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Staffordshire

Lichfield
development finance.

Expert property development finance in Lichfield, Staffordshire. Median price £300,000, 1,243 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£300k
Sales (12m)
1,243
YoY change
-0.2%
UK city skyline with residential and commercial buildings

Lichfield, Staffordshire

Property finance
in Lichfield.

Lichfield - cathedral city with heritage premium, strong buyer demand, and limited development supply. With a median property price of £300,000 and 1,243 transactions in the last twelve months, Lichfield represents a healthy market with prices down 0.2% year-on-year.

Detached homes command a median of £480,000 while flats average £159,000, reflecting the breadth of Lichfield's residential market. New-build activity is notable, with 34 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Lichfield and the wider Staffordshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Lichfield
market snapshot.

HM Land Registry sold-price data for Lichfield over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£300,000
Sales (12m)
1,243
YoY change
-0.2%
Approved (12m)
0
Pipeline units
1,993
Pipeline GDV
£579.9M

Lichfield development appraisal

Model the numbers
for your scheme.

Pre-populated with Lichfield median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Lichfield median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,208,880
Senior Debt (65% LTGDV)£1,076,400
Equity Required£132,480
Interest (18m)£121,095
Profit on Cost24.5%
Senior Debt£1,076,400
Equity£132,480

Land Registry data

Recent property sales
in Lichfield.

1,243 residential transactions in the last twelve months. Median sold price £300,000 (-0.2% YoY). 34 new-build transactions with a -7.2% premium over existing stock.

Detached

£480,000

Semi-Detached

£276,000

Terraced

£240,000

Flat

£159,000

DateAddressTypePrice
24 Apr 20267, LAUREL DRIVEWS7 9BLSemi-Detached£290,000
24 Apr 202625, ROGERSON ROADWS13 8PETerraced£220,000
24 Apr 202628, COPPERFIELDSWS14 9YQSemi-Detached£235,000
23 Apr 20266, MANSION DRIVEWS7 0JDDetached£676,000
23 Apr 202636, DEYKIN ROADWS13 6PSSemi-Detached£397,500
22 Apr 20263, BIRCHWOOD ROADWS14 9UNDetached£461,500
20 Apr 202612, ALEXANDER CLOSEWS13 8SHDetached£325,000
17 Apr 20267, ST HELENS ROADWS13 7RGSemi-Detached£280,000
17 Apr 2026CHURCH VIEW, LINCOLN HOUSE, 35, MAIN STREETWS14 0NFFlat£425,000
17 Apr 202672, DOCTORS LANEWS14 0NTDetached£624,850

Planning pipeline

Planning activity
in Lichfield.

0 approved (12m)
·
61 pending
·1,993 units in pipeline·£579.9M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
26/00759/LBC

Works to Listed Building to allow the replacement of timber French doors

The Old School House School Lane Edingale Tamworth Staffordshire B79 9JJ

--Pending
26/00754/FUL

Retention of existing stables and erection of 5no new stables

Ryelands Farm Boat Lane Muckley Corner Lichfield Staffordshire

--Pending
26/00733/COU

Conversion of existing buildings to two residential dwellings along with externa…

Peel Farm Fisherwick Road Whittington Lichfield Staffordshire WS14 9LJ

2£602,500Pending
26/00721/SCREE

Screening Opinion: Erection of up to 450 dwellings, the creation of new public o…

Land At Grove Hill Chester Road Aldridge Walsall Staffordshire

450£135.6MPending
26/00708/REM

Section 73 application to permission of 25/00625/REM to alter conditions 2 (Acco…

The Woodlands Drayton Lane Drayton Bassett Tamworth Staffordshire B78 3TS

--Pending

Common questions

Property finance in Lichfield
— answered.

What is the average property price in Lichfield?
The median property price in Lichfield is £300,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £480,000, semi-detached properties at £276,000, terraced houses at £240,000, flats at £159,000.
Is Lichfield a good area for property development?
Lichfield recorded 1,243 property transactions in the last 12 months, with prices adjusting 0.2% year-on-year - creating potential value opportunities for developers. Cathedral city with heritage premium, strong buyer demand, and limited development supply. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Lichfield?
We arrange the full range of property development finance in Lichfield: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Lichfield?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Lichfield?
Development finance rates for Lichfield projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.7M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Lichfield,
Staffordshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Lichfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.