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Staffordshire

Lichfield
development finance.

Expert property development finance in Lichfield, Staffordshire. Median price £302,350, 1,274 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£302k
Sales (12m)
1,274
YoY change
0%
UK city skyline with residential and commercial buildings

Lichfield, Staffordshire

Property finance
in Lichfield.

Lichfield - cathedral city with heritage premium, strong buyer demand, and limited development supply. With a median property price of £302,350 and 1,274 transactions in the last twelve months, Lichfield represents a healthy market.

Detached homes command a median of £480,000 while flats average £157,000, reflecting the breadth of Lichfield's residential market. New-build activity is notable, with 55 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Lichfield and the wider Staffordshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Lichfield
market snapshot.

HM Land Registry sold-price data for Lichfield over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£302,350
Sales (12m)
1,274
YoY change
Flat
Pipeline units
870
Pipeline GDV
£241.0M

Lichfield development appraisal

Model the numbers
for your scheme.

Pre-populated with Lichfield median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Lichfield median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,150/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,860,000
Senior Debt (65% LTGDV)£1,146,600
Equity Required£713,400
Interest (18m)£128,993
Profit on Cost-11.3%
Senior Debt£1,146,600
Equity£713,400

Land Registry data

Recent property sales
in Lichfield.

1,274 residential transactions in the last twelve months. Median sold price £302,350. 55 new-build transactions with a -23.1% premium over existing stock.

Detached

£480,000

Semi-Detached

£280,000

Terraced

£240,000

Flat

£157,000

DateAddressTypePrice
19 Jun 20265, MITCHELL CLOSEWS13 8SLDetached£355,000
19 Jun 20266, FRIARY GARDENSWS13 6QUDetached£1,015,000
19 Jun 202612, TELFORD CLOSEWS7 9LQDetached£450,000
19 Jun 202610, MANOR LANEB79 9JSDetached£675,000
19 Jun 202644, WISSAGE LANEWS13 6DFSemi-Detached£297,000
16 Jun 202622, CARMICHAEL CLOSEWS14 9YWDetached£495,000
16 Jun 202612, AGINCOURT ROADWS14 0GHDetached£424,000
12 Jun 20263, THE WOODLANDSWS13 6XEDetached£440,000
12 Jun 20266, BEECH WALKWS15 4PHSemi-Detached£337,500
12 Jun 2026151, HIGHFIELDS ROADWS7 4QTDetached£180,000

Planning pipeline

Planning activity
in Lichfield.

53 residential applications awaiting decision
·870 units in pipeline·£242.4M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
26/00935/FUL

Section 73 application to permission of 25/00504/FUL to vary condition 2 (Approv…

12 Newick Avenue Little Aston Sutton Coldfield Staffordshire B74 3DA

--Pending
26/00921/LBC

Works to listed building to allow the replacement of 11no. existing non-original…

45 Stowe Street Lichfield Staffordshire WS13 6AQ

--Pending
26/00914/LBC

Works to Listed Building to allow the replacement of existing porch canopy, exis…

Elford Park Farm Brickhouse Lane Elford Tamworth Staffordshire B79 9DF

--Pending
26/00917/FUL

Demolition of existing dwelling and existing buildings, erection of one replacem…

Lynn Nurseries Lynn Lane Lynn Lichfield Staffordshire WS14 0EP

--Pending
26/00916/FUL

Demolition of an existing dwelling house and the erection of a replacement self-…

New Buildings Farm Croxall Road Lichfield Staffordshire WS13 8QY

--Pending

Source: HM Land Registry price paid data, 12 months to August 2026 · Lichfield District Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Lichfield
— answered.

What is the average property price in Lichfield?
The median property price in Lichfield is £302,350, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £480,000, semi-detached properties at £280,000, terraced houses at £240,000, flats at £157,000.
Is Lichfield a good area for property development?
Lichfield recorded 1,274 property transactions in the last 12 months. Cathedral city with heritage premium, strong buyer demand, and limited development supply. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Lichfield?
We arrange the full range of property development finance in Lichfield: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Lichfield?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Lichfield?
Development finance rates for Lichfield projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.7M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Lichfield,
Staffordshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Lichfield and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.