Stafford Property Market Overview
County town with fast WCML services to London and Birmingham and growing residential demand
The Stafford property market recorded 1,364 residential sales over the past 12 months, with a median sale price of £250,000. This places Stafford £23k above the Staffordshire county median of £227,000, and £35k below the UK national median of £285,000.
Prices in Stafford have shown broadly stable, with a year-on-year change of 0%. Within Staffordshire, Stafford ranks 2nd by price out of 7 principal towns, and 3rd by transaction volume.
Stafford House Prices by Property Type
Property prices in Stafford vary significantly by type. The table below compares Stafford prices with Staffordshire county averages and UK national figures.
| Type | Stafford | Staffordshire Avg | UK Avg |
|---|---|---|---|
| Detached | £365,000 | £350,000 | £420,000 |
| Semi-detached | £231,290 | £219,000 | £265,000 |
| Terraced | £190,000 | £178,000 | £230,000 |
| Flat | £120,000 | £115,000 | £225,000 |
Detached homes in Stafford command £365,000, while flat properties are most accessible at £120,000. The £245k spread between the most and least expensive types indicates a diverse market with opportunities across the development spectrum.
Median Price by Property Type
New Build Homes in Stafford
Stafford recorded 23 new-build transactions in the past 12 months, representing 1.7% of total sales. This indicates meaningful developer activity and proven buyer demand for new homes in the area.
New-build properties in Stafford traded at a premium of 22.8% versus existing stock. This premium supports the viability of new development, as buyers are willing to pay more for new homes.
Across the wider Staffordshire market, 173 new-build completions were recorded — see our Staffordshire property market report for the full county picture.
Recent Property Sales in Stafford
The following table shows the most recent property transactions recorded in Stafford, providing real-time evidence of achieved prices for buyers, sellers, and developers:
| Price | Type | Postcode | Date | Status |
|---|---|---|---|---|
| £485,000 | Detached | ST18 0EP | 2026-02-23 | Existing |
| £315,000 | Semi-detached | ST15 8ZR | 2026-02-20 | Existing |
| £265,000 | Semi-detached | ST15 0EZ | 2026-02-20 | Existing |
| £270,000 | Detached | ST15 0TF | 2026-02-20 | Existing |
| £200,000 | Semi-detached | ST17 4FH | 2026-02-20 | Existing |
These transactions are sourced from HM Land Registry Price Paid data and represent completed, registered sales. The range from £200,000 to £485,000 illustrates the breadth of the Stafford market.
Development Finance in Stafford
For developers considering Stafford, the local market data translates directly into finance structuring. With a median value of £250,000 and detached homes at £365,000, lenders can assess scheme viability with confidence.
A typical development finance facility for a Stafford scheme with a GDV of £365,000 would attract senior debt of approximately £237,250 at 65% LTGDV. Mezzanine finance can stretch total borrowing to 85-90% of costs, while bridging loans enable rapid site acquisitions completing in as little as 5 working days.
While prices have remained flat year-on-year, experienced developers can still generate strong returns in Stafford by targeting well-located sites with clear demand drivers.
Ready to develop in Stafford? Submit your scheme for indicative terms within 24 hours from our panel of 100+ lenders.
Stafford Compared to Nearby Staffordshire Towns
To put Stafford's market in context, the table below compares it with similarly-priced towns across Staffordshire:
| Town | Median Price | Sales (12m) | YoY Change |
|---|---|---|---|
| Stafford | £250,000 | 1,364 | 0% |
| Tamworth | £245,000 | 794 | +3.2% |
| Burton upon Trent | £227,000 | 1,377 | -1.3% |
| Cannock | £215,000 | 943 | -3.4% |
| Lichfield | £300,000 | 1,183 | -1.6% |
| Newcastle-under-Lyme | £189,500 | 1,324 | +2.4% |
For the full Staffordshire town-by-town breakdown, see our comprehensive Staffordshire property market report.
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Staffordshire Property Market: Prices, Trends & Development Finance (2026)
5 min readMidlands Property Market: Regional Analysis & County Comparison (2026)
5 min readBurton upon Trent Property Market: House Prices, Sold Data & Development Finance (2026)
5 min readCannock Property Market: House Prices, Sold Data & Development Finance (2026)
5 min readLichfield Property Market: House Prices, Sold Data & Development Finance (2026)
5 min readFrequently Asked Questions
What is the average house price in Stafford?
The median house price in Stafford is £250,000, based on 1,364 transactions over the past 12 months. Detached homes average £365,000 while flat properties average £120,000.
Are house prices rising or falling in Stafford?
House prices in Stafford are flat at 0% year-on-year. The market is broadly stable. The wider Staffordshire market is falling at -0.1%.
How many properties sold in Stafford recently?
Stafford recorded 1,364 residential property sales in the past 12 months. This high volume indicates a liquid, active market.
What development finance is available for projects in Stafford?
Developers in Stafford can access development finance from 6.5% p.a. at 65-70% LTGDV, mezzanine finance stretching to 85-90% of costs, bridging loans completing in 5-10 days, and development exit finance. Construction Capital sources the best terms from 100+ lenders.