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Cannock, Staffordshire
Bridging Finance
in Cannock
Expert bridging finance for property developers in Cannock. We connect you with competitive funding from our panel of 100+ lenders.
Cannock, Staffordshire
Bridging Finance
in Cannock.
Live market data
Cannock
market snapshot.
HM Land Registry sold-price data for Cannock over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £220,000
- Sales (12m)
- 1,474
- YoY change
- -2.2%
- Approved (recent)
- 85
- Pipeline units
- 41
- Pipeline GDV
- £9.0M
Planning pipeline
Planning activity
in Cannock.
85 approved (last 12 months)
·26 pending
·41 units in pipeline·£9.0M estimated GDV·83% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| CH/26/141 | Erection of a single-storey outbuilding to the rear and use of part of the dwell 56 Oxford Road, Rumer Hill, Cannock, Staffordshire WS11 8ER | - | - | Pending | 25/09/2026 |
| CH/26/206 | Permission for the change of use of the existing C2 class buildings to F1 (a) cl CHASE GRAMMAR SCHOOL, Convent Close, Cannock, WS11 0UR | - | - | Pending | 25/09/2026 |
| CH/26/183 | Installation of nets high ropes course and associated reception and shelter. Go Ape, BIRCHES VALLEY FOREST CENTRE, Birches Valley, Etchinghill, Rugeley, WS15 2UQ | - | - | Pending | 23/09/2026 |
| CH/26/202 | Proposed two-storey front, side and rear extensions to existing dwelling 130, New Penkridge Road, Cannock, WS11 1HN | - | - | Pending | 23/09/2026 |
| CH/26/212 | Change of use of land to domestic curtilage 1 St James Road, Norton Canes, Cannock, Staffordshire WS11 9QE | - | - | Pending | 16/09/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| CH/26/252 | Demolition of existing single storey rear element and erection of new single sto 200, Hednesford Road, Heath Hayes, Cannock, Staffordshire, WS12 3DZ | - | - | Pending | 24/09/2026 |
| CH/26/274 | External alterations to existing units and associated works Unit 4a - 4b, Linkway Retail Park, Watling Street, Cannock, WS11 1TD | - | - | Pending | 24/09/2026 |
| CH/26/277 | Erection of 1no. building to operate as a C2 children's care home and retrospect 167, Belt Road, Cannock, WS12 4JB | - | - | Pending | 18/09/2026 |
| CH/26/276 | Removal and raising of roof, to allow for addition of first floor, to create a c 48, Dorchester Road, Cannock, WS11 1QF | - | - | Pending | 17/09/2026 |
| CH/26/249 | Full planning permission for the erection of a roadside services comprising a Pe Land at Power Station Road, Rugeley, Staffordshire, WS15 2WT | - | - | Pending | 16/09/2026 |
Deal intelligence
Key schemes
in Cannock.
Indicative appraisals of the largest residential schemes in the Cannock planning pipeline (all currently awaiting decision). These 2 schemes represent an estimated £7.5M in combined GDV across 33 units, with indicative capital stacks for each.
Residential Development Awaiting decision
Land off Rosefinch Drive, Norton Canes
£5.8M
Estimated GDV
Units
25
GDV / Unit
£231k
Build Cost (Range)
£4.0M–£5.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £220,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £5.8M |
| Construction (2,125 sqm @ £2,150/sqm mid) | −£4.6M |
| Externals, fees & contingency | −£1.2M |
| Finance (65% LTGDV, 18m) & sales costs | −£571k |
| Developer profit target (17.5% on GDV) | −£1.0M |
| Implied residual land value | Marginal |
Broker insight: For a 25-unit scheme in Cannock, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development Awaiting decision
5, THE BED SHOP
£1.8M
Estimated GDV
Units
8
GDV / Unit
£220k
Build Cost (Range)
£897k–£1.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £220,000. At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £1.8M |
| Construction (760 sqm @ £1,330/sqm mid) | −£1.0M |
| Externals, fees & contingency | −£273k |
| Finance (65% LTGDV, 12m) & sales costs | −£147k |
| Developer profit target (17.5% on GDV) | −£308k |
| Implied residual land value | Marginal |
Broker insight: For a 8-unit scheme in Cannock, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £220,000 plus a 5% new-build premium (assumed).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 85 sqm/unit (NDSS-derived).
- On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 18 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Cannock.
1,474 residential transactions in the last twelve months. Median sold price £220,000 (-2.2% YoY). 2 new-build transactions with a % premium over existing stock.
Detached
£330,000
Semi-Detached
£212,000
Terraced
£180,500
Flat
£110,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 24 Jul 2026 | 109, CHURCH HILLWS12 1BD | Detached | £290,000 | Freehold |
| 16 Jul 2026 | 78, WELLINGTON DRIVEWS11 1PX | Detached | £425,000 | Freehold |
| 16 Jul 2026 | 35, COPPICE ROADWS15 1LT | Semi-Detached | £180,000 | Freehold |
| 15 Jul 2026 | 7, DIAMOND GROVEWS11 7FT | Detached | £298,000 | Freehold |
| 15 Jul 2026 | 1, WINDING HOUSE DRIVEWS12 4FP | Detached | £334,000 | Freehold |
| 15 Jul 2026 | 1, HAZEL DRIVEWS12 0SS | Detached | £168,000 | Freehold |
| 13 Jul 2026 | 14, CEDAR CLOSEWS12 4HA | Semi-Detached | £118,000 | Freehold |
| 13 Jul 2026 | 12, UPLANDS GREENWS15 1NB | Terraced | £181,000 | Freehold |
| 10 Jul 2026 | 28, PARK ROADWS11 9PZ | Semi-Detached | £215,000 | Freehold |
| 10 Jul 2026 | 90, GREEN HEATH ROADWS12 4AU | Semi-Detached | £260,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Cannock Chase District Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Cannock deals.
Typical pricing for bridging finance in Cannock. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Cannock
An indicative appraisal for a nine-unit residential scheme priced at Cannock's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,003,000
Loan Amount
£1,302,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Cannock
— answered.
How active is the development pipeline in Cannock?
The Cannock Chase District Council planning register currently shows 26 residential applications awaiting decision in Cannock, together proposing 37 units — the largest single scheme proposes 25 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Cannock Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £220,000, 1,474 sales, -2.2% YoY. Staffordshire county.
6 min read
Staffordshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
7 towns analysed. Median price £230,000, 14,727 transactions, +0.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Cannock and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Cannock,
Staffordshire.
Adjacent products
Other services
in Cannock.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets