ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

  • About Matt Lenzie
  • Case Studies
  • Lender Panel
  • Introducers
  • Contact
  • Start a deal

Resources

  • Market Reports
  • Guides
  • Calculators
  • Glossary
  • FAQ

Topic guides

  • Development Finance Guide
  • Bridging Finance Guide
  • Mezzanine Finance Guide
  • Development Costs
  • First-Time Developers
  • Permitted Development
  • Development vs Bridging
  • Mezzanine vs Equity JV
  • Development vs Commercial
  • Broker vs Direct to Lender

Nationwide coverage

All locations

London & South East

  • London
  • Kent
  • Surrey
  • Sussex
  • Hampshire
  • Berkshire
  • Hertfordshire
  • Essex

South West

  • Bristol
  • Somerset
  • Devon
  • Cornwall
  • Dorset
  • Gloucestershire

Midlands

  • Birmingham
  • Warwickshire
  • Staffordshire
  • Nottingham
  • Leicester
  • Lincolnshire

North

  • Manchester
  • Leeds
  • Liverpool
  • Lancashire
  • Newcastle
  • York

Scotland & Wales

  • Edinburgh
  • Glasgow
  • Cardiff
  • Swansea

Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. Surrey/
  4. Farnham/
  5. Bridging Finance

Farnham, Surrey

Bridging Finance
in Farnham

Expert bridging finance for property developers in Farnham. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Aerial view of Guildford town with greenery

Farnham, Surrey

Bridging Finance
in Farnham.

Live market data

Farnham
market snapshot.

HM Land Registry sold-price data for Farnham over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£540,000
Sales (12m)
2,087
YoY change
+1.9%

Land Registry data

Recent property sales
in Farnham.

2,087 residential transactions in the last twelve months. Median sold price £540,000 (+1.9% YoY). 62 new-build transactions with a -14.9% premium over existing stock.

Detached

£830,000

Semi-Detached

£550,000

Terraced

£420,000

Flat

£272,000

DateAddressTypePriceTenure
24 Jul 202627, WESTDENE MEADOWSGU6 8UJTerraced£285,000Freehold
24 Jul 20261, MAGNOLIA DRIVEGU6 8ULSemi-Detached£445,000Freehold
24 Jul 202621, GORSE LANEGU10 4SDDetached£800,000Freehold
22 Jul 20269, COLESON HILL ROADGU10 4QQSemi-Detached£500,000Freehold
21 Jul 20269, MARE LANEGU8 4JHSemi-Detached£500,000Freehold
21 Jul 202621, OAKLANDSGU27 3RDTerraced£385,000Freehold
20 Jul 2026FLAT 11, PROVIDENCE PLACE, ABBEY STREETGU9 7RQFlat£240,000Leasehold
20 Jul 20264, CHARTS CLOSEGU6 8BHTerraced£402,500Freehold
20 Jul 2026THE BRAMBLES, 6, GREEN LANE COTTAGESGU10 2PBSemi-Detached£765,000Freehold
20 Jul 2026WHITFIELD, GRAYS ROADGU7 3LTSemi-Detached£685,000Freehold

Source: HM Land Registry price paid data, 12 months to September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Farnham deals.

Typical pricing for bridging finance in Farnham. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Farnham

An indicative appraisal for a nine-unit residential scheme priced at Farnham's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£5,198,000

Loan Amount

£3,379,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Farnham
— answered.

Market intelligence

Local market
reports.

5 min read

Farnham Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £540,000, 2,087 sales, +1.9% YoY. Surrey county.

6 min read

Surrey Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

10 towns analysed. Median price £485,000, 14,914 transactions, +0.7% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Farnham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Farnham,
Surrey.

Adjacent products

Other services
in Farnham.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Guildford

Woking

Epsom

Redhill

Weybridge

Camberley

Get Terms020 3816 3693