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Gwynedd

Caernarfon
development finance.

Expert property development finance in Caernarfon, Gwynedd. Median price £190,000, 305 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£190k
Sales (12m)
305
YoY change
+5.6%
UK city skyline with residential and commercial buildings

Caernarfon, Gwynedd

Property finance
in Caernarfon.

Caernarfon - castle town with UNESCO World Heritage status and growing tourism economy. With a median property price of £190,000 and 305 transactions in the last twelve months, Caernarfon represents a focused market with prices up 5.6% year-on-year.

Detached homes command a median of £320,033 while terraced houses average £152,000, reflecting the breadth of Caernarfon's residential market. Semi-detached properties sit at £199,500, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Caernarfon and the wider Gwynedd area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Caernarfon
market snapshot.

HM Land Registry sold-price data for Caernarfon over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£190,000
Sales (12m)
305
YoY change
+5.6%

Caernarfon development appraisal

Model the numbers
for your scheme.

Pre-populated with Caernarfon median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Caernarfon median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,100/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,705,650
Senior Debt (65% LTGDV)£817,050
Equity Required£888,600
Interest (18m)£91,918
Profit on Cost-30.1%
Senior Debt£817,050
Equity£888,600

Land Registry data

Recent property sales
in Caernarfon.

305 residential transactions in the last twelve months. Median sold price £190,000 (+5.6% YoY)

Detached

£320,033

Semi-Detached

£199,500

Terraced

£152,000

DateAddressTypePrice
18 Jun 20267, NEWBOROUGH STREETLL55 2HETerraced£125,000
15 Jun 20268, MARIAN TERRACELL55 3HTTerraced£130,000
12 Jun 20267, VAYNOL COTTAGESLL55 4TRTerraced£260,000
12 Jun 20262, RIVER TERRACELL54 5LSTerraced£127,000
12 Jun 2026MOR HELI, BANGOR ROADLL55 1LRSemi-Detached£275,000
12 Jun 202620, NEWTON STREETLL55 4HNTerraced£175,000
10 Jun 20261, RHYDFADOG ESTATELL55 3HLTerraced£150,000
9 Jun 20261, GLAN ABERLL54 6DFTerraced£170,000
8 Jun 202620, STAD LLWYNAETHNENLL54 5LEDetached£185,000
5 Jun 202632, DOL BEUNOLL55 2UESemi-Detached£174,000

Source: HM Land Registry price paid data, 12 months to August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Caernarfon
— answered.

What is the average property price in Caernarfon?
The median property price in Caernarfon is £190,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £320,033, semi-detached properties at £199,500, terraced houses at £152,000.
Is Caernarfon a good area for property development?
Caernarfon recorded 305 property transactions in the last 12 months, with prices up 5.6% year-on-year - suggesting sustained buyer demand. Castle town with UNESCO World Heritage status and growing tourism economy. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Caernarfon?
We arrange the full range of property development finance in Caernarfon: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Caernarfon?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Caernarfon?
Development finance rates for Caernarfon projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.2M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Caernarfon,
Gwynedd.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Caernarfon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.