Redhill, Surrey
Bridging Finance
in Redhill
Expert bridging finance for property developers in Redhill. We connect you with competitive funding from our panel of 100+ lenders.
Redhill, Surrey
Bridging Finance
in Redhill.
Live market data
Redhill
market snapshot.
HM Land Registry sold-price data for Redhill over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £475,000
- Sales (12m)
- 2,195
- YoY change
- +1.1%
- Approved (recent)
- 204
- Pipeline units
- 1,383
- Pipeline GDV
- £628.2M
Planning pipeline
Planning activity
in Redhill.
204 approved (last 12 months)
·94 pending
·1,383 units in pipeline·£628.2M estimated GDV·76% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/01776/F | New proposed front canopy and new rear conservatory Ambleside Lodge 25 Brighton Road Salfords Surrey RH1 5DA | - | - | Approved | 30/10/2025 |
| 25/01984/F | External alterations and also a proposed first floor rear extension providing fo… Barclays 105 Victoria Road Horley Surrey RH6 7AX | 1 | £259,000 | Approved | 14/11/2025 |
| 25/01979/F | Demolition and removal of two existing single storey stables buildings and erect… Whitings Cottage The Clears Reigate Surrey RH2 9JL | 1 | £475,000 | Approved | 10/12/2025 |
| 25/01952/RET | Retention of an ancillary kitchen in an existing outbuilding for use by the occu… 15 Gale Crescent Banstead Surrey SM7 2HZ | - | - | Approved | 05/11/2025 |
| 25/01946/F | First floor extension and conversion of property into 2 flats. As amended on 04/… The Old Tannery 28 Oakdene Road Redhill Surrey RH1 6BT | 2 | £518,000 | Approved | 03/11/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01301/F | Demolition of the existing detached garage and erection of one detached single-s… 53 Partridge Mead Banstead Surrey SM7 1LW | - | - | Pending | 22/09/2026 |
| 26/01366/OUT | Outline planning application (with all matters reserved) for the redevelopment o… Land Adjacent To Patteson Court Nutfield Road Redhill Surrey RH1 4ED | 6 | £2.9M | Pending | 18/09/2026 |
| 26/01454/LBC | Internal alterations, replacement extension and demolition of timber smoking she… The Bell Public House Withybed Corner Walton On The Hill Surrey KT20 7UJ | - | - | Pending | 18/09/2026 |
| 26/01393/F | Erection of riding arena to support existing stables and equestrian land. Wayside Stables Motts Hill Lane Tadworth Surrey KT20 5BL | - | - | Pending | 17/09/2026 |
| 26/01480/PAP3MA | Prior Notification requirement under Part MA of the GPDO for the change of use o… Kimberley Clark Europe Douglas House 40 London Road Reigate Surrey RH2 9QP | 13 | £3.4M | Pending | 17/09/2026 |
Deal intelligence
Key schemes
in Redhill.
Indicative appraisals of the largest residential schemes in the Redhill planning pipeline. These 3 schemes represent an estimated £296.3M in combined GDV across 597 units, with indicative capital stacks for each.
Major Residential Development Approved
Land At Sandcross Lane Reigate Surrey
£149.6M
Estimated GDV
Units
300
GDV / Unit
£499k
Build Cost (Range)
£45.9M–£58.1M
Residual Land Value
£39.0M
GDV estimated from the HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £38,965,000 (£130k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £149.6M |
| Construction (20,400 sqm @ £2,550/sqm mid) | −£52.0M |
| Externals, fees & contingency | −£15.3M |
| Finance (65% LTGDV, 24m) & sales costs | −£17.2M |
| Developer profit target (17.5% on GDV) | −£26.2M |
| Implied residual land value | £39.0M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land At Sandcross Lane Reigate Surrey RH2 8HH
£117.2M
Estimated GDV
Units
235
GDV / Unit
£499k
Build Cost (Range)
£36.0M–£45.5M
Residual Land Value
£30.5M
GDV estimated from the HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £30,522,000 (£130k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £117.2M |
| Construction (15,980 sqm @ £2,550/sqm mid) | −£40.7M |
| Externals, fees & contingency | −£12.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£13.5M |
| Developer profit target (17.5% on GDV) | −£20.5M |
| Implied residual land value | £30.5M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Legal And General Kingswood House St Monicas Road Kingswood Surrey KT20 6EU
£29.4M
Estimated GDV
Units
62
GDV / Unit
£475k
Build Cost (Range)
£5.9M–£7.5M
Residual Land Value
£12.3M
GDV estimated from the HM Land Registry blended median of £475,000. At benchmark build costs, the implied residual land value is £12,259,000 (£198k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £29.4M |
| Construction (4,216 sqm @ £1,580/sqm mid) | −£6.7M |
| Externals, fees & contingency | −£2.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.4M |
| Developer profit target (17.5% on GDV) | −£5.2M |
| Implied residual land value | £12.3M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Redhill.
2,195 residential transactions in the last twelve months. Median sold price £475,000 (+1.1% YoY). 6 new-build transactions with a +64.7% premium over existing stock.
Detached
£823,750
Semi-Detached
£540,000
Terraced
£435,000
Flat
£259,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 31 Jul 2026 | 31, WARREN ROADRH2 0BN | Terraced | £462,500 | Freehold |
| 28 Jul 2026 | 23, JUNIPER ROADRH2 7NH | Semi-Detached | £405,000 | Freehold |
| 27 Jul 2026 | 4, MAPLEWOOD, 14B, MAPLE ROADRH1 5HE | Terraced | £505,000 | Freehold |
| 27 Jul 2026 | 4, SANDOWN COURT, 95 - 97, STATION ROADRH1 1BA | Terraced | £460,000 | Freehold |
| 24 Jul 2026 | 13, DOVER ROADKT20 5FN | Semi-Detached | £525,000 | Freehold |
| 24 Jul 2026 | 19, ROSE BUSHESKT17 3NS | Detached | £700,000 | Freehold |
| 24 Jul 2026 | 87, ROSE BUSHESKT17 3NT | Semi-Detached | £665,000 | Freehold |
| 24 Jul 2026 | 1, MANOR WAYSM7 3PN | Terraced | £500,000 | Freehold |
| 24 Jul 2026 | 17, CAYTON ROADCR5 1LT | Detached | £880,000 | Freehold |
| 24 Jul 2026 | 201, RADSTOCK WAYRH1 3NQ | Semi-Detached | £408,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Reigate and Banstead Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Redhill deals.
Typical pricing for bridging finance in Redhill. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Redhill
An indicative appraisal for a nine-unit residential scheme priced at Redhill's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£5,103,000
Loan Amount
£3,317,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Redhill
— answered.
How active is the development pipeline in Redhill?
The Reigate and Banstead Borough Council planning register currently shows 94 residential applications awaiting decision in Redhill, together proposing 528 units — the largest single scheme proposes 235 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Redhill Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £475,000, 2,195 sales, +1.1% YoY. Surrey county.
6 min read
Surrey Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
10 towns analysed. Median price £485,000, 14,914 transactions, +0.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Redhill and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Redhill,
Surrey.
Adjacent products
Other services
in Redhill.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV