Kettering Property Market Overview
North Northamptonshire growth town with Midland Road regeneration and affordable values
The Kettering property market recorded 1,392 residential sales over the past 12 months, with a median sale price of £250,000. This places Kettering in line with the Northamptonshire county median, and £35k below the UK national median of £285,000.
Prices in Kettering have shown a moderate decline, with a year-on-year change of -4.6%. Within Northamptonshire, Kettering ranks 4th by price out of 7 principal towns, and 2nd by transaction volume.
Kettering House Prices by Property Type
Property prices in Kettering vary significantly by type. The table below compares Kettering prices with Northamptonshire county averages and UK national figures.
| Type | Kettering | Northamptonshire Avg | UK Avg |
|---|---|---|---|
| Detached | £356,000 | £356,000 | £420,000 |
| Semi-detached | £247,500 | £250,000 | £265,000 |
| Terraced | £200,000 | £207,000 | £230,000 |
| Flat | £127,000 | £130,000 | £225,000 |
Detached homes in Kettering command £356,000, while flat properties are most accessible at £127,000. The £229k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.
Median Price by Property Type
New Build Homes in Kettering
Kettering recorded 62 new-build transactions in the past 12 months, representing 4.5% of total sales. This indicates meaningful developer activity and proven buyer demand for new homes in the area.
New-build properties in Kettering traded at a premium of 22.5% versus existing stock. This premium supports the viability of new development, as buyers are willing to pay more for new homes.
Across the wider Northamptonshire market, 315 new-build completions were recorded — see our Northamptonshire property market report for the full county picture.
Recent Property Sales in Kettering
The following table shows the most recent property transactions recorded in Kettering, providing real-time evidence of achieved prices for buyers, sellers, and developers:
| Price | Type | Postcode | Date | Status |
|---|---|---|---|---|
| £280,000 | Semi-detached | NN15 5HL | 2026-02-20 | Existing |
| £595,000 | Detached | NN16 9XD | 2026-02-20 | Existing |
| £205,000 | Semi-detached | NN15 6LL | 2026-02-20 | Existing |
| £294,000 | Semi-detached | NN15 6WD | 2026-02-20 | Existing |
| £387,500 | Detached | NN16 9AT | 2026-02-19 | Existing |
These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £205,000 to £595,000 illustrates the breadth of the Kettering market.
Development Finance in Kettering
For developers considering Kettering, the local market data translates directly into finance structuring. With a median value of £250,000 and detached homes at £356,000, lenders can assess scheme viability with confidence.
A typical development finance facility for a Kettering scheme with a GDV of £356,000 would attract senior debt of approximately £231,400 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.
While prices have softened 4.6% year-on-year, experienced developers can still generate strong returns in Kettering by targeting well-located sites with clear demand drivers.
Ready to develop in Kettering? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.
Kettering Compared to Nearby Northamptonshire Towns
To put Kettering's market in context, the table below compares it with similarly-priced towns across Northamptonshire:
| Town | Median Price | Sales (12m) | YoY Change |
|---|---|---|---|
| Kettering | £250,000 | 1,392 | -4.6% |
| Wellingborough | £248,000 | 1,026 | -6.2% |
| Rushden | £245,000 | 480 | +1.7% |
| Daventry | £265,000 | 485 | -7% |
| Northampton | £271,150 | 3,184 | -3.3% |
| Corby | £220,000 | 731 | -4.3% |
For the full Northamptonshire town-by-town breakdown, see our comprehensive Northamptonshire property market report.
Finance Solutions
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From 12% p.a. · Up to 85-90% LTGDVRelated Reports
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5 min readFrequently Asked Questions
What is the average house price in Kettering?
The median house price in Kettering is £250,000, based on 1,392 transactions over the past 12 months. Detached homes average £356,000 while flat properties average £127,000.
Are house prices rising or falling in Kettering?
House prices in Kettering are falling at -4.6% year-on-year. This decline may present buying opportunities for investors and developers. The wider Northamptonshire market is falling at -4%.
How many properties sold in Kettering recently?
Kettering recorded 1,392 residential property sales in the past 12 months. This high volume indicates a liquid, active market.
What development finance is available for projects in Kettering?
Developers in Kettering can access development finance from 6.5% p.a. at 65-70% LTGDV, mezzanine finance stretching to 85-90% of costs, bridging loans completing in 5-10 days, and development exit finance. Construction Capital sources the best terms from 100+ lenders.