ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

  • About Matt Lenzie
  • Case Studies
  • Lender Panel
  • Contact
  • Start a deal

Resources

  • Market Reports
  • Guides
  • Calculators
  • Glossary
  • FAQ

Nationwide coverage

All locations

London & South East

  • London
  • Kent
  • Surrey
  • Sussex
  • Hampshire
  • Berkshire
  • Hertfordshire
  • Essex

South West

  • Bristol
  • Somerset
  • Devon
  • Cornwall
  • Dorset
  • Gloucestershire

Midlands

  • Birmingham
  • Warwickshire
  • Staffordshire
  • Nottingham
  • Leicester
  • Lincolnshire

North

  • Manchester
  • Leeds
  • Liverpool
  • Lancashire
  • Newcastle
  • York

Scotland & Wales

  • Edinburgh
  • Glasgow
  • Cardiff
  • Swansea

Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

PrivacyTermsContact
ccConstruction Capital
LocationsCase Studies
AboutIntroducersContact
Start a deal
  1. Home/
  2. Locations/
  3. Staffordshire/
  4. Stafford/
  5. Bridging Finance

Stafford, Staffordshire

Bridging Finance
in Stafford

Expert bridging finance for property developers in Stafford. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
UK city skyline with residential and commercial buildings

Stafford, Staffordshire

Bridging Finance
in Stafford.

Live market data

Stafford
market snapshot.

HM Land Registry sold-price data for Stafford over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£250,000
Sales (12m)
1,445
YoY change
+0%
Approved (12m)
0
Pipeline units
5
Pipeline GDV
£1.3M

Planning pipeline

Planning activity
in Stafford.

0 approved (12m)
·
1 pending
·5 units in pipeline·£1.3M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatusDate
26/42162/PIP

Permission in Principle - Construction of five new dwellings

Land Rear Of Lillingstone House Newport Road Woodseaves Stafford Staffordshire

5£1.3MPending27/04/2026

Deal intelligence

Key schemes
in Stafford.

Financial analysis of the largest approved planning applications in Stafford, Staffordshire. These 1 schemes represent £1.3M in combined GDV across 5 units, with indicative capital stacks for each.

Small-Scale Development

Land Rear Of Lillingstone House Newport Road Woodseaves Stafford Staffordshire

£1.3M

Estimated GDV

Units

5

GDV / Unit

£250k

Est. Build Cost

£563k

Est. Profit on GDV

47.0%

At £250k per unit, this scheme prices 0% below the Stafford median of £250,000. Calculate GDV

Indicative Capital Stack

Senior Debt60% (£750k)Mezzanine20% (£250k)Developer Equity20% (£250k)

Broker insight: For a 5-unit scheme in Stafford, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Submit Your SchemeView full Stafford market dataStaffordshire market report

Land Registry data

Recent property sales
in Stafford.

1,445 residential transactions in the last twelve months. Median sold price £250,000. 24 new-build transactions with a +11.4% premium over existing stock.

Detached

£370,000

Semi-Detached

£230,500

Terraced

£189,000

Flat

£116,500

DateAddressTypePriceTenure
27 Mar 202612, CEDARS DRIVEST15 0BBDetached£280,000Freehold
27 Mar 202677, JOHN AMERY DRIVEST17 9NNTerraced£190,000Freehold
27 Mar 202666, BROOKHOUSE WAYST20 0HSSemi-Detached£231,000Freehold
20 Mar 20266, FAIRBANKS WALKST15 0PFDetached£465,000Freehold
20 Mar 20262, MEADOWBANK AVENUEST18 0HEDetached£585,000Freehold
20 Mar 20263, CASTLE COURTST15 8YYDetached£282,000Freehold
20 Mar 202619, MATTHEWS ROADST17 9RWDetached£270,000Freehold
20 Mar 20266, HIGH CHASE RISEST18 0TYDetached£421,000Freehold
19 Mar 202616, RUSSELL STREETST16 2DUTerraced£157,000Freehold
19 Mar 202610, MERRIVALE ROADST17 9EBSemi-Detached£190,000Freehold

Indicative terms

Bridging Finance rates
for Stafford deals.

Typical pricing for bridging finance in Stafford. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Development Project in Stafford

A property development project in Stafford requiring structured finance.

GDV

£3,000,000

Loan Amount

£2,000,000

LTV

65% LTGDV

Loan Type

Development Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Stafford
— answered.

Market intelligence

Local market
reports.

5 min read

Stafford Property Market: House Prices, Sold Data & Development Finance (2026)

Median price £250,000, 1,364 sales, 0% YoY. Staffordshire county.

5 min read

Staffordshire Property Market: Prices, Trends & Development Finance (2026)

7 towns analysed. Median price £227,000, 9,577 transactions, -0.1% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Stafford and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Stafford,
Staffordshire.

Adjacent products

Other services
in Stafford.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Stoke-on-Trent

Lichfield

Burton upon Trent

Tamworth

Newcastle-under-Lyme

Cannock

Get Terms