Liverpool Property Market Overview
City of culture with major waterfront regeneration, two universities, and growing tech sector
The Liverpool property market recorded 4,294 residential sales over the past 12 months, with a median sale price of £160,187. This places Liverpool £3k below the Merseyside county median of £163,344, and £125k below the UK national median of £285,000.
Prices in Liverpool have shown modest growth, with a year-on-year change of +1.4%. Within Merseyside, Liverpool ranks 4th by price out of 6 principal towns, and 1st by transaction volume.
Liverpool House Prices by Property Type
Property prices in Liverpool vary significantly by type. The table below compares Liverpool prices with Merseyside county averages and UK national figures.
| Type | Liverpool | Merseyside Avg | UK Avg |
|---|---|---|---|
| Detached | £350,000 | £345,000 | £420,000 |
| Semi-detached | £230,000 | £205,750 | £265,000 |
| Terraced | £144,000 | £131,250 | £230,000 |
| Flat | £128,000 | £110,000 | £225,000 |
Detached homes in Liverpool command £350,000, while flat properties are most accessible at £128,000. The £222k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.
Median Price by Property Type
New Build Homes in Liverpool
Liverpool recorded 40 new-build transactions in the past 12 months, representing 0.9% of total sales. This indicates meaningful developer activity and proven buyer demand for new homes in the area.
New-build properties in Liverpool traded at a discount of 10.7% versus existing stock. Developers should focus on specification, design quality, and location to maximise values above comparable second-hand stock.
Across the wider Merseyside market, 102 new-build completions were recorded — see our Merseyside property market report for the full county picture.
Recent Property Sales in Liverpool
The following table shows the most recent property transactions recorded in Liverpool, providing real-time evidence of achieved prices for buyers, sellers, and developers:
| Price | Type | Postcode | Date | Status |
|---|---|---|---|---|
| £37,860 | Flat | L5 7RA | 2026-02-26 | Existing |
| £50,000 | Terraced | L4 2QN | 2026-02-25 | Existing |
| £223,000 | Flat | L3 4EW | 2026-02-20 | Existing |
| £125,000 | Terraced | L8 0SN | 2026-02-20 | Existing |
| £620,000 | Detached | L18 6HX | 2026-02-20 | Existing |
These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £37,860 to £620,000 illustrates the breadth of the Liverpool market.
Development Finance in Liverpool
For developers considering Liverpool, the local market data translates directly into finance structuring. With a median value of £160,187 and detached homes at £350,000, lenders can assess scheme viability with confidence.
A typical development finance facility for a Liverpool scheme with a GDV of £350,000 would attract senior debt of approximately £227,500 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.
With prices rising 1.4% year-on-year, Liverpool presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.
Ready to develop in Liverpool? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.
Liverpool Compared to Nearby Merseyside Towns
To put Liverpool's market in context, the table below compares it with similarly-priced towns across Merseyside:
| Town | Median Price | Sales (12m) | YoY Change |
|---|---|---|---|
| Liverpool | £160,187 | 4,294 | +1.4% |
| Wallasey | £166,500 | 757 | +0.9% |
| St Helens | £173,000 | 1,787 | -3.9% |
| Bootle | £137,950 | 402 | +15% |
| Birkenhead | £123,560 | 561 | -1.2% |
| Southport | £210,000 | 1,020 | 0% |
For the full Merseyside town-by-town breakdown, see our comprehensive Merseyside property market report.
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From 12% p.a. · Up to 85-90% LTGDVRelated Reports
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5 min readBootle Property Market: House Prices, Sold Data & Development Finance (2026)
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5 min readFrequently Asked Questions
What is the average house price in Liverpool?
The median house price in Liverpool is £160,187, based on 4,294 transactions over the past 12 months. Detached homes average £350,000 while flat properties average £128,000.
Are house prices rising or falling in Liverpool?
House prices in Liverpool are rising at +1.4% year-on-year. This positive trend suggests sustained buyer demand. The wider Merseyside market is rising at +2%.
How many properties sold in Liverpool recently?
Liverpool recorded 4,294 residential property sales in the past 12 months. This high volume indicates a liquid, active market.
What development finance is available for projects in Liverpool?
Developers in Liverpool can access development finance from 6.5% p.a. at 65-70% LTGDV, mezzanine finance stretching to 85-90% of costs, bridging loans completing in 5-10 days, and development exit finance. Construction Capital sources the best terms from 100+ lenders.