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Staffordshire

Lichfield
development finance.

Expert property development finance in Lichfield, Staffordshire. Median price £303,581, 1,852 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£304k
Sales (12m)
1,852
YoY change
+1.2%
UK city skyline with residential and commercial buildings

Property finance
in Lichfield.

Lichfield - cathedral city with heritage premium, strong buyer demand, and limited development supply. With a median property price of £303,581 and 1,852 transactions in the last twelve months, Lichfield represents a healthy market with prices up 1.2% year-on-year.

Detached homes command a median of £477,500 while flats average £160,000, reflecting the breadth of Lichfield's residential market. New-build activity is notable, with 123 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Lichfield and the wider Staffordshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Lichfield
market snapshot.

HM Land Registry sold-price data for Lichfield over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£303,581
Sales (12m)
1,852
YoY change
+1.2%
Approved (recent)
65
Pipeline units
4,504
Pipeline GDV
£1349.5M

Lichfield development appraisal

Model the numbers
for your scheme.

Pre-populated with Lichfield median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Lichfield median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,860,000
Senior Debt (65% LTGDV)£1,146,600
Equity Required£713,400
Interest (18m)£128,993
Profit on Cost-11.3%
Senior Debt£1,146,600
Equity£713,400

Land Registry data

Recent property sales
in Lichfield.

1,852 residential transactions in the last twelve months. Median sold price £303,581 (+1.2% YoY). 123 new-build transactions with a -0.9% premium over existing stock.

Detached

£477,500

Semi-Detached

£280,000

Terraced

£240,000

Flat

£160,000

DateAddressTypePrice
26 Aug 2026APARTMENT 27, THE OLD PICTURE HOUSE, TAMWORTH STREETWS13 6FLFlat£202,500
21 Aug 202654, GEORGE LANEWS13 6DXTerraced£284,000
21 Aug 2026SWAN HOUSE, FISHERWICK WOOD LANEWS13 8QFDetached£945,000
21 Aug 2026RED HILL COTTAGE, RED HILLWS15 4LLDetached£985,000
21 Aug 202632, CHESTERFIELD ROADWS13 6QWSemi-Detached£275,000
21 Aug 20264, MOWBRAY CROFTWS7 1QBTerraced£250,000
18 Aug 20263, BRIDGE ROADWS15 4HQSemi-Detached£175,000
17 Aug 20269, WORDSWORTH ROADWS7 2HNDetached£265,000
17 Aug 202634, CHAPEL LANEWS14 9BQTerraced£215,000
14 Aug 202619, BASKEYFIELD CLOSEWS14 9YTSemi-Detached£325,000

Planning pipeline

Planning activity
in Lichfield.

65 approved (last 15 months)
·
36 pending
·4,504 units in pipeline·£1349.5M estimated GDV·66% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
26/00556/FUL

Demolition of office building and the erection of a new dwelling and a detached …

Near B74 3BJ

1£477,500Pending
26/00851/FUL

Erection of 3no. dwellings with external amenity space, off street parking, erec…

Near B79 9DN

3£910,743Pending
26/00795/FUL

Demolition of existing buildings and erection of 2no one bedroom apartments and …

Near WS7 3AA

2£320,000Pending
26/00266/COU

Conversion of the basement and ground floors of the Main Hall to form 7no. dwell…

Near WS14 9RE

7£1.1MPending
26/00916/FUL

Demolition of an existing dwelling house and the erection of a replacement self-…

Near WS13 8QY

1£303,581Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/01174/FUL

Demolition of existing dwelling and erection of a 4 bedroom detached dwelling wi…

Near B74 3DA

1£477,500Pending
26/01124/FUL

Demolition of existing two storey side and rear extensions, outbuildings and the…

Near B78 3QG

2£955,000Pending
26/01088/FUL

Creation of four gypsy and traveller pitches each pitch comprising of one static…

Near WS14 0BW

4£1.2MPending
26/01082/COU

Partial demolition, conversion and alterations of commercial buildings (Class B8…

Near WS15 3HY

6£1.8MPending
26/01056/FUL

Erection of a detached 2 bed bungalow, with garden, driveway with 2no. parking s…

Near WS7 1LR

1£477,500Pending

Source: HM Land Registry price paid data, 12 months to October 2026 · Lichfield planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Lichfield
— answered.

What is the average property price in Lichfield?
The median property price in Lichfield is £303,581, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £477,500, semi-detached properties at £280,000, terraced houses at £240,000, flats at £160,000.
Is Lichfield a good area for property development?
Lichfield recorded 1,852 property transactions in the last 12 months, with prices up 1.2% year-on-year - suggesting sustained buyer demand. Cathedral city with heritage premium, strong buyer demand, and limited development supply. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Lichfield?
We arrange the full range of property development finance in Lichfield: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Lichfield?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Lichfield?
Development finance rates for Lichfield projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.7M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Lichfield,
Staffordshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Lichfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.