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Horsham
development finance.

Expert property development finance in Horsham, Sussex. Median price £430,000, 2,469 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£430k
Sales (12m)
2,469
YoY change
-1.1%
UK city skyline with residential and commercial buildings

Property finance
in Horsham.

Horsham - prosperous West Sussex town with premium family housing market and direct London services. With a median property price of £430,000 and 2,469 transactions in the last twelve months, Horsham represents a active market with prices down 1.1% year-on-year.

Detached homes command a median of £680,000 while flats average £230,000, reflecting the breadth of Horsham's residential market. New-build activity is notable, with 33 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Horsham and the wider Sussex area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Horsham
market snapshot.

HM Land Registry sold-price data for Horsham over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£430,000
Sales (12m)
2,469
YoY change
-1.1%
Approved (recent)
173
Pipeline units
9,143
Pipeline GDV
£3918.6M

Horsham development appraisal

Model the numbers
for your scheme.

Pre-populated with Horsham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Horsham median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,998,600
Senior Debt (65% LTGDV)£1,832,350
Equity Required£166,250
Interest (18m)£206,139
Profit on Cost27.9%
Senior Debt£1,832,350
Equity£166,250

Land Registry data

Recent property sales
in Horsham.

2,469 residential transactions in the last twelve months. Median sold price £430,000 (-1.1% YoY). 33 new-build transactions with a -25.6% premium over existing stock.

Detached

£680,000

Semi-Detached

£447,500

Terraced

£365,000

Flat

£230,000

DateAddressTypePrice
21 Aug 202623, COLERIDGE CLOSERH12 5PBSemi-Detached£390,000
21 Aug 20268, CURBEY CLOSERH20 2HUDetached£620,000
21 Aug 202696, TIMBER MILLRH13 9SRTerraced£340,000
21 Aug 202610, WILDBROOKS CLOSERH20 2GPTerraced£360,000
20 Aug 202631, PATCHINGSRH13 5HJDetached£1,000,000
20 Aug 20267, LAPWING CLOSERH13 5PBDetached£650,000
19 Aug 20264, THORNSCROFTBN44 3RPTerraced£390,000
18 Aug 202610, OSTERLEY HOUSE, GODWIN WAYRH13 6SQFlat£215,000
17 Aug 202626, BREACH CLOSEBN44 3RZTerraced£318,000
17 Aug 2026ALICELANDS LODGE, BROADWATER LANERH13 6QWDetached£755,000

Planning pipeline

Planning activity
in Horsham.

173 approved (last 15 months)
·
99 pending
·9,143 units in pipeline·£3918.6M estimated GDV·68% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
DC/26/0944

Demolition of existing buildings and erection of 3no detached dwellings and asso…

Near RH13 8QE

3£2.0MPending
NC/26/0031

Application for approval of reserved matters (appearance, layout, scale and land…

Near PO10 8EX

84£36.1MPending
DC/26/0471

Change of Use for the stationing of a mobile home on the site for a temporary pe…

Near RH20 2EJ

1£430,000Pending
DC/26/1197

Prior Approval for the Change of Use of the existing Class E building into 195 r…

Near RH12 1BW

195£83.8MPending
DC/25/1269

Outline Planning Application for up to 90 no. residential dwellings (including 4…

Near RH12 3JN

90£38.7MPending

Current Applications

RefProposalUnitsEst. GDVStatus
DC/26/1481

Proposed settled gypsy accommodation site comprising 10no pitches and associated…

Near RH14 9DL

0-Pending
NC/26/0028

Dwelling house (demolish existing structure associated with existing members clu…

Near BN5 9YT

1£430,000Pending
DC/26/1419

Permission in Principle for the demolition of Blackthorn Bungalow and the erecti…

Near RH13 0RL

1£430,000Pending
DC/26/1408

Change of Use of an agricultural building to a dwellinghouse (Use Class C3) and …

Near RH12 4RR

1£430,000Pending
NC/26/0027

Full application for a proposed two pitch settled gypsy accommodation site. Rete…

Near RH20 1LE

2£860,000Pending

Source: HM Land Registry price paid data, 12 months to October 2026 · Horsham planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Horsham
— answered.

What is the average property price in Horsham?
The median property price in Horsham is £430,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £680,000, semi-detached properties at £447,500, terraced houses at £365,000, flats at £230,000.
Is Horsham a good area for property development?
Horsham recorded 2,469 property transactions in the last 12 months, with prices adjusting 1.1% year-on-year - creating potential value opportunities for developers. Prosperous West Sussex town with premium family housing market and direct London services. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Horsham?
We arrange the full range of property development finance in Horsham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Horsham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Horsham?
Development finance rates for Horsham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.7M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Horsham,
Sussex.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Horsham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.