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Brighton
development finance.

Expert property development finance in Brighton, Sussex. Median price £415,000, 2,503 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£415k
Sales (12m)
2,503
YoY change
+3.8%
Brighton Pier entrance with Union Jack flags at dusk

Brighton, Sussex

Property finance
in Brighton.

Brighton - south Coast's most dynamic property market with strong rental demand from two universities and creative industries. With a median property price of £415,000 and 2,503 transactions in the last twelve months, Brighton represents a active market with prices up 3.8% year-on-year.

Detached homes command a median of £681,250 while flats average £300,000, reflecting the breadth of Brighton's residential market. Terraced houses sit at £495,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Brighton and the wider Sussex area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Brighton
market snapshot.

HM Land Registry sold-price data for Brighton over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£415,000
Sales (12m)
2,503
YoY change
+3.8%

Brighton development appraisal

Model the numbers
for your scheme.

Pre-populated with Brighton median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Brighton median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,190,000
Senior Debt (65% LTGDV)£1,950,000
Equity Required£240,000
Interest (18m)£219,375
Profit on Cost24.5%
Senior Debt£1,950,000
Equity£240,000

Land Registry data

Recent property sales
in Brighton.

2,503 residential transactions in the last twelve months. Median sold price £415,000 (+3.8% YoY). 10 new-build transactions with a +31% premium over existing stock.

Detached

£681,250

Semi-Detached

£500,000

Terraced

£495,000

Flat

£300,000

DateAddressTypePrice
24 Feb 2026102, COOMBE ROADBN2 4EETerraced£355,000
24 Feb 2026FLAT 4, NORMANDY HOUSE, 18, THE DRIVEBN3 3JBFlat£260,000
23 Feb 2026104, WESTBOURNE STREETBN3 5FATerraced£695,000
20 Feb 202610, CUMBERLAND ROADBN1 6SLTerraced£810,000
20 Feb 202679, NORTHEASE DRIVEBN3 8PPDetached£665,000
20 Feb 202626, HAMPSTEAD ROADBN1 5NGTerraced£1,000,000
20 Feb 202628, VALE AVENUEBN1 8UASemi-Detached£667,500
19 Feb 2026FLAT 6, 2 - 3, CLARENDON TERRACEBN2 1FDFlat£380,000
19 Feb 2026238, FRESHFIELD ROADBN2 9YGSemi-Detached£450,000
18 Feb 202636, BOROUGH STREETBN1 3BGTerraced£675,000

Common questions

Property finance in Brighton
— answered.

What is the average property price in Brighton?
The median property price in Brighton is £415,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £681,250, semi-detached properties at £500,000, terraced houses at £495,000, flats at £300,000.
Is Brighton a good area for property development?
Brighton recorded 2,503 property transactions in the last 12 months, with prices up 3.8% year-on-year - suggesting sustained buyer demand. South Coast's most dynamic property market with strong rental demand from two universities and creative industries. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Brighton?
We arrange the full range of property development finance in Brighton: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Brighton?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Brighton?
Development finance rates for Brighton projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £3.0M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Brighton,
Sussex.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Brighton and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.