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Farnborough, Hampshire
Bridging Finance
in Farnborough
Expert bridging finance for property developers in Farnborough. We connect you with competitive funding from our panel of 100+ lenders.
Farnborough, Hampshire
Bridging Finance
in Farnborough.
Live market data
Farnborough
market snapshot.
HM Land Registry sold-price data for Farnborough over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £365,000
- Sales (12m)
- 814
- YoY change
- +1.4%
- Approved (recent)
- 26
- Pipeline units
- 541
- Pipeline GDV
- £190.0M
Planning pipeline
Planning activity
in Farnborough.
26 approved (last 12 months)
·23 pending
·541 units in pipeline·£190.0M estimated GDV·87% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00414/ADJ | Adjacent Authority Consultation : Outline application (with all matters reserved… Land At Murrell Green London Road Murrell Green Hook | - | - | Pending | 06/08/2026 |
| 26/00322/CATPP | One row of Hornbeam trees between site address and Churchlands as per submitted … 116 Church Lane East Aldershot Hampshire GU11 3HN | - | - | Pending | 09/07/2026 |
| 26/00173/LBC | Display of 3 x non-illuminated timber plaque signs adjacent to entrance door and… Manor Coach House Church Hill Aldershot Hampshire GU12 4RQ | - | - | Pending | 27/05/2026 |
| 26/00179/FUL | Pitched roof over first floor with dormer 23 Ballantyne Road Farnborough Hampshire GU14 8SN | - | - | Pending | 07/05/2026 |
| 26/00169/FUL | Garage conversion 45 Larch Way Farnborough Hampshire GU14 0QW | - | - | Pending | 07/05/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00474/FUL | Installation of outdoor exercise equipment with a 1.00m high yellow powder coate… The Connaught Centre 1 - 3 Alanbrooke Road Aldershot Hampshire GU11 2NX | - | - | Pending | 21/08/2026 |
| 26/00443/FUL | Front extension 6A Alexandra Road Farnborough Hampshire GU14 6DA | - | - | Pending | 04/08/2026 |
| 26/00433/FUL | Conversion of a garage to a habitable room, erection of a hipped roof on the fla… 3 Churchill Avenue Aldershot Hampshire GU12 4JR | - | - | Pending | 30/07/2026 |
| 26/00425/FUL | Erection of a detached outbuilding Ayling House 16 Ayling Lane Aldershot Hampshire GU11 3LZ | - | - | Pending | 28/07/2026 |
| 26/00352/FULPP | First floor side and rear extension, roof extension comprising new gable ended r… 177 Ash Road Aldershot Hampshire GU12 4DB | 8 | £2.9M | Pending | 29/06/2026 |
Deal intelligence
Key schemes
in Farnborough.
Indicative appraisals of the largest residential schemes in the Farnborough planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £176.3M in combined GDV across 460 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land At Manor Farm The Street Tongham GU10 1DG
£161.0M
Estimated GDV
Units
420
GDV / Unit
£383k
Build Cost (Range)
£64.3M–£81.4M
Residual Land Value
£20.1M
GDV estimated from the HM Land Registry blended median of £365,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £20,097,000 (£48k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £161.0M |
| Construction (28,560 sqm @ £2,550/sqm mid) | −£72.8M |
| Externals, fees & contingency | −£21.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£18.5M |
| Developer profit target (17.5% on GDV) | −£28.2M |
| Implied residual land value | £20.1M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Demolition & New Build Awaiting decision
Land At Orchard Rise 127 And La Fosse House 129 Ship Lane And Farnborough Hill School 312 Farnborough Road Farnborough Hampshire
£7.7M
Estimated GDV
Units
20
GDV / Unit
£383k
Build Cost (Range)
£3.8M–£4.8M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £365,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £7.7M |
| Construction (1,700 sqm @ £2,550/sqm mid) | −£4.3M |
| Externals, fees & contingency | −£1.1M |
| Finance (65% LTGDV, 18m) & sales costs | −£758k |
| Developer profit target (17.5% on GDV) | −£1.3M |
| Implied residual land value | Marginal |
Broker insight: For a 20-unit scheme in Farnborough, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Demolition & New Build Awaiting decision
Land At And Adjoining Orchard Rise 127 And La Fosse House 129 Ship Lane Farnborough Hampshire
£7.7M
Estimated GDV
Units
20
GDV / Unit
£383k
Build Cost (Range)
£3.8M–£4.8M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £365,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £7.7M |
| Construction (1,700 sqm @ £2,550/sqm mid) | −£4.3M |
| Externals, fees & contingency | −£1.1M |
| Finance (65% LTGDV, 18m) & sales costs | −£758k |
| Developer profit target (17.5% on GDV) | −£1.3M |
| Implied residual land value | Marginal |
Broker insight: For a 20-unit scheme in Farnborough, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £365,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Farnborough.
814 residential transactions in the last twelve months. Median sold price £365,000 (+1.4% YoY). 16 new-build transactions with a -16.4% premium over existing stock.
Detached
£565,000
Semi-Detached
£415,000
Terraced
£341,000
Flat
£215,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 24 Jul 2026 | 70, BLUNDEN ROADGU14 8QW | Semi-Detached | £448,000 | Freehold |
| 23 Jul 2026 | 207, MAYFIELD ROADGU14 8UB | Terraced | £199,000 | Freehold |
| 22 Jul 2026 | FLAT 33, FERN HILL LODGE, 100, VICTORIA ROADGU14 7PB | Flat | £105,000 | Leasehold |
| 21 Jul 2026 | 86, BRAND HOUSE, COOMBE WAYGU14 7GD | Flat | £192,000 | Leasehold |
| 17 Jul 2026 | 64, CHILTERN AVENUEGU14 9SG | Semi-Detached | £327,500 | Freehold |
| 17 Jul 2026 | FLAT 2, 74, OSBORNE ROADGU14 6AS | Flat | £267,500 | Leasehold |
| 16 Jul 2026 | 380, FERNHILL ROADGU14 9EL | Detached | £440,000 | Freehold |
| 16 Jul 2026 | 40, NEWTON ROADGU14 8BN | Terraced | £370,000 | Freehold |
| 15 Jul 2026 | FLAT 13, GAINSBOROUGH COURT, CAMP ROADGU14 6EP | Flat | £110,000 | Leasehold |
| 15 Jul 2026 | 81, CHEYNE WAYGU14 8RZ | Terraced | £285,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Rushmoor Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Farnborough deals.
Typical pricing for bridging finance in Farnborough. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Farnborough
An indicative appraisal for a nine-unit residential scheme priced at Farnborough's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£3,922,000
Loan Amount
£2,549,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Farnborough
— answered.
How active is the development pipeline in Farnborough?
The Rushmoor Borough Council planning register currently shows 23 residential applications awaiting decision in Farnborough, together proposing 97 units — the largest single scheme proposes 20 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Farnborough Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £365,000, 814 sales, +1.4% YoY. Hampshire county.
6 min read
Hampshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
10 towns analysed. Median price £350,875, 20,651 transactions, -0.1% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Farnborough and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Farnborough,
Hampshire.
Adjacent products
Other services
in Farnborough.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets