Matlock Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Derwent Valley county town with World Heritage Site proximity and tourism-supported market

The Matlock property market recorded 796 residential sales over the past 12 months, with a median sale price of £315,000. This places Matlock £98k above the Derbyshire county median of £217,000, and £30k above the UK national median of £285,000.

Prices in Matlock have shown modest growth, with a year-on-year change of +0.3%. Within Derbyshire, Matlock ranks 1st by price out of 8 principal towns, and 7th by transaction volume.

Matlock median prices have moved from £322,000 in Q1 2025 to £275,000 in Q2 2026, a change of -14.6% over 5 quarters. Matlock has now recorded 2 consecutive quarters of price falls.

Derbyshire Dales District Council — the local planning authority covering Matlock — has 50 residential units in its current pipeline, an estimated gross development value of £15.8m, across 79 applications (16 approved, 63 pending) at an approval rate of 100%.

Derbyshire Dales District Council covers more than one town in Derbyshire, so this pipeline figure is authority-wide rather than specific to Matlock alone — planning applications aren't consistently attributable to a single town within a shared authority area.

Property prices in Matlock vary significantly by type. The table below compares Matlock prices with Derbyshire county averages and UK national figures.

Detached homes in Matlock command £460,000, while flat properties are most accessible at £181,875. The £278k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.

Matlock recorded 9 new-build transactions in the past 12 months, representing 1.1% of total sales. There is moderate development activity, with room for further growth.

New-build properties in Matlock traded at a premium of 19.0% versus existing stock. This premium supports the viability of new development, as buyers are willing to pay more for new homes.

Across the wider Derbyshire market, 175 new-build completions were recorded — see our Derbyshire property market report for the full county picture.

The following table shows the most recent property transactions recorded in Matlock, providing real-time evidence of achieved prices for buyers, sellers, and developers:

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £178,000 to £377,500 illustrates the breadth of the Matlock market.

For developers considering Matlock, the local market data translates directly into finance structuring. With a median value of £315,000 and detached homes at £460,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a Matlock scheme with a GDV of £460,000 would attract senior debt of approximately £299,000 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

With prices rising 0.3% year-on-year, Matlock presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.

Ready to develop in Matlock? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

To put Matlock's market in context, the table below compares it with similarly-priced towns across Derbyshire:

For the full Derbyshire town-by-town breakdown, see our comprehensive Derbyshire property market report.