1. Home
  2. Locations
  3. Sussex
  4. Horsham

Sussex

Horsham
development finance.

Expert property development finance in Horsham, Sussex. Median price £430,000, 1,516 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Horsham dealOr call +44 20 3816 3693
Median price
£430k
Sales (12m)
1,516
YoY change
-2.3%
UK city skyline with residential and commercial buildings

Horsham, Sussex

Property finance
in Horsham.

Horsham - prosperous West Sussex town with premium family housing market and direct London services. With a median property price of £430,000 and 1,516 transactions in the last twelve months, Horsham represents a healthy market with prices down 2.3% year-on-year.

Detached homes command a median of £695,000 while flats average £228,500, reflecting the breadth of Horsham's residential market. Terraced houses sit at £366,750, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Horsham and the wider Sussex area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Horsham Property Market ReportSussex County Market Report

The capital stack

Seven funding routes for
every Horsham scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Horsham developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Horsham

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Horsham

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Horsham

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Horsham

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Horsham

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Horsham

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Horsham

Live market data

Horsham
market snapshot.

HM Land Registry sold-price data for Horsham over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£430,000
Sales (12m)
1,516
YoY change
-2.3%
Approved (12m)
0
Pipeline units
4,481
Pipeline GDV
£1921.3M

Horsham development appraisal

Model the numbers
for your scheme.

Pre-populated with Horsham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Horsham median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,949,100
Senior Debt (65% LTGDV)£1,735,500
Equity Required£213,600
Interest (18m)£195,244
Profit on Cost24.5%
Senior Debt£1,735,500
Equity£213,600
Get Terms for This Scheme

Land Registry data

Recent property sales
in Horsham.

1,516 residential transactions in the last twelve months. Median sold price £430,000 (-2.3% YoY). 5 new-build transactions with a +51.2% premium over existing stock.

Detached

£695,000

Semi-Detached

£445,000

Terraced

£366,750

Flat

£228,500

DateAddressTypePrice
20 Feb 20262, PENLANDS RISEBN44 3PJDetached£860,000
20 Feb 20264, WOOD LANEBN5 9YESemi-Detached£445,000
19 Feb 202626, THE RISERH13 8JDSemi-Detached£380,000
19 Feb 20267, POTTERS CROFTRH13 5LRSemi-Detached£535,000
18 Feb 202614, FRENCHES MEADRH14 9LFSemi-Detached£520,000
17 Feb 202623, CHESTNUT DRIVERH20 3QXSemi-Detached£450,000
17 Feb 2026FIELD COTTAGE, BROWNS LANERH20 4LQDetached£740,000
16 Feb 20267, MILL COTTAGESRH12 3JQSemi-Detached£610,000
16 Feb 202610, CROCKHURSTRH13 9XATerraced£365,000
16 Feb 20266, ROSE COTTAGES, CLOVERS WAYRH12 4WBSemi-Detached£405,000

Planning pipeline

Planning activity
in Horsham.

0 approved (12m)
·
8 pending
·1,090 units in pipeline·£464.1M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
DC/26/0530

Outline planning application for up to 180 dwellings, open space and associated …

Land at Hornbrook Farm Brighton Road West Sussex

180£77.4MPending
DC/26/0619

Removal of Conditions 15 and 16 of previously approved application DC/22/0661 (V…

Former Allotment Gardens Stopham Road Pulborough West Sussex

23£5.2MPending
DC/26/0592

Reserved matters application for the erection of 133 dwellings following approva…

Land at Lower Broadbridge Farm Billingshurst Road Broadbridge Heath Horsham West Sussex RH12 3LR

133£57.2MPending
DC/26/0430

Removal of Condition 33 of previously approved application DC/23/1178 (Outline p…

Horsham Golf Park Denne Park Horsham West Sussex RH13 0AX

--Pending
DISC/26/0081

Approval of details reserved by condition 4 (contamination) to approved applicat…

Land Parcel at 518445 111452 Kings Barn Lane Steyning West Sussex

265£114.0MPending

Common questions

Property finance in Horsham
— answered.

What is the average property price in Horsham?
The median property price in Horsham is £430,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £695,000, semi-detached properties at £445,000, terraced houses at £366,750, flats at £228,500.
Is Horsham a good area for property development?
Horsham recorded 1,516 property transactions in the last 12 months, with prices adjusting 2.3% year-on-year - creating potential value opportunities for developers. Prosperous West Sussex town with premium family housing market and direct London services. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Horsham?
We arrange the full range of property development finance in Horsham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Horsham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Horsham?
Development finance rates for Horsham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.7M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

Insurance Requirements in Development Finance: Costs You Can't Avoid

9 min read read

Party Wall Agreements and Development Finance: Legal Requirements

10 min read read

Rights of Way and Development Finance: Easement Issues for Developers

11 min read read

100% Development Finance: Is It Really Possible?

10 min read read
View all guides

Where we fund

Horsham,
Sussex.

Nearby markets

Adjacent towns
we also fund.

Brighton

Median · £415,000

South Coast's most dynamic property market with strong rental demand from two universities and creative industries

Worthing

Median · £337,000

Emerging coastal market with improving town centre and significantly lower values than Brighton

Crawley

Median · £345,000

Gatwick Airport town with strong employment base and demand for both residential and commercial property

Eastbourne

Median · £270,000

Retirement and tourism coast with HMO demand from growing college population

Hastings

Median · £270,000

Coastal regeneration area with heritage quarter conversion opportunities and improving rail links

Chichester

Median · £430,000

Cathedral city with affluent buyer demographic and South Downs lifestyle appeal

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Horsham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693