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Stevenage, Hertfordshire
Bridging Finance
in Stevenage
Expert bridging finance for property developers in Stevenage. We connect you with competitive funding from our panel of 100+ lenders.
Stevenage, Hertfordshire
Bridging Finance
in Stevenage.
Live market data
Stevenage
market snapshot.
HM Land Registry sold-price data for Stevenage over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £346,000
- Sales (12m)
- 707
- YoY change
- +3.3%
- Pipeline units
- 35
- Pipeline GDV
- £8.2M
Planning pipeline
Planning activity
in Stevenage.
1 residential applications awaiting decision
·9 units in pipeline·£3.1M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00491/PIP | Residential development of between 7 and 9 dwellings Land Adjacent To Lanes End Todds Green Stevenage Herts SG1 2JE | 9 | £3.1M | Pending |
Deal intelligence
Key schemes
in Stevenage.
Indicative appraisals of the largest residential schemes in the Stevenage planning pipeline (all currently awaiting decision). These 1 schemes represent an estimated £3.3M in combined GDV across 9 units, with indicative capital stacks for each.
Small-Scale Development Awaiting decision
Land Adjacent To Lanes End Todds Green Stevenage Herts SG1 2JE
£3.3M
Estimated GDV
Units
9
GDV / Unit
£363k
Build Cost (Range)
£1.9M–£2.4M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £346,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £3.3M |
| Construction (855 sqm @ £2,550/sqm mid) | −£2.2M |
| Externals, fees & contingency | −£578k |
| Finance (65% LTGDV, 12m) & sales costs | −£271k |
| Developer profit target (17.5% on GDV) | −£572k |
| Implied residual land value | Marginal |
Broker insight: For a 9-unit scheme in Stevenage, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £346,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 95 sqm/unit (NDSS-derived).
- On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 12 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Stevenage.
707 residential transactions in the last twelve months. Median sold price £346,000 (+3.3% YoY)
Detached
£562,500
Semi-Detached
£400,000
Terraced
£339,750
Flat
£195,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 23 Jun 2026 | 73, WOBURN CLOSESG2 8SW | Terraced | £395,000 | Freehold |
| 19 Jun 2026 | 23, WATERCRESS CLOSESG2 9TN | Detached | £755,000 | Freehold |
| 15 Jun 2026 | 126, MARYMEAD DRIVESG2 8AG | Terraced | £340,000 | Freehold |
| 12 Jun 2026 | 40, LIME CLOSESG2 9QB | Terraced | £248,000 | Freehold |
| 12 Jun 2026 | 23, ROUNDMEADSG2 9PH | Flat | £143,000 | Leasehold |
| 12 Jun 2026 | 5, THE LAWNSSG2 9RT | Flat | £190,000 | Leasehold |
| 12 Jun 2026 | 63, BARON COURTSG1 4RS | Flat | £207,500 | Leasehold |
| 12 Jun 2026 | 84, TELFORD AVENUESG2 0AJ | Terraced | £350,000 | Freehold |
| 11 Jun 2026 | 27, PANKHURST CRESCENTSG2 0QB | Terraced | £315,000 | Freehold |
| 11 Jun 2026 | 10, COLLENSWOOD ROADSG2 9ER | Terraced | £318,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Stevenage Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Stevenage deals.
Typical pricing for bridging finance in Stevenage. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Stevenage
An indicative appraisal for a nine-unit residential scheme priced at Stevenage's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£3,780,000
Loan Amount
£2,457,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Stevenage
— answered.
How active is the development pipeline in Stevenage?
The Stevenage Borough Council planning register currently shows 1 residential application awaiting decision in Stevenage, together proposing 9 units — the largest single scheme proposes 9 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Stevenage Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £345,000, 721 sales, +3% YoY. Hertfordshire county.
6 min read
Hertfordshire Property Market: Prices, Trends & Development Finance, End of H1 2026
10 towns analysed. Median price £450,000, 6,843 transactions, +1.4% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Stevenage and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Stevenage,
Hertfordshire.
Adjacent products
Other services
in Stevenage.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets