat£160,000Leasehold
27 Jul 202623, ARLINGHAM WAYBS34 5NHTerraced£270,000Freehold
27 Jul 202655, SALISBURY ROADBS16 5RGTerraced£330,000Freehold
27 Jul 202621, TOCKINGTON LANEBS32 4DZSemi-Detached£485,000Freehold
27 Jul 202621, PROWSE CLOSEBS35 1EGTerraced£450,000Freehold
24 Jul 202630, NIGHTINGALE CLOSEBS36 2HBTerraced£420,000Freehold
24 Jul 2026146, HOME ORCHARDBS37 5XGTerraced£300,000Freehold
24 Jul 202623, TANNER CLOSEBS30 7XFTerraced£250,000Freehold
24 Jul 202616, COURT ROADBS15 9QDTerraced£310,000Freehold
24 Jul 20262, MILLENNIUM CLOSEBS36 2GZDetached£585,000Freehold

Source: HM Land Registry price paid data, 12 months to September 2026 · South Gloucestershire Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Filton deals.

Typical pricing for bridging finance in Filton. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Filton

An indicative appraisal for a nine-unit residential scheme priced at Filton's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£3,338,000

Loan Amount

£2,170,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Filton
— answered.

How active is the development pipeline in Filton?
The South Gloucestershire Council planning register currently shows 227 residential applications awaiting decision in Filton, together proposing 1,724 units — the largest single scheme proposes 386 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.

Market intelligence

Local market
reports.

5 min read

Filton Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £335,000, 4,572 sales, -1.9% YoY. Bristol county.

6 min read

Bristol Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

6 towns analysed. Median price £335,000, 4,572 transactions, -1.9% YoY.

Recent deals

Property finance deals
in Filton, Bristol.

Real schemes we have structured for developers in Filton, Bristol. Sanitised for confidentiality, anchored in actual terms issued.

Equity & Joint Venture

JV Equity Partnership

Introduced a family office equity partner to fund 100% of project costs for a 30-unit scheme. Developer contributed land only, retaining 60% of profits.

GDV
£8.5M
Leverage
100% of Costs
View all case studies

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Filton and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Filton,
Bristol.

Adjacent products

Other services
in Filton.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Bristol City Centre

Bedminster

Bishopston

Hengrove

Keynsham

Get Terms020 3816 3693