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Staffordshire

Lichfield
development finance.

Expert property development finance in Lichfield, Staffordshire. Median price £302,300, 1,160 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£302k
Sales (12m)
1,160
YoY change
-0.9%
UK city skyline with residential and commercial buildings

Lichfield, Staffordshire

Property finance
in Lichfield.

Lichfield - cathedral city with heritage premium, strong buyer demand, and limited development supply. With a median property price of £302,300 and 1,160 transactions in the last twelve months, Lichfield represents a healthy market with prices down 0.9% year-on-year.

Detached homes command a median of £470,500 while flats average £157,500, reflecting the breadth of Lichfield's residential market. New-build activity is notable, with 39 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Lichfield and the wider Staffordshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Lichfield
market snapshot.

HM Land Registry sold-price data for Lichfield over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£302,300
Sales (12m)
1,160
YoY change
-0.9%
Approved (12m)
0
Pipeline units
1,981
Pipeline GDV
£593.7M

Lichfield development appraisal

Model the numbers
for your scheme.

Pre-populated with Lichfield median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Lichfield median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,215,450
Senior Debt (65% LTGDV)£1,082,250
Equity Required£133,200
Interest (18m)£121,753
Profit on Cost24.5%
Senior Debt£1,082,250
Equity£133,200

Land Registry data

Recent property sales
in Lichfield.

1,160 residential transactions in the last twelve months. Median sold price £302,300 (-0.9% YoY). 39 new-build transactions with a -3.4% premium over existing stock.

Detached

£470,500

Semi-Detached

£277,500

Terraced

£243,500

Flat

£157,500

DateAddressTypePrice
25 Feb 2026219, LICHFIELD STREETB78 3QFDetached£317,500
24 Feb 202613, THE DRIVEWS14 9QTSemi-Detached£208,000
20 Feb 202642, THE LEASOWEWS13 7HADetached£550,000
18 Feb 20265, WARD CLOSEWS13 8TSTerraced£370,000
13 Feb 20262, STATHAM STREETWS13 6UNSemi-Detached£399,950
13 Feb 202620, SHROPSHIRE BROOK ROADWS15 4UZDetached£355,000
13 Feb 202617, SHIPLEY LANEWS14 0FJSemi-Detached£130,500
13 Feb 20265, LONGWOOD PATHB78 3NPTerraced£205,000
13 Feb 202617, PIKE LANEWS15 4AFSemi-Detached£242,500
13 Feb 202617, MAYFAIR DRIVEB78 3TGDetached£380,000

Planning pipeline

Planning activity
in Lichfield.

0 approved (12m)
·
71 pending
·1,724 units in pipeline·£522.4M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
26/00559/COU

Change of use of detached dwelling from Use Class C3 (Dwellinghouse) to Use Clas…

Stelwood Lunns Croft Lichfield Staffordshire WS13 6SQ

1£470,000Pending
26/00553/LBC

Works to Listed Building to enable external alterations to the building includin…

12A Lombard Street Lichfield Staffordshire WS13 6DR

--Pending
26/00550/LBC

Works to Listed Building to enable the reduction in lock ladders, alter ladder h…

Lock 17 Fradley Junction Alrewas Burton Upon Trent Staffordshire DE13 7DN

--Pending
26/00542/LBC

Works to listed building to enable the conversion from office to a four bedroom …

Minster House Minster Pool Walk Lichfield Staffordshire WS13 6QT

4£630,000Pending
26/00544/LBC

Works to Listed building to enable the conversion of vacant upper floors to form…

3 Market Street Lichfield Staffordshire WS13 6JX

2£315,000Pending

Common questions

Property finance in Lichfield
— answered.

What is the average property price in Lichfield?
The median property price in Lichfield is £302,300, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £470,500, semi-detached properties at £277,500, terraced houses at £243,500, flats at £157,500.
Is Lichfield a good area for property development?
Lichfield recorded 1,160 property transactions in the last 12 months, with prices adjusting 0.9% year-on-year - creating potential value opportunities for developers. Cathedral city with heritage premium, strong buyer demand, and limited development supply. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Lichfield?
We arrange the full range of property development finance in Lichfield: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Lichfield?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Lichfield?
Development finance rates for Lichfield projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.7M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Lichfield,
Staffordshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Lichfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.