Town Report5 min readUpdated April 2026

Caernarfon Property Market: House Prices, Sold Data & Development Finance (2026)

Median price £192,000, 287 sales, +6.7% YoY. Gwynedd county.

ML

Matt Lenzie

Founder, Construction Capital

Published 8 April 2026

Caernarfon Property Market Overview

Castle town with UNESCO World Heritage status and growing tourism economy

The Caernarfon property market recorded 287 residential sales over the past 12 months, with a median sale price of £192,000. This places Caernarfon £5k below the Gwynedd county median of £197,488, and £93k below the UK national median of £285,000.

Prices in Caernarfon have shown strong growth, with a year-on-year change of +6.7%. Within Gwynedd, Caernarfon ranks 6th by price out of 6 principal towns, and 2nd by transaction volume.

Caernarfon House Prices by Property Type

Property prices in Caernarfon vary significantly by type. The table below compares Caernarfon prices with Gwynedd county averages and UK national figures.

TypeCaernarfonGwynedd AvgUK Avg
Detached£298,000£297,000£420,000
Semi-detached£199,725£225,000£265,000
Terraced£149,000£151,125£230,000
Flat£105,000£105,000£225,000

Detached homes in Caernarfon command £298,000, while flat properties are most accessible at £105,000. The £193k spread between the most and least expensive types indicates a relatively compressed market where margins between types are tighter.

Median Price by Property Type

New Build Homes in Caernarfon

Caernarfon recorded 0 new-build transactions in the past 12 months, representing 0.0% of total sales. New-build supply is limited, potentially indicating either planning constraints or an untapped opportunity for developers.

New-build properties in Caernarfon traded at a discount of 100.0% versus existing stock. Developers should focus on specification, design quality, and location to maximise values above comparable second-hand stock.

Across the wider Gwynedd market, 2 new-build completions were recorded — see our Gwynedd property market report for the full county picture.

Recent Property Sales in Caernarfon

The following table shows the most recent property transactions recorded in Caernarfon, providing real-time evidence of achieved prices for buyers, sellers, and developers:

PriceTypePostcodeDateStatus
£285,000DetachedLL55 3NF2026-02-20Existing
£155,000TerracedLL55 1SU2026-02-18Existing
£235,000DetachedLL55 4AH2026-02-17Existing
£120,000TerracedLL55 4EP2026-02-13Existing
£124,000TerracedLL55 2LD2026-02-13Existing

These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £120,000 to £285,000 illustrates the breadth of the Caernarfon market.

Development Finance in Caernarfon

For developers considering Caernarfon, the local market data translates directly into finance structuring. With a median value of £192,000 and detached homes at £298,000, lenders can assess scheme viability with confidence.

A typical development finance facility for a Caernarfon scheme with a GDV of £298,000 would attract senior debt of approximately £193,700 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.

With prices rising 6.7% year-on-year, Caernarfon presents a supportive environment for new development. Lenders view positive price momentum favourably when assessing loan applications.

Ready to develop in Caernarfon? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.

Caernarfon Compared to Nearby Gwynedd Towns

To put Caernarfon's market in context, the table below compares it with similarly-priced towns across Gwynedd:

TownMedian PriceSales (12m)YoY Change
Caernarfon£192,000287+6.7%
Bangor£192,000207+9.7%
Bethesda£195,0001,203+5.4%
Dolgellau£199,97556-8.1%
Porthmadog£249,00039+42.3%
Pwllheli£252,500158+1%

For the full Gwynedd town-by-town breakdown, see our comprehensive Gwynedd property market report.

Frequently Asked Questions

What is the average house price in Caernarfon?

The median house price in Caernarfon is £192,000, based on 287 transactions over the past 12 months. Detached homes average £298,000 while flat properties average £105,000.

Are house prices rising or falling in Caernarfon?

House prices in Caernarfon are rising at +6.7% year-on-year. This positive trend suggests sustained buyer demand. The wider Gwynedd market is rising at +9.5%.

How many properties sold in Caernarfon recently?

Caernarfon recorded 287 residential property sales in the past 12 months. This represents a reasonably active market.

What development finance is available for projects in Caernarfon?

Developers in Caernarfon can access development finance from 6.5% p.a. at 65-70% LTGDV, mezzanine finance stretching to 85-90% of costs, bridging loans completing in 5-10 days, and development exit finance. Construction Capital sources the best terms from 100+ lenders.

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