Camberley, Surrey
Bridging Finance
in Camberley
Expert bridging finance for property developers in Camberley. We connect you with competitive funding from our panel of 100+ lenders.
Camberley, Surrey
Bridging Finance
in Camberley.
Live market data
Camberley
market snapshot.
HM Land Registry sold-price data for Camberley over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £475,000
- Sales (12m)
- 956
- YoY change
- +1.1%
- Pipeline units
- 1,476
- Pipeline GDV
- £521.1M
Planning pipeline
Planning activity
in Camberley.
8 residential applications awaiting decision
·82 units in pipeline·£39.0M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/0452/MPO | Application to update the Cycle Network Strategy pursuant to Schedule 7 Part 1 o… Princess Royal Barracks Brunswick Road Deepcut Camberley Surrey | - | - | Pending | |
| 26/0543/DTC | Submission of details to comply with condition 3 (Materials), condition 4 (Lands… Tickners 74 Chertsey Road Chobham Woking Surrey GU24 8PJ | 9 | £4.3M | Pending | |
| 26/0681/PMR | Application under Section 73 of the Town and Country Planning Act to vary condit… Tickners 74 Chertsey Road Chobham Woking Surrey GU24 8PJ | 9 | £4.3M | Pending | |
| 26/0652/DTC | Submission of details to comply with conditions 9 (Land contamination), 11 (Cons… Westley Green Farm Valley End Road Chobham Woking Surrey GU24 8TB | 4 | £1.9M | Pending | |
| 26/0675/MPO | Variation to S106 agreement Westley Green Farm Valley End Road Chobham Woking Surrey GU24 8TB | - | - | Pending |
Deal intelligence
Key schemes
in Camberley.
Indicative appraisals of the largest residential schemes in the Camberley planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £21.4M in combined GDV across 43 units, with indicative capital stacks for each.
Residential Development Awaiting decision
Castle Grove Nursery Scotts Grove Road Chobham Woking Surrey GU24 8DZ
£15.0M
Estimated GDV
Units
30
GDV / Unit
£499k
Build Cost (Range)
£4.6M–£5.8M
Residual Land Value
£4.3M
GDV estimated from the HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £4,284,000 (£143k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £15.0M |
| Construction (2,040 sqm @ £2,550/sqm mid) | −£5.2M |
| Externals, fees & contingency | −£1.4M |
| Finance (65% LTGDV, 18m) & sales costs | −£1.5M |
| Developer profit target (17.5% on GDV) | −£2.6M |
| Implied residual land value | £4.3M |
Broker insight: For a 30-unit scheme in Camberley, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development Awaiting decision
Tickners 74 Chertsey Road Chobham Woking Surrey GU24 8PJ
£4.5M
Estimated GDV
Units
9
GDV / Unit
£499k
Build Cost (Range)
£1.9M–£2.4M
Residual Land Value
£572k
GDV estimated from the HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £572,000 (£64k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £4.5M |
| Construction (855 sqm @ £2,550/sqm mid) | −£2.2M |
| Externals, fees & contingency | −£578k |
| Finance (65% LTGDV, 12m) & sales costs | −£373k |
| Developer profit target (17.5% on GDV) | −£786k |
| Implied residual land value | £572k |
Broker insight: For a 9-unit scheme in Camberley, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Demolition & New Build Awaiting decision
Westley Green Farm Valley End Road Chobham Woking Surrey GU24 8TB
£1.9M
Estimated GDV
Units
4
GDV / Unit
£475k
Build Cost (Range)
£532k–£673k
Residual Land Value
£646k
GDV estimated from the HM Land Registry blended median of £475,000. At benchmark build costs, the implied residual land value is £646,000 (£162k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £1.9M |
| Construction (380 sqm @ £1,580/sqm mid) | −£600k |
| Externals, fees & contingency | −£163k |
| Finance (65% LTGDV, 12m) & sales costs | −£158k |
| Developer profit target (17.5% on GDV) | −£333k |
| Implied residual land value | £646k |
Broker insight: For a 4-unit scheme in Camberley, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £475,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 18 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Camberley.
956 residential transactions in the last twelve months. Median sold price £475,000 (+1.1% YoY). 6 new-build transactions with a +38.4% premium over existing stock.
Detached
£710,000
Semi-Detached
£470,000
Terraced
£377,250
Flat
£225,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Jun 2026 | 11, SUNDEW CLOSEGU18 5SG | Detached | £950,000 | Freehold |
| 24 Jun 2026 | 22, COMMONFIELDSGU24 9HZ | Detached | £933,000 | Freehold |
| 23 Jun 2026 | 84, THE COURTYARD, SOUTHWELL PARK ROADGU15 3GL | Flat | £280,000 | Leasehold |
| 22 Jun 2026 | 50, LONGMEADOWGU16 8RR | Semi-Detached | £472,000 | Freehold |
| 19 Jun 2026 | 6, ELM GROVEGU24 9DG | Semi-Detached | £560,000 | Freehold |
| 19 Jun 2026 | 4, ERICA CLOSEGU24 9PE | Detached | £955,000 | Freehold |
| 19 Jun 2026 | 34, MINEHURST ROADGU16 6JP | Detached | £680,000 | Freehold |
| 19 Jun 2026 | 155, LONDON ROADGU19 5DH | Terraced | £315,000 | Freehold |
| 19 Jun 2026 | 30, WAVERLEY DRIVEGU15 2DP | Detached | £969,375 | Freehold |
| 19 Jun 2026 | 27, GORSE ROADGU16 8TB | Semi-Detached | £565,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Surrey Heath Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Camberley deals.
Typical pricing for bridging finance in Camberley. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Camberley
An indicative appraisal for a nine-unit residential scheme priced at Camberley's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£4,442,000
Loan Amount
£2,887,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Camberley
— answered.
How active is the development pipeline in Camberley?
The Surrey Heath Borough Council planning register currently shows 8 residential applications awaiting decision in Camberley, together proposing 82 units — the largest single scheme proposes 30 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Camberley Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £475,000, 966 sales, +1.1% YoY. Surrey county.
5 min read
Surrey Property Market: Prices, Trends & Development Finance, End of H1 2026
10 towns analysed. Median price £492,500, 10,627 transactions, +2.1% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Camberley and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Camberley,
Surrey.
Adjacent products
Other services
in Camberley.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV