Development Exit Finance
in Burton upon Trent

The development exit finance market has grown significantly as lenders recognise the gap between construction completion and final unit sales. In a market where sales can take 6-18 months post-completion — particularly for larger schemes or those in emerging locations — developers need a cost-effective holding facility rather than an expensive development loan rolling over month after month.

Timing the transition from development finance to exit finance requires coordination. Ideally, you begin conversations with exit lenders 2-3 months before practical completion, so that the new facility is ready to draw as soon as the monitoring surveyor signs off the final stage. This avoids any gap where your development lender might charge penalty rates or demand immediate repayment.

Exit finance facilities are typically structured as a single drawdown that repays the development lender in full, with the remaining equity released over time as units sell. Some lenders offer flexible repayment structures where each unit sale triggers a partial repayment, reducing the outstanding balance and your interest costs progressively.

East Midlands towns along the M1 corridor are seeing increased development interest as logistics and distribution companies expand, bringing employment growth that supports residential demand. Nottingham, Leicester, and Derby each offer distinct market dynamics but share strong fundamentals for well-located residential schemes.