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Hertfordshire

Stevenage
development finance.

Expert property development finance in Stevenage, Hertfordshire. Median price £346,000, 716 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Stevenage dealOr call +44 20 3816 3693
Median price
£346k
Sales (12m)
716
YoY change
+3.3%
UK city skyline with residential and commercial buildings

Stevenage, Hertfordshire

Property finance
in Stevenage.

Stevenage - new Town undergoing regeneration with bio-science employment base and major housing growth plans. With a median property price of £346,000 and 716 transactions in the last twelve months, Stevenage represents a steady market with prices up 3.3% year-on-year.

Detached homes command a median of £560,000 while flats average £196,250, reflecting the breadth of Stevenage's residential market. Terraced houses sit at £339,500, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Stevenage and the wider Hertfordshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Stevenage Property Market ReportHertfordshire County Market Report

The capital stack

Seven funding routes for
every Stevenage scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Stevenage developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Stevenage

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Stevenage

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Stevenage

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Stevenage

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Stevenage

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Stevenage

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Stevenage

Live market data

Stevenage
market snapshot.

HM Land Registry sold-price data for Stevenage over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£346,000
Sales (12m)
716
YoY change
+3.3%
Pipeline units
9
Pipeline GDV
£3.1M

Stevenage development appraisal

Model the numbers
for your scheme.

Pre-populated with Stevenage median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Stevenage median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,307,600
Senior Debt (65% LTGDV)£1,638,000
Equity Required£669,600
Interest (18m)£184,275
Profit on Cost1.1%
Senior Debt£1,638,000
Equity£669,600
Get Terms for This Scheme

Land Registry data

Recent property sales
in Stevenage.

716 residential transactions in the last twelve months. Median sold price £346,000 (+3.3% YoY)

Detached

£560,000

Semi-Detached

£400,000

Terraced

£339,500

Flat

£196,250

DateAddressTypePrice
23 Jun 202673, WOBURN CLOSESG2 8SWTerraced£395,000
19 Jun 202623, WATERCRESS CLOSESG2 9TNDetached£755,000
15 Jun 2026126, MARYMEAD DRIVESG2 8AGTerraced£340,000
12 Jun 202640, LIME CLOSESG2 9QBTerraced£248,000
12 Jun 202623, ROUNDMEADSG2 9PHFlat£143,000
12 Jun 20265, THE LAWNSSG2 9RTFlat£190,000
12 Jun 202663, BARON COURTSG1 4RSFlat£207,500
12 Jun 202684, TELFORD AVENUESG2 0AJTerraced£350,000
11 Jun 202627, PANKHURST CRESCENTSG2 0QBTerraced£315,000
11 Jun 202610, COLLENSWOOD ROADSG2 9ERTerraced£318,000

Planning pipeline

Planning activity
in Stevenage.

1 residential applications awaiting decision
·9 units in pipeline·£3.1M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
26/00491/PIP

Residential development of between 7 and 9 dwellings

Land Adjacent To Lanes End Todds Green Stevenage Herts SG1 2JE

9£3.1MPending

Source: HM Land Registry price paid data, 12 months to August 2026 · Stevenage Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Stevenage
— answered.

What is the average property price in Stevenage?
The median property price in Stevenage is £346,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £560,000, semi-detached properties at £400,000, terraced houses at £339,500, flats at £196,250.
Is Stevenage a good area for property development?
Stevenage recorded 716 property transactions in the last 12 months, with prices up 3.3% year-on-year - suggesting sustained buyer demand. New Town undergoing regeneration with bio-science employment base and major housing growth plans. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Stevenage?
We arrange the full range of property development finance in Stevenage: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Stevenage?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Stevenage?
Development finance rates for Stevenage projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.4M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

How to Calculate GDV: Gross Development Value Explained

4 min read read

Non-Utilisation Fees: The Charge for Money You Haven't Borrowed

9 min read read

LPA Receivers in Development Finance: What Developers Need to Know

12 min read read

Breach of Covenant on Development Loans: Common Triggers and Remedies

13 min read read
View all guides

Where we fund

Stevenage,
Hertfordshire.

Nearby markets

Adjacent towns
we also fund.

St Albans

Median · £585,000

Premium commuter city with cathedral heritage, conservation area constraints, and strong buyer demand

Watford

Median · £415,000

Major retail and commercial centre with significant town centre regeneration and Metropolitan line connectivity

Hemel Hempstead

Median · £445,000

Dacorum growth area with Maylands business park and significant brownfield redevelopment potential

Welwyn Garden City

Median · £410,000

Garden City heritage with bio-pharma employment and fast King's Cross services

Hatfield

Median · £385,000

University of Hertfordshire campus town with growing residential demand and former aerodrome development

Hertford

Median · £450,000

Historic county town with riverside development opportunities and Lee Valley connectivity

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Stevenage and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693