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Farnborough, Hampshire
Bridging Finance
in Farnborough
Expert bridging finance for property developers in Farnborough. We connect you with competitive funding from our panel of 100+ lenders.
Farnborough, Hampshire
Bridging Finance
in Farnborough.
Live market data
Farnborough
market snapshot.
HM Land Registry sold-price data for Farnborough over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £372,500
- Sales (12m)
- 557
- YoY change
- +3.5%
- Pipeline units
- 14
- Pipeline GDV
- £2.9M
Planning pipeline
Planning activity
in Farnborough.
6 residential applications awaiting decision
·14 units in pipeline·£4.2M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00443/FUL | Front extension 6A Alexandra Road Farnborough Hampshire GU14 6DA | - | - | Pending | 04/08/2026 |
| 26/00433/FUL | Conversion of a garage to a habitable room, erection of a hipped roof on the fla… 3 Churchill Avenue Aldershot Hampshire GU12 4JR | - | - | Pending | 30/07/2026 |
| 26/00425/FUL | Erection of a detached outbuilding Ayling House 16 Ayling Lane Aldershot Hampshire GU11 3LZ | - | - | Pending | 28/07/2026 |
| 26/00359/CONDPP | Submission of details of window frames and rooflights pursuant to condition 3 of… Wesley Hall Barrack Road Aldershot Hampshire GU11 3NP | 6 | £1.3M | Pending | 01/07/2026 |
| 26/00352/FULPP | First floor side and rear extension, roof extension comprising new gable ended r… 177 Ash Road Aldershot Hampshire GU12 4DB | 8 | £3.0M | Pending | 29/06/2026 |
Deal intelligence
Key schemes
in Farnborough.
Indicative appraisals of the largest residential schemes in the Farnborough planning pipeline (all currently awaiting decision). These 2 schemes represent an estimated £4.4M in combined GDV across 14 units, with indicative capital stacks for each.
Small-Scale Development Awaiting decision
177 Ash Road Aldershot Hampshire GU12 4DB
£3.1M
Estimated GDV
Units
8
GDV / Unit
£391k
Build Cost (Range)
£1.7M–£2.2M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £372,500 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £3.1M |
| Construction (760 sqm @ £2,550/sqm mid) | −£1.9M |
| Externals, fees & contingency | −£514k |
| Finance (65% LTGDV, 12m) & sales costs | −£260k |
| Developer profit target (17.5% on GDV) | −£548k |
| Implied residual land value | Marginal |
Broker insight: For a 8-unit scheme in Farnborough, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Small-Scale Development Awaiting decision
Wesley Hall Barrack Road Aldershot Hampshire GU11 3NP
£1.3M
Estimated GDV
Units
6
GDV / Unit
£210k
Build Cost (Range)
£529k–£669k
Residual Land Value
£176k
GDV estimated from the HM Land Registry flat median of £210,000. At benchmark build costs, the implied residual land value is £176,000 (£29k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £1.3M |
| Construction (378 sqm @ £1,580/sqm mid) | −£597k |
| Externals, fees & contingency | −£162k |
| Finance (65% LTGDV, 12m) & sales costs | −£104k |
| Developer profit target (17.5% on GDV) | −£221k |
| Implied residual land value | £176k |
Broker insight: For a 6-unit scheme in Farnborough, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £372,500 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 95 sqm/unit (NDSS-derived).
- On-costs: externals 10%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 12 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Farnborough.
557 residential transactions in the last twelve months. Median sold price £372,500 (+3.5% YoY). 4 new-build transactions with a -16.8% premium over existing stock.
Detached
£562,500
Semi-Detached
£415,000
Terraced
£345,000
Flat
£210,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Jun 2026 | 22, BAIRD ROADGU14 8BP | Semi-Detached | £385,000 | Freehold |
| 22 Jun 2026 | 36, LONG BEECH DRIVEGU14 0PR | Semi-Detached | £470,000 | Freehold |
| 19 Jun 2026 | 4, BEDFORD COURTGU14 6FN | Flat | £200,000 | Leasehold |
| 19 Jun 2026 | 13, LANGDALE CLOSEGU14 0LQ | Semi-Detached | £430,000 | Freehold |
| 19 Jun 2026 | 17, ST MICHAELS ROADGU14 8ND | Detached | £800,000 | Freehold |
| 16 Jun 2026 | 13, SOUTH STREETGU14 6LN | Detached | £460,000 | Freehold |
| 12 Jun 2026 | 357, FARNBOROUGH ROADGU14 8AY | Detached | £605,000 | Freehold |
| 11 Jun 2026 | 51, CAMP ROADGU14 6EN | Detached | £385,000 | Freehold |
| 5 Jun 2026 | 15, LEOPOLD AVENUEGU14 8NL | Detached | £703,000 | Freehold |
| 3 Jun 2026 | 28, LODDON ROADGU14 9NT | Semi-Detached | £370,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Rushmoor Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Farnborough deals.
Typical pricing for bridging finance in Farnborough. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Farnborough
An indicative appraisal for a nine-unit residential scheme priced at Farnborough's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£3,922,000
Loan Amount
£2,549,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Farnborough
— answered.
How active is the development pipeline in Farnborough?
The Rushmoor Borough Council planning register currently shows 6 residential applications awaiting decision in Farnborough, together proposing 14 units — the largest single scheme proposes 8 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Farnborough Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £366,250, 570 sales, +1.7% YoY. Hampshire county.
5 min read
Hampshire Property Market: Prices, Trends & Development Finance, End of H1 2026
10 towns analysed. Median price £346,500, 14,700 transactions, -0.4% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Farnborough and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Farnborough,
Hampshire.
Adjacent products
Other services
in Farnborough.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets