Guildford, Surrey
Bridging Finance
in Guildford
Expert bridging finance for property developers in Guildford. We connect you with competitive funding from our panel of 100+ lenders.
Guildford, Surrey
Bridging Finance
in Guildford.
Live market data
Guildford
market snapshot.
HM Land Registry sold-price data for Guildford over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £490,000
- Sales (12m)
- 1,421
- YoY change
- -2%
- Pipeline units
- 783
- Pipeline GDV
- £383.7M
Planning pipeline
Planning activity
in Guildford.
2 residential applications awaiting decision
·1 units in pipeline·£490,000 estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/P/00959 | Application for permission in principle for the erection of 3-4 dwellinghouses Land at Brick Kiln Farm, Old Lane, Ockham, Guildford, Cobham, KT11 1NL | - | - | Pending | 14/07/2026 |
| 26/P/00762 | Conversion from a standard dwellinghouse (C3) to a C4 house of multiple occupanc… 31 Woodbridge Hill, Guildford, GU2 9AA | 1 | £490,000 | Pending | 05/06/2026 |
Land Registry data
Recent property sales
in Guildford.
1,421 residential transactions in the last twelve months. Median sold price £490,000 (-2% YoY). 6 new-build transactions with a +63.8% premium over existing stock.
Detached
£824,500
Semi-Detached
£500,000
Terraced
£400,000
Flat
£262,500
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 30 Jun 2026 | 64, PARK BARN DRIVEGU2 8ES | Semi-Detached | £487,500 | Freehold |
| 22 Jun 2026 | 14, MEAD WAYGU4 7LG | Detached | £837,640 | Freehold |
| 19 Jun 2026 | STILL WATERS, PINE WALKKT24 5AG | Detached | £2,100,000 | Freehold |
| 18 Jun 2026 | HILL COTTAGE, OAKDENE ROADGU7 1QF | Detached | £1,400,000 | Freehold |
| 17 Jun 2026 | 16, THE GROVEKT24 5AF | Detached | £825,000 | Freehold |
| 15 Jun 2026 | 5, CHARTHOUSE ROADGU12 5LS | Terraced | £280,000 | Freehold |
| 15 Jun 2026 | 31, GRANGEFIELDS ROADGU4 7NR | Detached | £640,000 | Freehold |
| 12 Jun 2026 | 5, BLACKTHORN PLACEGU1 1NF | Flat | £205,000 | Leasehold |
| 12 Jun 2026 | 1, OXFORD ROADGU1 3RP | Semi-Detached | £692,500 | Freehold |
| 12 Jun 2026 | FLAT 29, PRINTING HOUSE SQUARE, MARTYR ROADGU1 4AJ | Flat | £315,000 | Leasehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Guildford Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Guildford deals.
Typical pricing for bridging finance in Guildford. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Guildford
An indicative appraisal for a nine-unit residential scheme priced at Guildford's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£4,725,000
Loan Amount
£3,071,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Guildford
— answered.
How active is the development pipeline in Guildford?
The Guildford Borough Council planning register currently shows 2 residential applications awaiting decision in Guildford, together proposing 1 units — the largest single scheme proposes 1 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Guildford Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £490,000, 1,519 sales, -1% YoY. Surrey county.
5 min read
Surrey Property Market: Prices, Trends & Development Finance, End of H1 2026
10 towns analysed. Median price £492,500, 10,627 transactions, +2.1% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Guildford and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Guildford,
Surrey.
Adjacent products
Other services
in Guildford.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV