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Northamptonshire

Kettering
development finance.

Expert property development finance in Kettering, Northamptonshire. Median price £250,000, 1,405 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£250k
Sales (12m)
1,405
YoY change
-4.7%
UK city skyline with residential and commercial buildings

Kettering, Northamptonshire

Property finance
in Kettering.

Kettering - north Northamptonshire growth town with Midland Road regeneration and affordable values. With a median property price of £250,000 and 1,405 transactions in the last twelve months, Kettering represents a healthy market with prices down 4.7% year-on-year.

Detached homes command a median of £361,500 while flats average £127,500, reflecting the breadth of Kettering's residential market. New-build activity is notable, with 32 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Kettering and the wider Northamptonshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Kettering
market snapshot.

HM Land Registry sold-price data for Kettering over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£250,000
Sales (12m)
1,405
YoY change
-4.7%

Kettering development appraisal

Model the numbers
for your scheme.

Pre-populated with Kettering median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Kettering median prices. Adjust to match your scheme.

£
£
£
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Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,095,000
Senior Debt (65% LTGDV)£975,000
Equity Required£120,000
Interest (18m)£109,688
Profit on Cost24.5%
Senior Debt£975,000
Equity£120,000

Land Registry data

Recent property sales
in Kettering.

1,405 residential transactions in the last twelve months. Median sold price £250,000 (-4.7% YoY). 32 new-build transactions with a +40% premium over existing stock.

Detached

£361,500

Semi-Detached

£250,000

Terraced

£197,750

Flat

£127,500

DateAddressTypePrice
24 Apr 202625, FOSTER WAYNN15 7FATerraced£210,000
24 Apr 20269, BAKEHOUSE LANENN15 5NJDetached£405,000
24 Apr 202615, ISEBROOK COURTNN15 5RASemi-Detached£195,000
23 Apr 20268, STOCKBURN ROADNN15 6RPSemi-Detached£260,000
20 Apr 202634, PEVERIL STREETNN15 5LQSemi-Detached£280,000
20 Apr 20262, BREWERY YARDNN14 3BTSemi-Detached£291,000
20 Apr 202616, MIDLAND COTTAGESNN14 1RJTerraced£240,000
17 Apr 20262, ST PHILIPS CLOSENN15 5DUSemi-Detached£127,287
17 Apr 20269, THORNTON AVENUENN15 6QNSemi-Detached£260,000
17 Apr 202620, THE FAIRWAYNN15 6GQSemi-Detached£212,000

Common questions

Property finance in Kettering
— answered.

What is the average property price in Kettering?
The median property price in Kettering is £250,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £361,500, semi-detached properties at £250,000, terraced houses at £197,750, flats at £127,500.
Is Kettering a good area for property development?
Kettering recorded 1,405 property transactions in the last 12 months, with prices adjusting 4.7% year-on-year - creating potential value opportunities for developers. North Northamptonshire growth town with Midland Road regeneration and affordable values. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Kettering?
We arrange the full range of property development finance in Kettering: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Kettering?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Kettering?
Development finance rates for Kettering projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.5M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Kettering,
Northamptonshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Kettering and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.