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Gwynedd

Bangor
development finance.

Expert property development finance in Bangor, Gwynedd. Median price £187,688, 336 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£188k
Sales (12m)
336
YoY change
+7.3%
UK city skyline with residential and commercial buildings

Bangor, Gwynedd

Property finance
in Bangor.

Bangor - university city with strong student housing demand and Menai Strait waterfront. With a median property price of £187,688 and 336 transactions in the last twelve months, Bangor represents a focused market with prices up 7.3% year-on-year.

Detached homes command a median of £345,000 while flats average £86,000, reflecting the breadth of Bangor's residential market. Terraced houses sit at £145,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Bangor and the wider Gwynedd area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Bangor
market snapshot.

HM Land Registry sold-price data for Bangor over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£187,688
Sales (12m)
336
YoY change
+7.3%

Bangor development appraisal

Model the numbers
for your scheme.

Pre-populated with Bangor median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Bangor median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,100/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,743,900
Senior Debt (65% LTGDV)£921,700
Equity Required£822,200
Interest (18m)£103,691
Profit on Cost-23.3%
Senior Debt£921,700
Equity£822,200

Land Registry data

Recent property sales
in Bangor.

336 residential transactions in the last twelve months. Median sold price £187,688 (+7.3% YoY)

Detached

£345,000

Semi-Detached

£225,000

Terraced

£145,000

Flat

£86,000

DateAddressTypePrice
24 Jul 2026WERN UCHAFLL57 3AXDetached£585,000
17 Jul 202649, FFORDD CRWYSLL57 2NTSemi-Detached£295,000
17 Jul 2026CAE HERFYN COTTAGELL57 4AEDetached£230,000
13 Jul 2026FLAT 2, UXBRIDGE COURT, HOLYHEAD ROADLL57 2HWFlat£75,000
10 Jul 202662, FFORDD CYNANLL57 2NSDetached£120,000
10 Jul 20265, BRO INFRYNLL57 4URTerraced£233,000
10 Jul 202630, TREFONWYSLL57 2HUDetached£385,000
10 Jul 20269, ERW LASLL57 3NNDetached£350,000
10 Jul 2026LLYS-Y-BRYN, DOBLL57 4PWDetached£576,000
10 Jul 202619, PENCHWINTAN ROADLL57 2UYTerraced£135,000

Source: HM Land Registry price paid data, 12 months to September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Bangor
— answered.

What is the average property price in Bangor?
The median property price in Bangor is £187,688, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £345,000, semi-detached properties at £225,000, terraced houses at £145,000, flats at £86,000.
Is Bangor a good area for property development?
Bangor recorded 336 property transactions in the last 12 months, with prices up 7.3% year-on-year - suggesting sustained buyer demand. University city with strong student housing demand and Menai Strait waterfront. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Bangor?
We arrange the full range of property development finance in Bangor: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Bangor?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Bangor?
Development finance rates for Bangor projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.4M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Bangor,
Gwynedd.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Bangor and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.