ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

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All locations

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  • London
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South West

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Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. Hertfordshire/
  4. Hertford/
  5. Bridging Finance

Hertford, Hertfordshire

Bridging Finance
in Hertford

Expert bridging finance for property developers in Hertford. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
UK city skyline with residential and commercial buildings

Hertford, Hertfordshire

Bridging Finance
in Hertford.

Live market data

Hertford
market snapshot.

HM Land Registry sold-price data for Hertford over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£445,000
Sales (12m)
428
YoY change
-1.1%
Approved (12m)
0
Pipeline units
8
Pipeline GDV
£3.6M

Planning pipeline

Planning activity
in Hertford.

0 approved (12m)
·
1 pending
·8 units in pipeline·£3.6M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatusDate
3/26/0631/PIP

Permission in principle for the removal of existing buildings and the erection o…

Homefire Coal Yard Ware Road Widford Hertfordshire SG12 8RL

8£3.6MPending05/05/2026

Deal intelligence

Key schemes
in Hertford.

Financial analysis of the largest approved planning applications in Hertford, Hertfordshire. These 1 schemes represent £3.6M in combined GDV across 8 units, with indicative capital stacks for each.

Small-Scale Development

Homefire Coal Yard Ware Road Widford Hertfordshire SG12 8RL

£3.6M

Estimated GDV

Units

8

GDV / Unit

£445k

Est. Build Cost

£1.6M

Est. Profit on GDV

47.0%

At £445k per unit, this scheme prices 0% below the Hertford median of £445,000. Calculate GDV

Indicative Capital Stack

Senior Debt60% (£2.1M)Mezzanine20% (£712k)Developer Equity20% (£712k)

Broker insight: For a 8-unit scheme in Hertford, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.

Get Terms for This Scheme
Appraise this dealSDLT CalculatorS106 / CILBlended Cost
Submit Your SchemeView full Hertford market dataHertfordshire market report

Land Registry data

Recent property sales
in Hertford.

428 residential transactions in the last twelve months. Median sold price £445,000 (-1.1% YoY)

Detached

£850,000

Semi-Detached

£591,250

Terraced

£450,000

Flat

£275,000

DateAddressTypePriceTenure
27 Mar 202664, WOODLANDS ROADSG13 7JFDetached£645,000Freehold
27 Mar 202642, CHAUNCY COURTSG14 1DUFlat£120,000Leasehold
19 Mar 202670, LADYWOOD ROADSG14 2TBTerraced£375,000Freehold
18 Mar 202694, TAMWORTH ROADSG13 7DNSemi-Detached£715,000Freehold
16 Mar 20264A, CHURCH HILLSG13 7RSSemi-Detached£466,000Freehold
16 Mar 202659, LONDON ROADSG13 7RJTerraced£425,400Freehold
13 Mar 202623, WISDOM DRIVESG13 7RFTerraced£635,000Freehold
13 Mar 20264, CLUSTERBOLTSSG14 3NDSemi-Detached£740,000Freehold
13 Mar 202639, TURPINS CLOSESG14 2EHTerraced£350,000Freehold
12 Mar 202619A, OLD CROSSSG14 1REFlat£590,000Leasehold

Indicative terms

Bridging Finance rates
for Hertford deals.

Typical pricing for bridging finance in Hertford. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Development Project in Hertford

A property development project in Hertford requiring structured finance.

GDV

£3,000,000

Loan Amount

£2,000,000

LTV

65% LTGDV

Loan Type

Development Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Hertford
— answered.

Market intelligence

Local market
reports.

5 min read

Hertford Property Market: House Prices, Sold Data & Development Finance (2026)

Median price £445,000, 408 sales, -1.1% YoY. Hertfordshire county.

5 min read

Hertfordshire Property Market: Prices, Trends & Development Finance (2026)

10 towns analysed. Median price £443,550, 7,653 transactions, -0.4% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Hertford and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Hertford,
Hertfordshire.

Adjacent products

Other services
in Hertford.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

St Albans

Watford

Stevenage

Hemel Hempstead

Welwyn Garden City

Hatfield

Get Terms