ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

  • About Matt Lenzie
  • Case Studies
  • Lender Panel
  • Introducers
  • Contact
  • Start a deal

Resources

  • Market Reports
  • Guides
  • Calculators
  • Glossary
  • FAQ

Topic guides

  • Development Finance Guide
  • Bridging Finance Guide
  • Mezzanine Finance Guide
  • Development Costs
  • First-Time Developers
  • Permitted Development
  • Development vs Bridging
  • Mezzanine vs Equity JV
  • Development vs Commercial
  • Broker vs Direct to Lender

Nationwide coverage

All locations

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  • London
  • Kent
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South West

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North

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Scotland & Wales

  • Edinburgh
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  • Cardiff
  • Swansea

Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. Hertfordshire/
  4. Welwyn Garden City/
  5. Bridging Finance

Welwyn Garden City, Hertfordshire

Bridging Finance
in Welwyn Garden City

Expert bridging finance for property developers in Welwyn Garden City. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
UK city skyline with residential and commercial buildings

Welwyn Garden City, Hertfordshire

Bridging Finance
in Welwyn Garden City.

Live market data

Welwyn Garden City
market snapshot.

HM Land Registry sold-price data for Welwyn Garden City over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£410,000
Sales (12m)
636
YoY change
Flat

Land Registry data

Recent property sales
in Welwyn Garden City.

636 residential transactions in the last twelve months. Median sold price £410,000. 1 new-build transactions with a % premium over existing stock.

Detached

£730,000

Semi-Detached

£518,000

Terraced

£417,500

Flat

£245,000

DateAddressTypePriceTenure
24 Jul 20268, MARSDEN CLOSEAL8 6YETerraced£465,000Freehold
24 Jul 20266, PICKETTSAL8 7HJSemi-Detached£425,000Freehold
21 Jul 202669, THISTLE GROVEAL7 4AFTerraced£395,000Freehold
20 Jul 20265, BEVERLEY GARDENSAL7 2NGDetached£575,000Freehold
17 Jul 20266, CHALK DALEAL7 2APTerraced£445,000Freehold
16 Jul 20264, BROCKETT CLOSEAL8 7BNTerraced£556,500Leasehold
15 Jul 202642, INGLESAL8 7HHTerraced£387,000Freehold
14 Jul 202635, QUEENS AVENUEAL7 4BZSemi-Detached£620,000Freehold
10 Jul 20261, WREN WOODAL7 1QFTerraced£395,000Freehold
7 Jul 202615, PURDOM ROADAL7 4FHTerraced£480,000Freehold

Source: HM Land Registry price paid data, 12 months to September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Welwyn Garden City deals.

Typical pricing for bridging finance in Welwyn Garden City. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Welwyn Garden City

An indicative appraisal for a nine-unit residential scheme priced at Welwyn Garden City's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£4,895,000

Loan Amount

£3,182,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Welwyn Garden City
— answered.

Market intelligence

Local market
reports.

5 min read

Welwyn Garden City Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition

Median price £410,000, 636 sales, 0% YoY. Hertfordshire county.

6 min read

Hertfordshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition

10 towns analysed. Median price £445,000, 9,539 transactions, +0.6% YoY.

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Welwyn Garden City and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Welwyn Garden City,
Hertfordshire.

Adjacent products

Other services
in Welwyn Garden City.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

St Albans

Watford

Stevenage

Hemel Hempstead

Hatfield

Hertford

Get Terms020 3816 3693