St Neots Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

St Neots: Huntingdonshire market town with fast London services and Loves Farm expansion.

The St Neots property market recorded 889 residential sales in the 12 months to 31 May 2026, with a median sale price of £315,500. This places St Neots £4k above the Cambridgeshire county median of £311,749, and £31k above the approximate UK median of £285,000.

Prices in St Neots have recorded a notable decline, a year-on-year change of -6.4%. Within Cambridgeshire, St Neots ranks 3rd by price out of 8 principal towns, and 5th by transaction volume.

On a quarterly view, St Neots median prices moved from £335,000 in Q4 2024 to £300,000 in Q1 2026, a change of -10.4% over 5 quarters.

Huntingdonshire District Council, the local planning authority covering St Neots, approved 347 residential planning applications and refused 95 in the last 12 months, with 176 still awaiting a decision. That is an approval rate of 79%.

Those applications propose around 3,602 homes, an estimated £1.1bn of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Huntingdonshire District Council covers more than one town in Cambridgeshire, so these figures are authority-wide rather than specific to St Neots alone.

Property prices in St Neots vary significantly by type. The table below compares St Neots prices with Cambridgeshire county averages and UK national figures.

Detached homes in St Neots command £460,000, while flat properties are most accessible at £175,000. The £285k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 74 new-build sales in St Neots for the past 12 months, 8.3% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

On those registered sales, new builds in St Neots sold at a premium of 28.5% to existing stock.

Across the wider Cambridgeshire market, 471 new-build sales have registered so far. See our Cambridgeshire property market report for the full county picture.

The table below shows the most recently registered residential sales in St Neots, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £320,000 to £425,000 illustrates the breadth of the St Neots market.

For developers considering St Neots, the local market data translates directly into finance structuring. With a median value of £315,500 and detached homes at £460,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in St Neots with a GDV of £460,000 would attract senior debt of approximately £299,000 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

While prices have softened 6.4% year-on-year, experienced developers can still generate strong returns in St Neots by targeting well-located sites with clear demand drivers.

Ready to develop in St Neots? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put St Neots's market in context, the table below compares it with similarly-priced towns across Cambridgeshire:

For the full Cambridgeshire town-by-town breakdown, see our comprehensive Cambridgeshire property market report.