St Ives Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Review

St Ives: Cambridgeshire market town with guided busway Cambridge connectivity and riverside development.

The St Ives property market recorded 323 residential sales in the 12 months to 30 June 2026, with a median sale price of £310,000. This places St Ives £500 below the Cambridgeshire county median of £310,500, and £25k above the approximate UK median of £285,000.

Prices in St Ives have been broadly stable, a year-on-year change of -0.4%. Within Cambridgeshire, St Ives ranks 5th by price out of 8 principal towns, and 8th by transaction volume.

On a quarterly view, St Ives median prices moved from £320,000 in Q1 2025 to £280,000 in Q2 2026, a change of -12.5% over 5 quarters.

Huntingdonshire, the local planning authority covering St Ives, approved 26 residential planning applications and refused 11 in Q3 2026 (1 July to 30 September 2026), with 77 still awaiting a decision. That is an approval rate of 70%. A further 1 residential decision in the period has no recorded outcome in the source data and is not counted above. Planning figures come from local planning authority records compiled by Landstack, retrieved on 3 October 2026. Councils and Landstack can take several days to publish decisions, so decisions made in the final days of Q3 2026 may not all be included yet.

Schemes approved in Q3 2026, together with those still awaiting a decision, propose around 4,636 homes, an estimated £1.4bn of development value at local sale prices. Treat the unit total as an upper bound, since an outline permission and its reserved-matters application both count.

Huntingdonshire covers more than one town in Cambridgeshire, so these figures are authority-wide rather than specific to St Ives alone.

Property prices in St Ives vary significantly by type. The table below compares St Ives prices with Cambridgeshire county averages and UK national figures.

Detached homes in St Ives command £445,000, while flat properties are most accessible at £190,500. The £255k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

HM Land Registry has so far registered 2 new-build sales in St Ives for the past 12 months, 0.6% of registered transactions. New-build sales are typically registered 6 to 18 months after completion, so this understates current delivery and is not a completions figure.

Too few new-build sales have registered yet to quote a reliable new-build premium for St Ives.

Across the wider Cambridgeshire market, 445 new-build sales have registered so far. See our Cambridgeshire property market report for the full county picture.

The table below shows the most recently registered residential sales in St Ives, evidence of achieved prices for buyers, sellers and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales.

For developers considering St Ives, the local market data translates directly into finance structuring. With a median value of £310,000 and detached homes at £445,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a scheme in St Ives with a GDV of £445,000 would attract senior debt of approximately £289,250 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

While prices have softened 0.4% year-on-year, experienced developers can still generate strong returns in St Ives by targeting well-located sites with clear demand drivers.

Ready to develop in St Ives? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put St Ives's market in context, the table below compares it with similarly-priced towns across Cambridgeshire:

For the full Cambridgeshire town-by-town breakdown, see our comprehensive Cambridgeshire property market report.