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St Albans, Hertfordshire
Bridging Finance
in St Albans
Expert bridging finance for property developers in St Albans. We connect you with competitive funding from our panel of 100+ lenders.
St Albans, Hertfordshire
Bridging Finance
in St Albans.
Live market data
St Albans
market snapshot.
HM Land Registry sold-price data for St Albans over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £585,000
- Sales (12m)
- 1,060
- YoY change
- +1.7%
- Approved (12m)
- 0
- Pipeline units
- 231
- Pipeline GDV
- £132.6M
Planning pipeline
Planning activity
in St Albans.
0 approved (12m)
·2 pending
·231 units in pipeline·£132.6M estimated GDV·0% approval rateCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 5/2026/0934 | CONSULTATION ONLY - Outline planning application (all matters reserved except ac… Land West Of Tassell Hall Redbourn Hertfordshire | 230 | £132.3M | Pending | 12/05/2026 |
| 5/2026/0907 | Prior Notification - Conversion of the entire first floor to 3 self-contained fl… 100 London Road St Albans Hertfordshire Al1 1Nx | 1 | £305,000 | Pending | 08/05/2026 |
Deal intelligence
Key schemes
in St Albans.
Financial analysis of the largest approved planning applications in St Albans, Hertfordshire. These 1 schemes represent £132.3M in combined GDV across 230 units, with indicative capital stacks for each.
Major Residential Development
Land West Of Tassell Hall Redbourn Hertfordshire
£132.3M
Estimated GDV
Units
230
GDV / Unit
£575k
Est. Build Cost
£59.5M
Est. Profit on GDV
47.0%
At £575k per unit, this scheme prices 2% below the St Albans median of £585,000. Calculate GDV
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Land Registry data
Recent property sales
in St Albans.
1,060 residential transactions in the last twelve months. Median sold price £585,000 (+1.7% YoY). 19 new-build transactions with a +28.2% premium over existing stock.
Detached
£855,000
Semi-Detached
£685,000
Terraced
£565,000
Flat
£310,250
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Mar 2026 | 23, PUDDINGSTONE DRIVEAL4 0GX | Semi-Detached | £600,000 | Freehold |
| 23 Mar 2026 | 174, ST ALBANS ROADAL4 9LP | Detached | £510,000 | Freehold |
| 23 Mar 2026 | 17, KING EDWARD PLACEAL4 8FJ | Flat | £495,000 | Leasehold |
| 20 Mar 2026 | 27, MARSHALLS WAYAL4 8HZ | Semi-Detached | £750,000 | Freehold |
| 20 Mar 2026 | FLAT 7, ACORN COURT, BENINGFIELD DRIVEAL2 1GE | Flat | £565,000 | Leasehold |
| 19 Mar 2026 | 13, WATERSPLASH COURTAL2 1TN | Flat | £265,000 | Leasehold |
| 19 Mar 2026 | 10, ALBERT STREETAL1 1RU | Terraced | £685,000 | Freehold |
| 16 Mar 2026 | 10, DALTON STREETAL3 5QJ | Detached | £618,000 | Freehold |
| 13 Mar 2026 | 7, BROAD ACREAL2 3RX | Semi-Detached | £586,000 | Freehold |
| 13 Mar 2026 | 6, WESTFIELD COURTAL4 9JN | Terraced | £492,000 | Freehold |
Indicative terms
Bridging Finance rates
for St Albans deals.
Typical pricing for bridging finance in St Albans. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Development Project in St Albans
A property development project in St Albans requiring structured finance.
GDV
£3,000,000
Loan Amount
£2,000,000
LTV
65% LTGDV
Loan Type
Development Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in St Albans
— answered.
Market intelligence
Local market
reports.
5 min read
St Albans Property Market: House Prices, Sold Data & Development Finance (2026)
Median price £575,000, 998 sales, 0% YoY. Hertfordshire county.
5 min read
Hertfordshire Property Market: Prices, Trends & Development Finance (2026)
10 towns analysed. Median price £443,550, 7,653 transactions, -0.4% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in St Albans and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
St Albans,
Hertfordshire.
Adjacent products
Other services
in St Albans.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets