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Farnham
development finance.

Expert property development finance in Farnham, Surrey. Median price £535,000, 1,429 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£535k
Sales (12m)
1,429
YoY change
-0.9%
Aerial view of Guildford town with greenery

Farnham, Surrey

Property finance
in Farnham.

Farnham - historic market town with premium values and creative arts university presence. With a median property price of £535,000 and 1,429 transactions in the last twelve months, Farnham represents a healthy market with prices down 0.9% year-on-year.

Detached homes command a median of £825,000 while flats average £268,750, reflecting the breadth of Farnham's residential market. New-build activity is notable, with 17 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Farnham and the wider Surrey area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Farnham
market snapshot.

HM Land Registry sold-price data for Farnham over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£535,000
Sales (12m)
1,429
YoY change
-0.9%

Farnham development appraisal

Model the numbers
for your scheme.

Pre-populated with Farnham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Farnham median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,418,600
Senior Debt (65% LTGDV)£2,200,900
Equity Required£217,700
Interest (18m)£247,601
Profit on Cost27.0%
Senior Debt£2,200,900
Equity£217,700

Land Registry data

Recent property sales
in Farnham.

1,429 residential transactions in the last twelve months. Median sold price £535,000 (-0.9% YoY). 17 new-build transactions with a -28.7% premium over existing stock.

Detached

£825,000

Semi-Detached

£537,500

Terraced

£417,500

Flat

£268,750

DateAddressTypePrice
26 Jun 202617, TOWN END CLOSEGU7 1DGSemi-Detached£250,000
25 Jun 202675, PARKHURST FIELDSGU10 2PQDetached£915,000
24 Jun 2026ACORNS, ROWLY DRIVEGU6 8PNSemi-Detached£750,000
22 Jun 20263, WINDRUSH CLOSEGU5 0BBTerraced£405,000
19 Jun 202617, ARTHUR CLOSEGU9 8PETerraced£369,500
19 Jun 202664, CRAMHURST LANEGU8 5RDDetached£535,000
19 Jun 202620, WAYNFLETE LANEGU9 7BHSemi-Detached£388,000
18 Jun 202613, FOLLY LANE NORTHGU9 0HUTerraced£383,000
18 Jun 20265, TRINITY FIELDSGU9 0SBDetached£697,500
18 Jun 20261, RECTORY CLOSEGU6 7PUDetached£550,000

Source: HM Land Registry price paid data, 12 months to August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Farnham
— answered.

What is the average property price in Farnham?
The median property price in Farnham is £535,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £825,000, semi-detached properties at £537,500, terraced houses at £417,500, flats at £268,750.
Is Farnham a good area for property development?
Farnham recorded 1,429 property transactions in the last 12 months, with prices adjusting 0.9% year-on-year - creating potential value opportunities for developers. Historic market town with premium values and creative arts university presence. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Farnham?
We arrange the full range of property development finance in Farnham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Farnham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Farnham?
Development finance rates for Farnham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £3.2M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Farnham,
Surrey.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Farnham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.