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Gwynedd

Bangor
development finance.

Expert property development finance in Bangor, Gwynedd. Median price £185,500, 230 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£186k
Sales (12m)
230
YoY change
+3.1%
UK city skyline with residential and commercial buildings

Bangor, Gwynedd

Property finance
in Bangor.

Bangor - university city with strong student housing demand and Menai Strait waterfront. With a median property price of £185,500 and 230 transactions in the last twelve months, Bangor represents a focused market with prices up 3.1% year-on-year.

Detached homes command a median of £340,000 while flats average £106,000, reflecting the breadth of Bangor's residential market. Terraced houses sit at £148,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Bangor and the wider Gwynedd area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Bangor
market snapshot.

HM Land Registry sold-price data for Bangor over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£185,500
Sales (12m)
230
YoY change
+3.1%

Bangor development appraisal

Model the numbers
for your scheme.

Pre-populated with Bangor median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Bangor median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,100/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,788,900
Senior Debt (65% LTGDV)£1,044,550
Equity Required£744,350
Interest (18m)£117,512
Profit on Cost-15.7%
Senior Debt£1,044,550
Equity£744,350

Land Registry data

Recent property sales
in Bangor.

230 residential transactions in the last twelve months. Median sold price £185,500 (+3.1% YoY)

Detached

£340,000

Semi-Detached

£255,000

Terraced

£148,000

Flat

£106,000

DateAddressTypePrice
23 Jun 2026PANT Y GRAIGLL57 4PLDetached£445,000
15 Jun 20264, PENLLYS TERRACELL57 2ATTerraced£166,000
15 Jun 20264 HEN AELWYD, PENRHYN TERRACELL57 3NBTerraced£148,000
12 Jun 202615, FFORDD GWYNDYLL57 2EXDetached£275,000
12 Jun 202644, ADWYR NANTLL57 3NYTerraced£150,000
11 Jun 202654, HOLYHEAD ROADLL57 2HETerraced£470,000
8 Jun 202645, PENCHWINTAN ROADLL57 2YATerraced£140,000
5 Jun 2026BRENTWOOD, COLLEGE ROADLL57 2DBDetached£465,000
3 Jun 20262, GLANRAFONLL57 3TBTerraced£145,000
1 Jun 20266, WELL STREET NUMBER TWOLL57 3TWTerraced£169,500

Source: HM Land Registry price paid data, 12 months to August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Bangor
— answered.

What is the average property price in Bangor?
The median property price in Bangor is £185,500, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £340,000, semi-detached properties at £255,000, terraced houses at £148,000, flats at £106,000.
Is Bangor a good area for property development?
Bangor recorded 230 property transactions in the last 12 months, with prices up 3.1% year-on-year - suggesting sustained buyer demand. University city with strong student housing demand and Menai Strait waterfront. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Bangor?
We arrange the full range of property development finance in Bangor: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Bangor?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Bangor?
Development finance rates for Bangor projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.5M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Bangor,
Gwynedd.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Bangor and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.