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Tamworth, Staffordshire
Bridging Finance
in Tamworth
Expert bridging finance for property developers in Tamworth. We connect you with competitive funding from our panel of 100+ lenders.
Tamworth, Staffordshire
Bridging Finance
in Tamworth.
Live market data
Tamworth
market snapshot.
HM Land Registry sold-price data for Tamworth over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £245,000
- Sales (12m)
- 1,268
- YoY change
- +2.1%
- Approved (recent)
- 16
- Pipeline units
- 269
- Pipeline GDV
- £64.2M
Planning pipeline
Planning activity
in Tamworth.
16 approved (last 12 months)
·12 pending
·269 units in pipeline·£64.2M estimated GDV·94% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 0087/2026 | Change of use from retail (Use Class E) to one bedroom dwelling (Use Class C3) 4 King Street,Tamworth,Staffordshire,B79 7DB | 1 | £245,000 | Pending | 25/09/2026 |
| 0149/2025 | Outline application (all matters reserved) : 2 dwellings Land adjacent to 392 Wilnecote Lane, Belgrave, Tamworth, B77 2LG | 2 | £490,000 | Pending | 08/09/2026 |
| 0271/2025 | Construction of 6 dwellings Land off Lyndale, Wilnecote, Tamworth, B77 5DX | 6 | £1.5M | Pending | 05/08/2026 |
| 0082/2026 | Construction of two detached residential dwellings , following approval of Permi… 41 Coton Lane, Tamworth, Staffordshire, B79 8NP | 2 | £740,000 | Pending | 05/08/2026 |
| 0197/2025 | Change of use from Hotel (Class C1) to 10 self-contained apartments (Class C3) a… Brewery House, 1 LadyBank, Tamworth, B79 7NB | 10 | £1.3M | Pending | 29/07/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 0225/2026 | 8 no. residential dwellings with associated car parking and landscaping Land adjacent to Mountside , Slade Lane, Dosthill, Tamworth, Staffordshire, B77 1LX | 8 | £2.0M | Pending | 21/09/2026 |
| 0223/2026 | Subdivision of existing industrial unit into two separate units with associated … Unit 2 Cardinal Point Trade Park, Kinson Drive, Tamworth, Staffordshire | - | - | Pending | 18/09/2026 |
| 0186/2026 | Demolition of existing two storey dwelling and erection of single-storey dwellin… 6 Hodge Lane, Amington, Tamworth, Staffordshire, B77 4AN | - | - | Pending | 24/07/2026 |
| 0173/2026 | Change of use of an existing commercial building (Classes B2, B8 and E(g)(ii), a… Unit 2 Irwin, Lichfield Road Industrial Estate, Tamworth, Tamworth, B79 7FU | - | - | Pending | 20/07/2026 |
| 0161/2026 | Erection of 2 no. detached dwellings including the repair and reinstatement of t… Amington Hall, Ashby Road, Tamworth, B79 0BX | 2 | £740,000 | Pending | 09/07/2026 |
Deal intelligence
Key schemes
in Tamworth.
Indicative appraisals of the largest residential schemes in the Tamworth planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £59.7M in combined GDV across 232 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land North of Browns Lane, Tamworth
£54.0M
Estimated GDV
Units
210
GDV / Unit
£257k
Build Cost (Range)
£27.1M–£34.3M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £245,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £54.0M |
| Construction (14,280 sqm @ £2,150/sqm mid) | −£30.7M |
| Externals, fees & contingency | −£9.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£6.2M |
| Developer profit target (17.5% on GDV) | −£9.5M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Residential Development Awaiting decision
Land North of Overwoods Road, Hockley
£3.6M
Estimated GDV
Units
14
GDV / Unit
£257k
Build Cost (Range)
£2.3M–£2.9M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £245,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £3.6M |
| Construction (1,190 sqm @ £2,150/sqm mid) | −£2.6M |
| Externals, fees & contingency | −£679k |
| Finance (65% LTGDV, 18m) & sales costs | −£357k |
| Developer profit target (17.5% on GDV) | −£630k |
| Implied residual land value | Marginal |
Broker insight: For a 14-unit scheme in Tamworth, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development Awaiting decision
Land adjacent to Mountside , Slade Lane
£2.1M
Estimated GDV
Units
8
GDV / Unit
£257k
Build Cost (Range)
£1.4M–£1.8M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £245,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £2.1M |
| Construction (760 sqm @ £2,150/sqm mid) | −£1.6M |
| Externals, fees & contingency | −£433k |
| Finance (65% LTGDV, 12m) & sales costs | −£170k |
| Developer profit target (17.5% on GDV) | −£360k |
| Implied residual land value | Marginal |
Broker insight: For a 8-unit scheme in Tamworth, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £245,000 plus a 5% new-build premium (assumed).
- Build cost: £1,900-£2,400/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Tamworth.
1,268 residential transactions in the last twelve months. Median sold price £245,000 (+2.1% YoY). 31 new-build transactions with a +63.7% premium over existing stock.
Detached
£370,000
Semi-Detached
£245,000
Terraced
£195,000
Flat
£130,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Jul 2026 | 21, FASSON CLOSEB77 1GJ | Detached | £229,376 | Freehold |
| 24 Jul 2026 | 35, PROSPECT STREETB79 7EU | Semi-Detached | £180,000 | Freehold |
| 21 Jul 2026 | 7, CANNING ROADB77 3JR | Semi-Detached | £230,000 | Freehold |
| 20 Jul 2026 | 12, PERRYCROFTS CRESCENTB79 8TW | Semi-Detached | £250,000 | Freehold |
| 20 Jul 2026 | 60, MILTON AVENUEB79 8JQ | Semi-Detached | £235,000 | Freehold |
| 17 Jul 2026 | 5A, CROSS STREETB79 7EH | Flat | £88,000 | Leasehold |
| 17 Jul 2026 | 16, CLAREMONT ROADB79 8EN | Semi-Detached | £279,000 | Freehold |
| 16 Jul 2026 | 29, MAITLANDB77 2HB | Terraced | £155,000 | Freehold |
| 10 Jul 2026 | 52, FOSSDALE ROADB77 4HN | Semi-Detached | £230,000 | Freehold |
| 10 Jul 2026 | 67, KIRTLEYB77 2HF | Semi-Detached | £128,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Tamworth Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Tamworth deals.
Typical pricing for bridging finance in Tamworth. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Tamworth
An indicative appraisal for a nine-unit residential scheme priced at Tamworth's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,315,000
Loan Amount
£1,505,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Tamworth
— answered.
How active is the development pipeline in Tamworth?
The Tamworth Borough Council planning register currently shows 12 residential applications awaiting decision in Tamworth, together proposing 222 units — the largest single scheme proposes 210 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Tamworth Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £245,000, 1,268 sales, +2.1% YoY. Staffordshire county.
6 min read
Staffordshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
7 towns analysed. Median price £230,000, 14,727 transactions, +0.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Tamworth and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Tamworth,
Staffordshire.
Adjacent products
Other services
in Tamworth.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets