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Portsmouth, Hampshire
Bridging Finance
in Portsmouth
Expert bridging finance for property developers in Portsmouth. We connect you with competitive funding from our panel of 100+ lenders.
Portsmouth, Hampshire
Bridging Finance
in Portsmouth.
Live market data
Portsmouth
market snapshot.
HM Land Registry sold-price data for Portsmouth over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.
- Median price
- £254,000
- Sales (12m)
- 1,973
- YoY change
- +1.6%
- Approved (12m)
- 0
- Pipeline units
- 109
- Pipeline GDV
- £26.8M
Planning pipeline
Planning activity
in Portsmouth.
0 approved (12m)
·37 pending
·109 units in pipeline·£26.8M estimated GDV·0% approval rateCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00496/FUL | Change of use from five bedroom House in Multiple Occupation (Class C4), to eigh… 38 Manners Road Southsea PO4 0BB | - | - | Pending | 17/04/2026 |
| 26/00486/FUL | Change of use from dwellinghouse (Class C3), to seven bedroom/seven person House… 135 Kirby Road Portsmouth PO2 0PX | 1 | £254,750 | Pending | 15/04/2026 |
| 26/00472/FUL | Change of use from House in Multiple Occupation (Class C4), to 7 bedroom/ 7 pers… 16 Tottenham Road Portsmouth PO1 1QL | - | - | Pending | 14/04/2026 |
| 26/00463/FUL | Change of use from house in Multiple Occupation (Class C4) to seven person/seven… 3 Lawson Road Southsea PO5 1SD | - | - | Pending | 13/04/2026 |
| 26/00443/FUL | Change of use of upper floor flat (Class C3) to house in multiple occupation (Cl… 140B Lake Road Portsmouth PO1 4HH | - | - | Pending | 10/04/2026 |
Deal intelligence
Key schemes
in Portsmouth.
Financial analysis of the largest approved planning applications in Portsmouth, Hampshire. These 3 schemes represent £10.4M in combined GDV across 41 units, with indicative capital stacks for each.
Residential Development
Portsmouth Grammar School Cambridge Road Portsmouth
£4.1M
Estimated GDV
Units
16
GDV / Unit
£255k
Est. Build Cost
£1.4M
Est. Profit on GDV
57.0%
At £255k per unit, this scheme prices 0% above the Portsmouth median of £254,000. Calculate GDV
Broker insight: For a 16-unit scheme in Portsmouth, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Residential Development
Portsmouth Grammar School Cambridge Road Portsmouth
£4.1M
Estimated GDV
Units
16
GDV / Unit
£255k
Est. Build Cost
£1.4M
Est. Profit on GDV
57.0%
At £255k per unit, this scheme prices 0% above the Portsmouth median of £254,000. Calculate GDV
Broker insight: For a 16-unit scheme in Portsmouth, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development
77 North End Avenue Portsmouth PO2 9EA
£2.3M
Estimated GDV
Units
9
GDV / Unit
£255k
Est. Build Cost
£1.0M
Est. Profit on GDV
47.0%
At £255k per unit, this scheme prices 0% above the Portsmouth median of £254,000. Calculate GDV
Broker insight: For a 9-unit scheme in Portsmouth, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Land Registry data
Recent property sales
in Portsmouth.
1,973 residential transactions in the last twelve months. Median sold price £254,000 (+1.6% YoY)
Detached
£505,000
Semi-Detached
£335,000
Terraced
£260,000
Flat
£165,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Mar 2026 | FLAT 81, HOLMBUSH COURT, QUEENS CRESCENTPO5 3HZ | Flat | £110,000 | Leasehold |
| 27 Mar 2026 | 80, MAFEKING ROADPO4 9BG | Terraced | £205,000 | Freehold |
| 25 Mar 2026 | 33, MILITARY ROADPO3 5LS | Terraced | £445,000 | Freehold |
| 24 Mar 2026 | 115, LUDLOW ROADPO6 4AF | Semi-Detached | £265,000 | Freehold |
| 24 Mar 2026 | 67, GLADYS AVENUEPO2 9BB | Terraced | £260,000 | Freehold |
| 24 Mar 2026 | 24, MONCKTON ROADPO3 5DH | Semi-Detached | £395,000 | Freehold |
| 23 Mar 2026 | 3, MOORLAND ROADPO1 5JA | Semi-Detached | £209,000 | Freehold |
| 23 Mar 2026 | FLAT 4, 15, ST RONANS ROADPO4 0PN | Flat | £155,000 | Leasehold |
| 20 Mar 2026 | 48, QUEENS ROADPO2 7NA | Terraced | £265,000 | Freehold |
| 20 Mar 2026 | 32, CRANBORNE ROADPO6 2BQ | Semi-Detached | £310,000 | Freehold |
Indicative terms
Bridging Finance rates
for Portsmouth deals.
Typical pricing for bridging finance in Portsmouth. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Development Project in Portsmouth
A property development project in Portsmouth requiring structured finance.
GDV
£3,000,000
Loan Amount
£2,000,000
LTV
65% LTGDV
Loan Type
Development Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Portsmouth
— answered.
Market intelligence
Local market
reports.
5 min read
Portsmouth Property Market: House Prices, Sold Data & Development Finance (2026)
Median price £252,500, 1,948 sales, +1% YoY. Hampshire county.
5 min read
Hampshire Property Market: Prices, Trends & Development Finance (2026)
10 towns analysed. Median price £342,500, 13,543 transactions, -2% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Portsmouth and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Portsmouth,
Hampshire.
Adjacent products
Other services
in Portsmouth.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets