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Northamptonshire

Wellingborough
development finance.

Expert property development finance in Wellingborough, Northamptonshire. Median price £249,995, 1,705 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£250k
Sales (12m)
1,705
YoY change
-6%
UK city skyline with residential and commercial buildings

Wellingborough, Northamptonshire

Property finance
in Wellingborough.

Wellingborough - mid-Northamptonshire town with fast London Midland services and growing residential demand. With a median property price of £249,995 and 1,705 transactions in the last twelve months, Wellingborough represents a healthy market with prices down 6% year-on-year.

Detached homes command a median of £352,500 while flats average £132,250, reflecting the breadth of Wellingborough's residential market. New-build activity is notable, with 175 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Wellingborough and the wider Northamptonshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Wellingborough
market snapshot.

HM Land Registry sold-price data for Wellingborough over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£249,995
Sales (12m)
1,705
YoY change
-6%
Approved (recent)
433
Pipeline units
2,417
Pipeline GDV
£578.9M

Wellingborough development appraisal

Model the numbers
for your scheme.

Pre-populated with Wellingborough median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Wellingborough median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,807,500
Senior Debt (65% LTGDV)£1,003,600
Equity Required£803,900
Interest (18m)£112,905
Profit on Cost-19.6%
Senior Debt£1,003,600
Equity£803,900

Land Registry data

Recent property sales
in Wellingborough.

1,705 residential transactions in the last twelve months. Median sold price £249,995 (-6% YoY). 175 new-build transactions with a +38.1% premium over existing stock.

Detached

£352,500

Semi-Detached

£245,000

Terraced

£198,000

Flat

£132,250

DateAddressTypePrice
27 Jul 202615, WHARTON CLOSENN8 4TLSemi-Detached£347,500
27 Jul 202620 JUBILEE COURT, OBELISK ROADNN9 5DWFlat£116,000
20 Jul 20264, GOODWIN CLOSENN8 4BSDetached£349,995
20 Jul 2026FLAT 9, THE FACTORY, 59, THRIFT STREETNN29 7ADFlat£160,000
20 Jul 202615, MEARS ASHBY ROADNN8 2UQDetached£342,000
17 Jul 202631, SHELLEY ROADNN8 3DBSemi-Detached£245,000
17 Jul 20264, LANDORNN8 3SWTerraced£165,000
17 Jul 2026114, BRICKHILL ROADNN8 3JPDetached£294,000
16 Jul 202694, SOMERFORD ROADNN8 5EZDetached£255,000
15 Jul 202661, CYDONIA WAYNN8 1FWSemi-Detached£299,950

Planning pipeline

Planning activity
in Wellingborough.

433 approved (last 12 months)
·
276 pending
·2,417 units in pipeline·£578.9M estimated GDV·84% approval rate (last 12 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
26/01950/OHL

Replacement of existing National Grid electricity transmission tower HF26 with r…

Land North Of Old Head Wood Grafton Road Brigstock

--Pending
26/00298/OHL

Upgrade the pole mounted transformer on pole no. 92YAH39F by replacing current 1…

6 Main Street (land Adjacent) Sudborough NN14 3BX

--Pending
26/00295/OHL

Upgrade the pole mounted transformer on pole no. 92YAH42B by replacing current 1…

Land Opposite Sudborough Manor House Main Street Sudborough

--Pending
25/01354/LBC

Electric vehicle charging point on exterior side wall of the main dwelling locat…

8 High Street Collyweston PE9 3PW

--Approved
25/01352/FUL

Change of use from agricultural/equestrian stable to B2 (light industrial) for s…

Woolpack Farm Ashley Road Middleton LE16 8YP

--Approved

Current Applications

RefProposalUnitsEst. GDVStatus
26/02715/LDP

Creation of loft conversion including rear dormers

4 Tennyson Road Kettering NN16 0DD

--Pending
26/02703/PDE

Single-storey rear extension extending 5m from the rear of the dwelling, with a …

23 Lobelia Road Kettering NN16 9TY

--Pending
26/02697/3QCOU

Change of use from agricultural building to dwelling house.

Harrington Lodge Rothwell Road Harrington NN14 1LN

1£249,995Pending
26/02683/LDE

Confirmation of the lawfulness of the existing bungalow as operational developme…

3 Slate Drift Collyweston PE9 3PG

1£249,995Pending
26/02681/LDP

Change of use of the premises to a dental practice (Use Class E(e)), incorporati…

25 Paterson Road Wellingborough NN8 4BZ

--Pending

Source: HM Land Registry price paid data, 12 months to September 2026 · North Northamptonshire Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Wellingborough
— answered.

What is the average property price in Wellingborough?
The median property price in Wellingborough is £249,995, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £352,500, semi-detached properties at £245,000, terraced houses at £198,000, flats at £132,250.
Is Wellingborough a good area for property development?
Wellingborough recorded 1,705 property transactions in the last 12 months, with prices adjusting 6% year-on-year - creating potential value opportunities for developers. Mid-Northamptonshire town with fast London Midland services and growing residential demand. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Wellingborough?
We arrange the full range of property development finance in Wellingborough: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Wellingborough?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Wellingborough?
Development finance rates for Wellingborough projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.5M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Wellingborough,
Northamptonshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Wellingborough and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.