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Stevenage
development finance.

Expert property development finance in Stevenage, Hertfordshire. Median price £345,000, 1,027 annual sales. We connect developers with competitive funding from 100+ lenders.

Median price
£345k
Sales (12m)
1,027
YoY change
+3%
UK city skyline with residential and commercial buildings

Property finance
in Stevenage.

Stevenage - new Town undergoing regeneration with bio-science employment base and major housing growth plans. With a median property price of £345,000 and 1,027 transactions in the last twelve months, Stevenage represents a healthy market with prices up 3% year-on-year.

Detached homes command a median of £552,500 while flats average £197,500, reflecting the breadth of Stevenage's residential market. Terraced houses sit at £335,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Stevenage and the wider Hertfordshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Live market data

Stevenage
market snapshot.

HM Land Registry sold-price data for Stevenage over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£345,000
Sales (12m)
1,027
YoY change
+3%
Approved (recent)
19
Pipeline units
977
Pipeline GDV
£330.3M

Stevenage development appraisal

Model the numbers
for your scheme.

Pre-populated with Stevenage median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Stevenage median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,307,600
Senior Debt (65% LTGDV)£1,638,000
Equity Required£669,600
Interest (18m)£184,275
Profit on Cost1.1%
Senior Debt£1,638,000
Equity£669,600

Land Registry data

Recent property sales
in Stevenage.

1,027 residential transactions in the last twelve months. Median sold price £345,000 (+3% YoY). 5 new-build transactions with a +47.1% premium over existing stock.

Detached

£552,500

Semi-Detached

£400,000

Terraced

£335,000

Flat

£197,500

DateAddressTypePrice
24 Aug 20262, RIDGEWAYSG1 1PSTerraced£300,000
21 Aug 202623, GORDIAN WAYSG2 7QFDetached£610,000
20 Aug 202663, DAWLISH CLOSESG2 8UQDetached£555,000
17 Aug 202666, WANSBECK CLOSESG1 6ABTerraced£350,000
14 Aug 202622, COLESTRETESG1 1RBTerraced£238,000
14 Aug 20264A, LITTLE HYDESG2 9RPFlat£210,000
14 Aug 202671, BRICK KILN ROADSG1 2NHSemi-Detached£370,000
14 Aug 202615, CHATSWORTH COURTSG2 8DYFlat£218,000
14 Aug 2026144, HAYCROFT ROADSG1 3NQTerraced£360,000
14 Aug 202627, RABAN CLOSESG2 8JTSemi-Detached£310,000

Planning pipeline

Planning activity
in Stevenage.

19 approved (last 15 months)
·
9 pending
·977 units in pipeline·£330.3M estimated GDV·76% approval rate (last 15 months)

Recently Approved

RefProposalUnitsEst. GDVStatus
26/00563/FP

Part single storey, part two storey side and rear extensions. Conversion of exis…

Near SG1 1TU

3£592,500Pending
26/00535/FP

Erection of 1no. one bedroom dwelling and porch extension to the existing dwelli…

Near SG2 0LL

1£345,000Pending
26/00491/PIP

Residential development of between 7 and 9 dwellings

Near SG1 2JE

9£3.1MPending
26/00216/FP

Change of use of 6no. dwellinghouses Use Class (C3) to 6no. five-bedroom Houses …

Near SG1 3HE

0-Pending
26/00340/FP

Erection of 1no. three-bedroom detached dwelling and associated works

Near SG2 9HN

1£552,500Pending

Current Applications

RefProposalUnitsEst. GDVStatus
26/00671/FP

Proposed 1 (one) no.1 bedroom dwelling

Near SG2 8LN

1£345,000Pending
26/00575/OPM

Outline permission for redevelopment of the site to create up to 12 residential …

Near SG2 8RQ

12£4.1MPending
26/00400/FP

Proposed part double storey rear extension, part single storey rear extension an…

Near SG1 1LT

1£345,000Pending
26/00322/FPM

The change of use of land to provide a Gypsy/Traveller site of 17no. pitches com…

Near SG1 4YS

17£5.9MPending
26/00098/OP

Demolition and redevelopment of existing former BHS building to create 21 storey…

Near SG1 1ES

322£111.1MPending

Source: HM Land Registry price paid data, 12 months to October 2026 · Stevenage planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Stevenage
— answered.

What is the average property price in Stevenage?
The median property price in Stevenage is £345,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £552,500, semi-detached properties at £400,000, terraced houses at £335,000, flats at £197,500.
Is Stevenage a good area for property development?
Stevenage recorded 1,027 property transactions in the last 12 months, with prices up 3% year-on-year - suggesting sustained buyer demand. New Town undergoing regeneration with bio-science employment base and major housing growth plans. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Stevenage?
We arrange the full range of property development finance in Stevenage: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Stevenage?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Stevenage?
Development finance rates for Stevenage projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.4M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Where we fund

Stevenage,
Hertfordshire.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Stevenage and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.