Gwynedd
Porthmadog
development finance.
Expert property development finance in Porthmadog, Gwynedd. Median price £190,000, 45 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £190k
- Sales (12m)
- 45
- YoY change
- +3.5%
Porthmadog, Gwynedd
Property finance
in Porthmadog.
Porthmadog - coastal town with Ffestiniog Railway heritage and holiday-let market demand. With a median property price of £190,000 and 45 transactions in the last twelve months, Porthmadog represents a focused market with prices up 3.5% year-on-year.
Detached homes command a median of £270,000 while flats average £150,000, reflecting the breadth of Porthmadog's residential market. Terraced houses sit at £155,000, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Porthmadog and the wider Gwynedd area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Porthmadog scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Porthmadog developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Porthmadog
market snapshot.
HM Land Registry sold-price data for Porthmadog over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £190,000
- Sales (12m)
- 45
- YoY change
- +3.5%
Porthmadog development appraisal
Model the numbers
for your scheme.
Pre-populated with Porthmadog median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Porthmadog median prices. Adjust to match your scheme.
Build cost pre-filled at £2,100/sqm (regional benchmark) for a 4-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Porthmadog.
45 residential transactions in the last twelve months. Median sold price £190,000 (+3.5% YoY)
Detached
£270,000
Terraced
£155,000
Flat
£150,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 5 Jun 2026 | 22, DORA STREETLL49 9AF | Terraced | £257,000 | Freehold |
| 27 May 2026 | 78, MADOC STREET WESTLL49 9EA | Terraced | £150,000 | Freehold |
| 5 May 2026 | 33, TAN Y FOELLL49 9UE | Terraced | £200,000 | Freehold |
| 1 May 2026 | SEAGULL SHACKLL49 9UY | Detached | £325,000 | Freehold |
| 1 May 2026 | 55, CHAPEL STREETLL49 9DN | Terraced | £155,000 | Freehold |
| 28 Apr 2026 | 26, CHURCH STREETLL49 9RA | Terraced | £165,000 | Freehold |
| 28 Apr 2026 | ACHIPURLL49 9UF | Semi-Detached | £520,000 | Freehold |
| 28 Apr 2026 | 27, RALPH STREETLL49 9UA | Terraced | £329,950 | Freehold |
| 15 Apr 2026 | 24, NEW STREETLL49 9ED | Terraced | £70,000 | Freehold |
| 7 Apr 2026 | WYLANLL49 9YD | Detached | £290,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Porthmadog
— answered.
What is the average property price in Porthmadog?
Is Porthmadog a good area for property development?
What types of property finance are available in Porthmadog?
How do I apply for development finance in Porthmadog?
What are typical development finance rates in Porthmadog?
Where we fund
Porthmadog,
Gwynedd.
Nearby markets
Adjacent towns
we also fund.
Bangor
Median · £185,500
University city with strong student housing demand and Menai Strait waterfront
Caernarfon
Median · £190,000
Castle town with UNESCO World Heritage status and growing tourism economy
Pwllheli
Median · £265,000
Llŷn Peninsula market town with marina development and tourism economy
Dolgellau
Median · £176,500
Southern Snowdonia market town with outdoor tourism and heritage stone buildings
Bethesda
Median · £192,560
Slate quarry town near Zip World with growing adventure tourism employment
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Porthmadog and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.