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Northamptonshire
Kettering
development finance.
Expert property development finance in Kettering, Northamptonshire. Median price £255,000, 2,088 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £255k
- Sales (12m)
- 2,088
- YoY change
- -3.1%
Kettering, Northamptonshire
Property finance
in Kettering.
Kettering - north Northamptonshire growth town with Midland Road regeneration and affordable values. With a median property price of £255,000 and 2,088 transactions in the last twelve months, Kettering represents a active market with prices down 3.1% year-on-year.
Detached homes command a median of £370,000 while flats average £126,000, reflecting the breadth of Kettering's residential market. New-build activity is notable, with 104 new-build transactions recorded over the past year - a signal of active development demand.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Kettering and the wider Northamptonshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Kettering scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Kettering developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Kettering
market snapshot.
HM Land Registry sold-price data for Kettering over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £255,000
- Sales (12m)
- 2,088
- YoY change
- -3.1%
- Approved (recent)
- 433
- Pipeline units
- 2,417
- Pipeline GDV
- £588.6M
Kettering development appraisal
Model the numbers
for your scheme.
Pre-populated with Kettering median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Kettering median prices. Adjust to match your scheme.
Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Kettering.
2,088 residential transactions in the last twelve months. Median sold price £255,000 (-3.1% YoY). 104 new-build transactions with a +39.2% premium over existing stock.
Detached
£370,000
Semi-Detached
£250,000
Terraced
£197,000
Flat
£126,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 28 Jul 2026 | 11, VIRGINIA CRESCENTNN15 5GB | Semi-Detached | £216,000 | Freehold |
| 24 Jul 2026 | 29, GLADSTONE STREETNN14 6ER | Terraced | £145,000 | Freehold |
| 24 Jul 2026 | 5, BLUEBELL CLOSENN16 9TJ | Terraced | £230,000 | Freehold |
| 24 Jul 2026 | 2, WARDLE COURTNN16 8RY | Flat | £81,000 | Leasehold |
| 24 Jul 2026 | 67, CENTRE PARADENN16 9TN | Semi-Detached | £201,000 | Freehold |
| 23 Jul 2026 | 12, MALVERN CLOSENN16 9JP | Detached | £420,000 | Freehold |
| 22 Jul 2026 | 46, COTTESMORE AVENUENN15 6QX | Semi-Detached | £228,000 | Freehold |
| 20 Jul 2026 | 3, BAKER COURTNN14 4XA | Detached | £410,000 | Freehold |
| 20 Jul 2026 | CHURCH BARN, FULLER CLOSENN14 3UU | Detached | £750,000 | Freehold |
| 20 Jul 2026 | 83, HUNTINGDON ROADNN14 4NF | Terraced | £300,000 | Freehold |
Planning pipeline
Planning activity
in Kettering.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01950/OHL | Replacement of existing National Grid electricity transmission tower HF26 with r… Land North Of Old Head Wood Grafton Road Brigstock | - | - | Pending | 05/08/2026 |
| 26/00298/OHL | Upgrade the pole mounted transformer on pole no. 92YAH39F by replacing current 1… 6 Main Street (land Adjacent) Sudborough NN14 3BX | - | - | Pending | 25/02/2026 |
| 26/00295/OHL | Upgrade the pole mounted transformer on pole no. 92YAH42B by replacing current 1… Land Opposite Sudborough Manor House Main Street Sudborough | - | - | Pending | 25/02/2026 |
| 25/01354/LBC | Electric vehicle charging point on exterior side wall of the main dwelling locat… 8 High Street Collyweston PE9 3PW | - | - | Approved | 30/09/2025 |
| 25/01352/FUL | Change of use from agricultural/equestrian stable to B2 (light industrial) for s… Woolpack Farm Ashley Road Middleton LE16 8YP | - | - | Approved | 30/09/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/02715/LDP | Creation of loft conversion including rear dormers 4 Tennyson Road Kettering NN16 0DD | - | - | Pending | 23/09/2026 |
| 26/02703/PDE | Single-storey rear extension extending 5m from the rear of the dwelling, with a … 23 Lobelia Road Kettering NN16 9TY | - | - | Pending | 22/09/2026 |
| 26/02697/3QCOU | Change of use from agricultural building to dwelling house. Harrington Lodge Rothwell Road Harrington NN14 1LN | 1 | £255,000 | Pending | 21/09/2026 |
| 26/02683/LDE | Confirmation of the lawfulness of the existing bungalow as operational developme… 3 Slate Drift Collyweston PE9 3PG | 1 | £255,000 | Pending | 21/09/2026 |
| 26/02681/LDP | Change of use of the premises to a dental practice (Use Class E(e)), incorporati… 25 Paterson Road Wellingborough NN8 4BZ | - | - | Pending | 21/09/2026 |
Source: HM Land Registry price paid data, 12 months to September 2026 · North Northamptonshire Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Kettering
— answered.
What is the average property price in Kettering?
Is Kettering a good area for property development?
What types of property finance are available in Kettering?
How do I apply for development finance in Kettering?
What are typical development finance rates in Kettering?
Where we fund
Kettering,
Northamptonshire.
Nearby markets
Adjacent towns
we also fund.
Northampton
Median · £275,000
County town with major town centre and waterside regeneration, university campus, and logistics employment
Corby
Median · £225,000
Former steel town with continued population growth, Enterprise Zone, and affordable development land
Wellingborough
Median · £249,995
Mid-Northamptonshire town with fast London Midland services and growing residential demand
Daventry
Median · £275,000
Logistics hub town with DIRFT distribution park driving employment and housing demand
Rushden
Median · £240,000
East Northamptonshire town with Rushden Lakes retail destination and growing residential market
Towcester
Median · £346,000
South Northamptonshire market town with Silverstone proximity and premium values
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Kettering and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.