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Northamptonshire

Wellingborough
development finance.

Expert property development finance in Wellingborough, Northamptonshire. Median price £245,000, 1,133 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£245k
Sales (12m)
1,133
YoY change
-7.9%
UK city skyline with residential and commercial buildings

Wellingborough, Northamptonshire

Property finance
in Wellingborough.

Wellingborough - mid-Northamptonshire town with fast London Midland services and growing residential demand. With a median property price of £245,000 and 1,133 transactions in the last twelve months, Wellingborough represents a healthy market with prices down 7.9% year-on-year.

Detached homes command a median of £345,000 while flats average £130,000, reflecting the breadth of Wellingborough's residential market. New-build activity is notable, with 58 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Wellingborough and the wider Northamptonshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Wellingborough
market snapshot.

HM Land Registry sold-price data for Wellingborough over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£245,000
Sales (12m)
1,133
YoY change
-7.9%
Pipeline units
288
Pipeline GDV
£63.5M

Wellingborough development appraisal

Model the numbers
for your scheme.

Pre-populated with Wellingborough median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Wellingborough median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,807,500
Senior Debt (65% LTGDV)£1,003,600
Equity Required£803,900
Interest (18m)£112,905
Profit on Cost-19.6%
Senior Debt£1,003,600
Equity£803,900

Land Registry data

Recent property sales
in Wellingborough.

1,133 residential transactions in the last twelve months. Median sold price £245,000 (-7.9% YoY). 58 new-build transactions with a +34.4% premium over existing stock.

Detached

£345,000

Semi-Detached

£245,000

Terraced

£197,000

Flat

£130,000

DateAddressTypePrice
26 Jun 202615, ALFRED STREETNN9 6QTSemi-Detached£250,000
25 Jun 202633, LAKESIDENN9 5SWDetached£382,500
23 Jun 20262, FERRESTONE ROADNN8 4EJTerraced£285,000
22 Jun 202616, HALL DRIVENN9 5NFTerraced£320,000
22 Jun 202624, WATERSIDE ROADNN8 1PBTerraced£267,500
19 Jun 202664, GANNET LANENN8 4NWSemi-Detached£175,000
19 Jun 20262, SOANE CLOSENN8 4SUDetached£397,000
19 Jun 202648, CHESTER ROADNN8 1NYTerraced£215,500
18 Jun 202610, LANCASTER CLOSENN29 7PDDetached£357,500
18 Jun 202638, TORRINGTON CRESCENTNN8 5BXSemi-Detached£250,000

Planning pipeline

Planning activity
in Wellingborough.

170 residential applications awaiting decision
·565 units in pipeline·£131.8M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
26/02216/LDP

Hip to gable conversion with rear dormer window

14 Spencer Street Rothwell NN14 6HD

--Pending
26/02198/LDP

Single storey rear extension

24 Trinity Road Rothwell NN14 6HY

--Pending
26/02178/FUL

Demolition of an agricultural building and the erection of one dwelling with ass…

Sp9583 Op2046 Brigstock Road Sudborough

1£245,000Pending
26/02187/FUL

Existing tennis courts to be replaced with 6no. new Padel courts with a bar and …

Mast Sywell Road Wellingborough

--Pending
26/02144/LBC

Change of use from church (Class F1) to a single dwelling (Class C3), comprising…

United Reformed Church Fox Street Rothwell NN14 6AN

1£245,000Pending

Source: HM Land Registry price paid data, 12 months to August 2026 · North Northamptonshire Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Wellingborough
— answered.

What is the average property price in Wellingborough?
The median property price in Wellingborough is £245,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £345,000, semi-detached properties at £245,000, terraced houses at £197,000, flats at £130,000.
Is Wellingborough a good area for property development?
Wellingborough recorded 1,133 property transactions in the last 12 months, with prices adjusting 7.9% year-on-year - creating potential value opportunities for developers. Mid-Northamptonshire town with fast London Midland services and growing residential demand. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Wellingborough?
We arrange the full range of property development finance in Wellingborough: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Wellingborough?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Wellingborough?
Development finance rates for Wellingborough projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.5M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Wellingborough,
Northamptonshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Wellingborough and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.