Northampton Property Market Overview
County town with major town centre and waterside regeneration, university campus, and logistics employment
The Northampton property market recorded 3,184 residential sales over the past 12 months, with a median sale price of £271,150. This places Northampton £21k above the Northamptonshire county median of £250,000, and £14k below the UK national median of £285,000.
Prices in Northampton have shown a moderate decline, with a year-on-year change of -3.3%. Within Northamptonshire, Northampton ranks 2nd by price out of 7 principal towns, and 1st by transaction volume.
Northampton House Prices by Property Type
Property prices in Northampton vary significantly by type. The table below compares Northampton prices with Northamptonshire county averages and UK national figures.
| Type | Northampton | Northamptonshire Avg | UK Avg |
|---|---|---|---|
| Detached | £410,000 | £356,000 | £420,000 |
| Semi-detached | £275,000 | £250,000 | £265,000 |
| Terraced | £225,000 | £207,000 | £230,000 |
| Flat | £140,000 | £130,000 | £225,000 |
Detached homes in Northampton command £410,000, while flat properties are most accessible at £140,000. The £270k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.
Median Price by Property Type
New Build Homes in Northampton
Northampton recorded 108 new-build transactions in the past 12 months, representing 3.4% of total sales. This indicates meaningful developer activity and proven buyer demand for new homes in the area.
New-build properties in Northampton traded at a premium of 24.0% versus existing stock. This premium supports the viability of new development, as buyers are willing to pay more for new homes.
Across the wider Northamptonshire market, 315 new-build completions were recorded — see our Northamptonshire property market report for the full county picture.
Recent Property Sales in Northampton
The following table shows the most recent property transactions recorded in Northampton, providing real-time evidence of achieved prices for buyers, sellers, and developers:
| Price | Type | Postcode | Date | Status |
|---|---|---|---|---|
| £180,000 | Flat | NN5 7FB | 2026-02-26 | Existing |
| £415,000 | Detached | NN4 0TR | 2026-02-25 | Existing |
| £195,000 | Flat | NN1 4JA | 2026-02-20 | Existing |
| £765,000 | Detached | NN3 3DF | 2026-02-20 | Existing |
| £200,000 | Semi-detached | NN3 6HW | 2026-02-20 | Existing |
These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £180,000 to £765,000 illustrates the breadth of the Northampton market.
Development Finance in Northampton
For developers considering Northampton, the local market data translates directly into finance structuring. With a median value of £271,150 and detached homes at £410,000, lenders can assess scheme viability with confidence.
A typical development finance facility for a Northampton scheme with a GDV of £410,000 would attract senior debt of approximately £266,500 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.
While prices have softened 3.3% year-on-year, experienced developers can still generate strong returns in Northampton by targeting well-located sites with clear demand drivers.
Ready to develop in Northampton? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.
Northampton Compared to Nearby Northamptonshire Towns
To put Northampton's market in context, the table below compares it with similarly-priced towns across Northamptonshire:
| Town | Median Price | Sales (12m) | YoY Change |
|---|---|---|---|
| Northampton | £271,150 | 3,184 | -3.3% |
| Daventry | £265,000 | 485 | -7% |
| Kettering | £250,000 | 1,392 | -4.6% |
| Wellingborough | £248,000 | 1,026 | -6.2% |
| Rushden | £245,000 | 480 | +1.7% |
| Corby | £220,000 | 731 | -4.3% |
For the full Northamptonshire town-by-town breakdown, see our comprehensive Northamptonshire property market report.
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Northamptonshire Property Market: Prices, Trends & Development Finance (2026)
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5 min readFrequently Asked Questions
What is the average house price in Northampton?
The median house price in Northampton is £271,150, based on 3,184 transactions over the past 12 months. Detached homes average £410,000 while flat properties average £140,000.
Are house prices rising or falling in Northampton?
House prices in Northampton are falling at -3.3% year-on-year. This decline may present buying opportunities for investors and developers. The wider Northamptonshire market is falling at -4%.
How many properties sold in Northampton recently?
Northampton recorded 3,184 residential property sales in the past 12 months. This high volume indicates a liquid, active market.
What development finance is available for projects in Northampton?
Developers in Northampton can access development finance from 6.5% p.a. at 65-70% LTGDV, mezzanine finance stretching to 85-90% of costs, bridging loans completing in 5-10 days, and development exit finance. Construction Capital sources the best terms from 100+ lenders.