Gwynedd
Caernarfon
development finance.
Expert property development finance in Caernarfon, Gwynedd. Median price £188,000, 425 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £188k
- Sales (12m)
- 425
- YoY change
- +3.9%
Caernarfon, Gwynedd
Property finance
in Caernarfon.
Caernarfon - castle town with UNESCO World Heritage status and growing tourism economy. With a median property price of £188,000 and 425 transactions in the last twelve months, Caernarfon represents a focused market with prices up 3.9% year-on-year.
Detached homes command a median of £320,066 while flats average £105,000, reflecting the breadth of Caernarfon's residential market. Terraced houses sit at £150,000, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Caernarfon and the wider Gwynedd area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Caernarfon scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Caernarfon developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Caernarfon
market snapshot.
HM Land Registry sold-price data for Caernarfon over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £188,000
- Sales (12m)
- 425
- YoY change
- +3.9%
Caernarfon development appraisal
Model the numbers
for your scheme.
Pre-populated with Caernarfon median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Caernarfon median prices. Adjust to match your scheme.
Build cost pre-filled at £2,100/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Caernarfon.
425 residential transactions in the last twelve months. Median sold price £188,000 (+3.9% YoY)
Detached
£320,066
Semi-Detached
£199,725
Terraced
£150,000
Flat
£105,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 22 Jul 2026 | 34, MAES PADARNLL55 4TE | Terraced | £230,000 | Freehold |
| 22 Jul 2026 | 4, MINFFRWD TERRACELL55 4RR | Terraced | £232,000 | Freehold |
| 16 Jul 2026 | TY'N LLIDIARTLL55 4AX | Detached | £495,000 | Freehold |
| 16 Jul 2026 | 44, PENTRE HELENLL55 3LN | Semi-Detached | £157,000 | Freehold |
| 16 Jul 2026 | 1, EDWARD STREETLL55 1PH | Terraced | £158,500 | Freehold |
| 14 Jul 2026 | 14, HENDRE STREETLL55 2HY | Terraced | £75,000 | Freehold |
| 10 Jul 2026 | 3, BRYN AFON TERRACELL55 4BS | Terraced | £185,000 | Freehold |
| 9 Jul 2026 | 2, LLIFON TERRACELL55 2UG | Terraced | £140,000 | Freehold |
| 7 Jul 2026 | 5, TAN Y CAELL55 1YA | Semi-Detached | £210,000 | Freehold |
| 6 Jul 2026 | 4, CAE RHOS TERRACELL55 3AG | Terraced | £254,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Caernarfon
— answered.
What is the average property price in Caernarfon?
Is Caernarfon a good area for property development?
What types of property finance are available in Caernarfon?
How do I apply for development finance in Caernarfon?
What are typical development finance rates in Caernarfon?
Where we fund
Caernarfon,
Gwynedd.
Nearby markets
Adjacent towns
we also fund.
Bangor
Median · £187,688
University city with strong student housing demand and Menai Strait waterfront
Porthmadog
Median · £196,250
Coastal town with Ffestiniog Railway heritage and holiday-let market demand
Pwllheli
Median · £252,500
Llŷn Peninsula market town with marina development and tourism economy
Dolgellau
Median · £175,000
Southern Snowdonia market town with outdoor tourism and heritage stone buildings
Bethesda
Median · £192,500
Slate quarry town near Zip World with growing adventure tourism employment
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Caernarfon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.