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Gwynedd

Caernarfon
development finance.

Expert property development finance in Caernarfon, Gwynedd. Median price £190,000, 275 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£190k
Sales (12m)
275
YoY change
+5.6%
UK city skyline with residential and commercial buildings

Caernarfon, Gwynedd

Property finance
in Caernarfon.

Caernarfon - castle town with UNESCO World Heritage status and growing tourism economy. With a median property price of £190,000 and 275 transactions in the last twelve months, Caernarfon represents a focused market with prices up 5.6% year-on-year.

Detached homes command a median of £296,250 while flats average £105,000, reflecting the breadth of Caernarfon's residential market. Terraced houses sit at £146,250, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Caernarfon and the wider Gwynedd area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Caernarfon
market snapshot.

HM Land Registry sold-price data for Caernarfon over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£190,000
Sales (12m)
275
YoY change
+5.6%

Caernarfon development appraisal

Model the numbers
for your scheme.

Pre-populated with Caernarfon median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Caernarfon median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£875,781
Senior Debt (65% LTGDV)£779,805
Equity Required£95,976
Interest (18m)£87,728
Profit on Cost24.5%
Senior Debt£779,805
Equity£95,976

Land Registry data

Recent property sales
in Caernarfon.

275 residential transactions in the last twelve months. Median sold price £190,000 (+5.6% YoY)

Detached

£296,250

Semi-Detached

£199,950

Terraced

£146,250

Flat

£105,000

DateAddressTypePrice
20 Feb 2026BRYN TIRIONLL55 3NFDetached£285,000
18 Feb 202616, BANK QUAYLL55 1SUTerraced£155,000
17 Feb 202650, NANT Y GLYNLL55 4AHDetached£235,000
13 Feb 202614, WATER STREETLL55 4EPTerraced£120,000
13 Feb 202641, ASSHETON TERRACELL55 2LDTerraced£124,000
13 Feb 20265, BRYN GOLAULL55 4LXTerraced£190,000
9 Feb 202628, VICTORIA STREETLL55 1PNTerraced£180,000
6 Feb 202630, FFORDD ERYRILL55 2URDetached£305,000
6 Feb 202619, CAE GWYNLL55 1LLDetached£460,000
5 Feb 202621, DOL BEUNOLL55 2UETerraced£135,000

Common questions

Property finance in Caernarfon
— answered.

What is the average property price in Caernarfon?
The median property price in Caernarfon is £190,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £296,250, semi-detached properties at £199,950, terraced houses at £146,250, flats at £105,000.
Is Caernarfon a good area for property development?
Caernarfon recorded 275 property transactions in the last 12 months, with prices up 5.6% year-on-year - suggesting sustained buyer demand. Castle town with UNESCO World Heritage status and growing tourism economy. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Caernarfon?
We arrange the full range of property development finance in Caernarfon: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Caernarfon?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Caernarfon?
Development finance rates for Caernarfon projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.2M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Caernarfon,
Gwynedd.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Caernarfon and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.