Redhill, Surrey
Bridging Finance
in Redhill
Expert bridging finance for property developers in Redhill. We connect you with competitive funding from our panel of 100+ lenders.
Redhill, Surrey
Bridging Finance
in Redhill.
Live market data
Redhill
market snapshot.
HM Land Registry sold-price data for Redhill over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £475,000
- Sales (12m)
- 1,495
- YoY change
- +1.1%
- Approved (recent)
- 228
- Pipeline units
- 2,173
- Pipeline GDV
- £997.2M
Planning pipeline
Planning activity
in Redhill.
17 approved (last 3 months)
·55 pending
·765 units in pipeline·£357.8M estimated GDV·85% approval rate (last 3 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00923/PAP3MA | Prior Notification requirement under Part MA of the GPDO for the change of use o… Kimberley Clark Europe Douglas House 40 London Road Reigate Surrey RH2 9QP | 37 | £9.6M | Approved | 28/05/2026 |
| 26/00887/PDE | Single storey rear extension. Max height 3.52m, height at eaves 3.52m and extend… Glen Morven Forest Drive Kingswood Surrey KT20 6LQ | - | - | Pending | 29/05/2026 |
| 26/00877/F | Installation of replacement gates and new railings to main entrance of property.… Land At Headley Common Road Headley Epsom Surrey | - | - | Approved | 02/06/2026 |
| 26/00872/PDE | Single storey rear extension. Max height 3m, height at eaves 3m and extending 6m… The Wilton 27 Wilton Road Redhill Surrey RH1 6QR | - | - | Pending | 20/05/2026 |
| 26/00867/F | Replacement self-build dwelling. The Park Home High Road Chipstead Surrey CR5 3SH | - | - | Approved | 29/05/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01220/S73 | Refurbishment of entrance foyer, new canopy, replacement of hard surfacing to th… Reigate Place 43 London Road Reigate Surrey RH2 9PW | - | - | Pending | 10/08/2026 |
| 26/01298/F | Open tent marquee within pub garden terrace area. Additional soft landscaping Well House Inn Chipstead Lane Chipstead Surrey CR5 3SQ | - | - | Pending | 07/08/2026 |
| 26/01292/PDE | Single storey rear extension. Max height 3.00m, height at eaves 3.00m and extend… 57 Warren Road Banstead Surrey SM7 1LG | - | - | Pending | 06/08/2026 |
| 26/01248/F | Improve the parking by changing the front forecourt to introduce three car parki… Salfords Village Hall 5 Honeycrock Lane Salfords Surrey RH1 5DG | - | - | Pending | 05/08/2026 |
| 26/01218/F | Extension & refurbishment of existing building and change of use from the former… Police Station 15 Massetts Road Horley Surrey | - | - | Pending | 05/08/2026 |
Deal intelligence
Key schemes
in Redhill.
Indicative appraisals of the largest residential schemes in the Redhill planning pipeline. These 3 schemes represent an estimated £349.3M in combined GDV across 718 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land West Of Reigate Road Hookwood Horley
£222.4M
Estimated GDV
Units
446
GDV / Unit
£499k
Build Cost (Range)
£68.2M–£86.4M
Residual Land Value
£57.9M
GDV estimated from the HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £57,928,000 (£130k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £222.4M |
| Construction (30,328 sqm @ £2,550/sqm mid) | −£77.3M |
| Externals, fees & contingency | −£22.7M |
| Finance (65% LTGDV, 24m) & sales costs | −£25.5M |
| Developer profit target (17.5% on GDV) | −£38.9M |
| Implied residual land value | £57.9M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land At Sandcross Lane Reigate Surrey RH2 8HH
£117.2M
Estimated GDV
Units
235
GDV / Unit
£499k
Build Cost (Range)
£36.0M–£45.5M
Residual Land Value
£30.5M
GDV estimated from the HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £30,522,000 (£130k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £117.2M |
| Construction (15,980 sqm @ £2,550/sqm mid) | −£40.7M |
| Externals, fees & contingency | −£12.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£13.5M |
| Developer profit target (17.5% on GDV) | −£20.5M |
| Implied residual land value | £30.5M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Permitted Development Conversion Approved
Kimberley Clark Europe Douglas House 40 London Road Reigate Surrey RH2 9QP
£9.6M
Estimated GDV
Units
37
GDV / Unit
£260k
Build Cost (Range)
£3.3M–£4.1M
Residual Land Value
£2.3M
GDV estimated from the HM Land Registry flat median of £260,000. At benchmark build costs, the implied residual land value is £2,306,000 (£62k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £9.6M |
| Construction (2,331 sqm @ £1,580/sqm mid) | −£3.7M |
| Externals, fees & contingency | −£996k |
| Finance (65% LTGDV, 18m) & sales costs | −£951k |
| Developer profit target (17.5% on GDV) | −£1.7M |
| Implied residual land value | £2.3M |
Broker insight: Conversion schemes under Permitted Development rights can complete faster with refurbishment finance at up to 70% LTV. Bridging loans can secure the acquisition in 7-14 days while the full facility is arranged.
Appraisal assumptions
- GDV: HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Redhill.
1,495 residential transactions in the last twelve months. Median sold price £475,000 (+1.1% YoY). 3 new-build transactions with a +31.6% premium over existing stock.
Detached
£800,000
Semi-Detached
£540,000
Terraced
£434,250
Flat
£260,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Jun 2026 | 1, KINGS COURTKT20 5DT | Flat | £344,250 | Leasehold |
| 22 Jun 2026 | FLAT 3, 11, SPRINGFIELD CLOSERH1 5GY | Flat | £275,000 | Leasehold |
| 22 Jun 2026 | 92, CHEYNE WALKRH6 7LR | Detached | £425,000 | Freehold |
| 19 Jun 2026 | 4, WINKWORTH PLACESM7 2AA | Flat | £377,500 | Leasehold |
| 19 Jun 2026 | 33, YORKE GARDENSRH2 9HQ | Terraced | £535,000 | Freehold |
| 19 Jun 2026 | 9, WOODHATCH ROADRH2 7LJ | Detached | £550,000 | Freehold |
| 19 Jun 2026 | 65, SPENCER WAYRH1 5LF | Terraced | £360,000 | Freehold |
| 19 Jun 2026 | FLAT 32, LINDEN COURT, LESBOURNE ROADRH2 7AB | Flat | £385,000 | Leasehold |
| 19 Jun 2026 | 28, REEVES CRESCENTRH6 8NJ | Semi-Detached | £625,000 | Freehold |
| 19 Jun 2026 | 7, EARHART DRIVERH6 8TE | Terraced | £465,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Reigate and Banstead Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Redhill deals.
Typical pricing for bridging finance in Redhill. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Redhill
An indicative appraisal for a nine-unit residential scheme priced at Redhill's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£5,103,000
Loan Amount
£3,317,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Redhill
— answered.
How active is the development pipeline in Redhill?
The Reigate and Banstead Borough Council planning register currently shows 55 residential applications awaiting decision in Redhill, together proposing 712 units — the largest single scheme proposes 446 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Redhill Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £477,000, 1,520 sales, +0.4% YoY. Surrey county.
5 min read
Surrey Property Market: Prices, Trends & Development Finance, End of H1 2026
10 towns analysed. Median price £492,500, 10,627 transactions, +2.1% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Redhill and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Redhill,
Surrey.
Adjacent products
Other services
in Redhill.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV