Hampshire
Portsmouth
development finance.
Expert property development finance in Portsmouth, Hampshire. Median price £250,500, 2,921 annual sales. We connect developers with competitive funding from 100+ lenders.
- Median price
- £251k
- Sales (12m)
- 2,921
- YoY change
- +0.2%
Portsmouth, Hampshire
Property finance
in Portsmouth.
Portsmouth - naval city with waterfront development opportunities and strong rental demand from military personnel. With a median property price of £250,500 and 2,921 transactions in the last twelve months, Portsmouth represents a active market with prices up 0.2% year-on-year.
Detached homes command a median of £505,000 while flats average £165,000, reflecting the breadth of Portsmouth's residential market. Terraced houses sit at £259,500, offering developers a range of scheme types from conversions to ground-up residential.
Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Portsmouth and the wider Hampshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.
The capital stack
Seven funding routes for
every Portsmouth scheme.
Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Portsmouth developers on the deal, not the product sheet.
Development Finance
Senior debt funding for ground-up residential and commercial developments.
Mezzanine Finance
Stretch your capital stack beyond senior debt to reduce equity requirements.
Bridging Loans
Short-term finance for acquisitions, auction purchases and time-sensitive deals.
Equity & Joint Ventures
Equity partnerships and JV structures for developers seeking capital partners.
Refurbishment Finance
Funding for light and heavy refurbishment projects including conversions.
Commercial Mortgages
Long-term finance for commercial property acquisition and refinancing.
Development Exit Finance
Short-term funding to repay development finance while you sell completed units.
Live market data
Portsmouth
market snapshot.
HM Land Registry sold-price data for Portsmouth over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £250,500
- Sales (12m)
- 2,921
- YoY change
- +0.2%
- Approved (recent)
- 98
- Pipeline units
- 298
- Pipeline GDV
- £61.6M
Portsmouth development appraisal
Model the numbers
for your scheme.
Pre-populated with Portsmouth median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.
Scheme Inputs
Pre-populated with Portsmouth median prices. Adjust to match your scheme.
Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →
Capital Structure
Land Registry data
Recent property sales
in Portsmouth.
2,921 residential transactions in the last twelve months. Median sold price £250,500 (+0.2% YoY). 1 new-build transactions with a % premium over existing stock.
Detached
£505,000
Semi-Detached
£330,000
Terraced
£259,500
Flat
£165,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 28 Aug 2026 | 86, MADEIRA ROADPO2 0SY | Terraced | £318,000 | Freehold |
| 27 Aug 2026 | 2, KIRTLEY CLOSEPO6 1PZ | Terraced | £260,000 | Freehold |
| 26 Aug 2026 | FLAT 8, SHERATON GATE, 103, CLARENDON ROADPO4 0SL | Flat | £125,000 | Leasehold |
| 25 Aug 2026 | 62, LEALAND ROADPO6 1LZ | Semi-Detached | £390,078 | Freehold |
| 25 Aug 2026 | 13, BEACH ROADPO5 2JH | Terraced | £490,000 | Freehold |
| 25 Aug 2026 | 91, NEWCOME ROADPO1 5DR | Terraced | £215,000 | Freehold |
| 24 Aug 2026 | 11, SOUTH ROADPO1 5QT | Terraced | £233,000 | Freehold |
| 24 Aug 2026 | 3, DOWN END ROADPO6 1HT | Detached | £585,000 | Freehold |
| 21 Aug 2026 | 71, MADEIRA ROADPO2 0SZ | Semi-Detached | £370,000 | Freehold |
| 21 Aug 2026 | 15, HAVANT ROADPO2 7HH | Terraced | £225,000 | Freehold |
Planning pipeline
Planning activity
in Portsmouth.
Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00344/FUL | Change of use from dwellinghouse (Class C3) to purposes falling within dwellingh… Near PO5 2AD | 0 | - | Pending | 30/09/2026 |
| 26/00648/FUL | Change of use from dwellinghouse (Class C3), to seven bedroom/seven person House… Near PO2 9HX | 0 | - | Pending | 28/09/2026 |
| 26/00168/FUL | Construction of additional floor to create 3-bed flat; raising of parapet wall; … Near PO1 2NF | 1 | £165,000 | Pending | 16/09/2026 |
| 26/00706/PACOU | Application for prior approval (Schedule 2, Part 3, Class MA) for change of use … Near PO1 5AD | 1 | £165,000 | Pending | 28/08/2026 |
| 26/00246/FUL | Conversion of the ground floor into two 1-bedroom flats, alterations to raise th… Near PO4 9EA | 2 | £330,000 | Pending | 21/08/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01128/FUL | Change of use from dwellinghouse (Class C3) to 8 person/ 7 bedroom House in Mult… Near PO3 5EH | 0 | - | Pending | 28/09/2026 |
| 26/01111/FUL | Change of use from dwellinghouse (Class C3), to House in Multiple Occupation (Cl… Near PO2 7NL | 0 | - | Pending | 24/09/2026 |
| 26/01113/FUL | Change of use from dwellinghouse (Class C3) to 7 person/7 bedroom house in multi… Near PO2 0JD | 0 | - | Pending | 24/09/2026 |
| 26/01089/FUL | Change of use from Commercial, Business and Service (Use Class E) to an 8-bedroo… Near PO6 3DX | 0 | - | Pending | 17/09/2026 |
| 26/01076/FUL | Change of use from dwellinghouse (Class C3) to 7 person/7 bedroom house in multi… Near PO2 0NH | 0 | - | Pending | 14/09/2026 |
Source: HM Land Registry price paid data, 12 months to October 2026 · Portsmouth planning register, retrieved October 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Common questions
Property finance in Portsmouth
— answered.
What is the average property price in Portsmouth?
Is Portsmouth a good area for property development?
What types of property finance are available in Portsmouth?
How do I apply for development finance in Portsmouth?
What are typical development finance rates in Portsmouth?
Expert guides
Further reading
on development finance.
Hidden Arrangement Fees in Development Finance: What Lenders Don't Tell You
8 min read readInsurance Requirements in Development Finance: Costs You Can't Avoid
8 min read readBuilding Control Fees and Development Finance: Satisfying Lender Requirements
8 min read readWhat Is Development Exit Finance and When Is It Used?
12 min read readWhere we fund
Portsmouth,
Hampshire.
Nearby markets
Adjacent towns
we also fund.
Southampton
Median · £250,000
Port city with major waterfront regeneration and growing student population from two universities
Winchester
Median · £460,000
Historic cathedral city commanding premium values with conservation area development opportunities
Basingstoke
Median · £370,000
M3 corridor commercial hub with corporate headquarters presence and growing residential demand
Andover
Median · £358,250
Army garrison town with steady housing demand and development land availability
Farnborough
Median · £365,000
Defence and aviation hub with commercial property demand and Blackwater Valley growth
Eastleigh
Median · £340,000
Southampton overspill town with good rail links and growing town centre regeneration
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your development finance enquiry in Portsmouth and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.