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Lichfield, Staffordshire
Bridging Finance
in Lichfield
Expert bridging finance for property developers in Lichfield. We connect you with competitive funding from our panel of 100+ lenders.
Lichfield, Staffordshire
Bridging Finance
in Lichfield.
Live market data
Lichfield
market snapshot.
HM Land Registry sold-price data for Lichfield over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £305,000
- Sales (12m)
- 1,838
- YoY change
- Flat
- Approved (recent)
- 191
- Pipeline units
- 2,128
- Pipeline GDV
- £628.1M
Planning pipeline
Planning activity
in Lichfield.
191 approved (last 12 months)
·50 pending
·2,128 units in pipeline·£628.1M estimated GDV·75% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/01190/FUL | Retention and continued use of existing timber framed outbuilding as ancillary r… 70 Park Road Alrewas Burton Upon Trent Staffordshire DE13 7AJ | - | - | Pending | |
| 26/00726/LBC | Retrospective works to Listed Building to retain the replacement front door 13 Brook End Longdon Rugeley Staffordshire WS15 4PB | - | - | Pending | |
| 25/01352/FUL | Erection of a Tipi and timber building to be used to provide toilet facilities w… Footsteps Day Nurseries Ltd Unit 1 Bonehill Mews Lichfield Street Fazeley Tamworth Staffordshire B78 3QS | - | - | Pending | |
| 26/00727/LBC | Retrospective works to Listed Building to retain 2no. UPVC inframe sash windows … 13 Brook End Longdon Rugeley Staffordshire WS15 4PB | - | - | Pending | |
| 25/01343/FUL | Erection of menage, stable and hay barn (part retrospective) Churchfield Cottage Smithy Lane Longdon Rugeley Staffordshire WS15 4QH | - | - | Pending |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/01341/OUTM | Outline planning application for the demolition of 64 Back Lane and existing gar… Land North Of Back Lane Whittington Lichfield Staffordshire | 72 | £22.0M | Pending | |
| 26/00814/FUL | Demolition of existing building and erection of two storey office building with … 164 High Street Chasetown Burntwood Staffordshire WS7 3XG | - | - | Pending | |
| 26/00249/OUTM | Outline planning application (with all matters reserved except for primary means… Land At Mile Oak Sutton Road Mile Oak Tamworth Staffordshire | 250 | £76.3M | Pending | |
| 26/00236/OUTMEI | Outline application (with all matters reserved except access onto Highfields Roa… Land South Of Highfields Road Chasetown Burntwood Staffordshire | 430 | £131.2M | Pending | |
| 26/00191/COU | Conversion from office to a four bedroom apartment (lower ground and ground floo… Minster House Minster Pool Walk Lichfield Staffordshire WS13 6QT | 4 | £648,000 | Pending |
Deal intelligence
Key schemes
in Lichfield.
Indicative appraisals of the largest residential schemes in the Lichfield planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £322.8M in combined GDV across 1,008 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land South Of Highfields Road Chasetown Burntwood Staffordshire
£137.7M
Estimated GDV
Units
430
GDV / Unit
£320k
Build Cost (Range)
£55.6M–£70.2M
Residual Land Value
£16.5M
GDV estimated from the HM Land Registry blended median of £305,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £16,469,000 (£38k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £137.7M |
| Construction (29,240 sqm @ £2,150/sqm mid) | −£62.9M |
| Externals, fees & contingency | −£18.5M |
| Finance (65% LTGDV, 24m) & sales costs | −£15.8M |
| Developer profit target (17.5% on GDV) | −£24.1M |
| Implied residual land value | £16.5M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land At Fradley Parks Halifax Avenue Fradley Lichfield Staffordshire
£105.0M
Estimated GDV
Units
328
GDV / Unit
£320k
Build Cost (Range)
£42.4M–£53.5M
Residual Land Value
£12.6M
GDV estimated from the HM Land Registry blended median of £305,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £12,563,000 (£38k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £105.0M |
| Construction (22,304 sqm @ £2,150/sqm mid) | −£48.0M |
| Externals, fees & contingency | −£14.1M |
| Finance (65% LTGDV, 24m) & sales costs | −£12.1M |
| Developer profit target (17.5% on GDV) | −£18.4M |
| Implied residual land value | £12.6M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land At Mile Oak Sutton Road Mile Oak Tamworth Staffordshire
£80.1M
Estimated GDV
Units
250
GDV / Unit
£320k
Build Cost (Range)
£32.3M–£40.8M
Residual Land Value
£9.6M
GDV estimated from the HM Land Registry blended median of £305,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £9,575,000 (£38k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £80.1M |
| Construction (17,000 sqm @ £2,150/sqm mid) | −£36.5M |
| Externals, fees & contingency | −£10.7M |
| Finance (65% LTGDV, 24m) & sales costs | −£9.2M |
| Developer profit target (17.5% on GDV) | −£14.0M |
| Implied residual land value | £9.6M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £305,000 plus a 5% new-build premium (assumed).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Lichfield.
1,838 residential transactions in the last twelve months. Median sold price £305,000. 108 new-build transactions with a -0.9% premium over existing stock.
Detached
£475,000
Semi-Detached
£280,000
Terraced
£241,000
Flat
£162,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 29 Jul 2026 | 3, STOWE CROFTWS13 6TW | Detached | £350,000 | Freehold |
| 26 Jul 2026 | 27, CANNOCK ROADWS7 0BL | Detached | £200,000 | Freehold |
| 26 Jul 2026 | 2, FIVES GROVEWS7 1FN | Terraced | £200,000 | Freehold |
| 24 Jul 2026 | 17, BURWAYE CLOSEWS13 6NZ | Detached | £467,500 | Freehold |
| 24 Jul 2026 | 2, NEW ROWB78 3TY | Terraced | £278,000 | Freehold |
| 23 Jul 2026 | 70, FERNDALE ROADWS13 7DL | Semi-Detached | £340,000 | Freehold |
| 22 Jul 2026 | 36, WESTFIELDS ROADWS15 4AH | Terraced | £247,000 | Freehold |
| 20 Jul 2026 | 11, CATERBANCK WAYWS13 6LR | Semi-Detached | £315,000 | Freehold |
| 20 Jul 2026 | THE HAWTHORNES, 25, OGLEY HAY ROADWS7 2PH | Detached | £725,000 | Freehold |
| 20 Jul 2026 | YE OLDE WINDMILL INN, WINDMILL LANEWS15 4NF | Other | £841,999 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Lichfield District Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Lichfield deals.
Typical pricing for bridging finance in Lichfield. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Lichfield
An indicative appraisal for a nine-unit residential scheme priced at Lichfield's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,646,000
Loan Amount
£1,720,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Lichfield
— answered.
How active is the development pipeline in Lichfield?
The Lichfield District Council planning register currently shows 50 residential applications awaiting decision in Lichfield, together proposing 1,715 units — the largest single scheme proposes 430 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Lichfield Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £305,000, 1,838 sales, 0% YoY. Staffordshire county.
6 min read
Staffordshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
7 towns analysed. Median price £230,000, 14,727 transactions, +0.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Lichfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Lichfield,
Staffordshire.
Adjacent products
Other services
in Lichfield.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets