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Northamptonshire

Wellingborough
development finance.

Expert property development finance in Wellingborough, Northamptonshire. Median price £246,000, 993 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£246k
Sales (12m)
993
YoY change
-7.2%
UK city skyline with residential and commercial buildings

Wellingborough, Northamptonshire

Property finance
in Wellingborough.

Wellingborough - mid-Northamptonshire town with fast London Midland services and growing residential demand. With a median property price of £246,000 and 993 transactions in the last twelve months, Wellingborough represents a steady market with prices down 7.2% year-on-year.

Detached homes command a median of £346,746 while flats average £130,000, reflecting the breadth of Wellingborough's residential market. New-build activity is notable, with 66 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Wellingborough and the wider Northamptonshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Wellingborough
market snapshot.

HM Land Registry sold-price data for Wellingborough over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£246,000
Sales (12m)
993
YoY change
-7.2%

Wellingborough development appraisal

Model the numbers
for your scheme.

Pre-populated with Wellingborough median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Wellingborough median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,073,100
Senior Debt (65% LTGDV)£955,500
Equity Required£117,600
Interest (18m)£107,494
Profit on Cost24.5%
Senior Debt£955,500
Equity£117,600

Land Registry data

Recent property sales
in Wellingborough.

993 residential transactions in the last twelve months. Median sold price £246,000 (-7.2% YoY). 66 new-build transactions with a +31.4% premium over existing stock.

Detached

£346,746

Semi-Detached

£245,000

Terraced

£198,000

Flat

£130,000

DateAddressTypePrice
24 Feb 202624, TALBOT ROADNN8 1QHSemi-Detached£136,000
20 Feb 202647, BURTON ROADNN9 5HXSemi-Detached£162,000
18 Feb 2026140, LONDON ROADNN29 7JRSemi-Detached£220,000
17 Feb 202616, STRODE ROADNN8 1JUTerraced£147,000
17 Feb 202614, EVESHAM CLOSENN8 2NTDetached£352,500
16 Feb 202636, HAYWAYNN9 5QPTerraced£178,000
16 Feb 202611, LODGE WAYNN9 5YJSemi-Detached£227,500
16 Feb 202620, MARSHALLS ROADNN9 6ETTerraced£179,000
13 Feb 202644, KNOLLYS MEADOWNN8 6DWDetached£285,000
13 Feb 202651, SAXON RISENN29 7AUSemi-Detached£200,000

Common questions

Property finance in Wellingborough
— answered.

What is the average property price in Wellingborough?
The median property price in Wellingborough is £246,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £346,746, semi-detached properties at £245,000, terraced houses at £198,000, flats at £130,000.
Is Wellingborough a good area for property development?
Wellingborough recorded 993 property transactions in the last 12 months, with prices adjusting 7.2% year-on-year - creating potential value opportunities for developers. Mid-Northamptonshire town with fast London Midland services and growing residential demand. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Wellingborough?
We arrange the full range of property development finance in Wellingborough: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Wellingborough?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Wellingborough?
Development finance rates for Wellingborough projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.5M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Wellingborough,
Northamptonshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Wellingborough and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.