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Farnham
development finance.

Expert property development finance in Farnham, Surrey. Median price £540,000, 2,133 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£540k
Sales (12m)
2,133
YoY change
+0.9%
Aerial view of Guildford town with greenery

Property finance
in Farnham.

Farnham - historic market town with premium values and creative arts university presence. With a median property price of £540,000 and 2,133 transactions in the last twelve months, Farnham represents a active market with prices up 0.9% year-on-year.

Detached homes command a median of £830,000 while flats average £272,000, reflecting the breadth of Farnham's residential market. New-build activity is notable, with 62 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Farnham and the wider Surrey area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Farnham
market snapshot.

HM Land Registry sold-price data for Farnham over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£540,000
Sales (12m)
2,133
YoY change
+0.9%
Approved (recent)
110
Pipeline units
1,027
Pipeline GDV
£558.2M

Farnham development appraisal

Model the numbers
for your scheme.

Pre-populated with Farnham median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Farnham median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,479,600
Senior Debt (65% LTGDV)£2,252,250
Equity Required£227,350
Interest (18m)£253,378
Profit on Cost26.8%
Senior Debt£2,252,250
Equity£227,350

Land Registry data

Recent property sales
in Farnham.

2,133 residential transactions in the last twelve months. Median sold price £540,000 (+0.9% YoY). 62 new-build transactions with a -15.4% premium over existing stock.

Detached

£830,000

Semi-Detached

£550,000

Terraced

£415,000

Flat

£272,000

DateAddressTypePrice
27 Aug 20267, YEWENSGU8 4SDDetached£825,000
25 Aug 202620, FOX ROADGU27 1RGTerraced£325,000
25 Aug 20268B, VICARAGE LANEGU9 0PFDetached£500,000
25 Aug 202646, FOLLY LANE NORTHGU9 0HXDetached£575,000
24 Aug 202626, OLD PARK CLOSEGU9 0BGTerraced£398,000
24 Aug 202667, SKYLARK PLACEGU9 9FRSemi-Detached£520,000
24 Aug 20267, ST JAMES AVENUEGU9 9QFTerraced£540,000
21 Aug 202617, COWDEN CLOSEGU9 9FGSemi-Detached£500,000
21 Aug 20267, BISHOPS ROADGU9 0JATerraced£410,000
21 Aug 20266, PITFOLD AVENUEGU27 1PNDetached£755,000

Planning pipeline

Planning activity
in Farnham.

110 approved (last 15 months)
·
55 pending
·1,027 units in pipeline·£558.2M estimated GDV·65% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
WA/2026/01267

Erection of a detached self build 2 storey dwelling and a detached garage/worksh…

Near GU7 1XQ

1£830,000Pending
WA/2026/01080

Erection of a dwelling and car pavilion with associated works including a roof m…

Near GU8 6FL

1£540,000Pending
WA/2026/01341

Erection of a self/custom build detached dwelling together with associated works…

Near GU26 6BQ

1£830,000Pending
WA/2026/00139

Alterations to existing agricultural storage barn to provide 5 x two storey dwel…

Near GU9 8ET

5£2.7MPending
WA/2026/01233

Alterations to flats 1 and 2 to provide a single dwelling

Near GU27 2LB

1£272,000Pending

Current Applications

RefProposalUnitsEst. GDVStatus
PRA/2026/01721

General permitted development order 2015 schedule 2 part 3 class ma - prior appr…

Near GU7 1NN

8£4.3MPending
WA/2026/01740

Erection of a dwelling with associated works and creation of a vehicular access.

Near GU8 4DN

1£540,000Pending
WA/2026/01709

Erection of 7 dwellings with vehicular access amenity space car and cycle parkin…

Near GU10 4RS

7£3.8MPending
WA/2026/01663

Erection of extension and change of use of existing rural building to provide (c…

Near GU26 6BN

1£540,000Pending
WA/2026/01656

Erection of a detached dwelling together with formation of vehicular access park…

Near GU26 6BN

1£830,000Pending

Source: HM Land Registry price paid data, 12 months to October 2026 · Waverley planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Farnham
— answered.

What is the average property price in Farnham?
The median property price in Farnham is £540,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £830,000, semi-detached properties at £550,000, terraced houses at £415,000, flats at £272,000.
Is Farnham a good area for property development?
Farnham recorded 2,133 property transactions in the last 12 months, with prices up 0.9% year-on-year - suggesting sustained buyer demand. Historic market town with premium values and creative arts university presence. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Farnham?
We arrange the full range of property development finance in Farnham: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Farnham?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Farnham?
Development finance rates for Farnham projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £3.3M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Farnham,
Surrey.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Farnham and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.