Andover, Hampshire
Bridging Finance
in Andover
Expert bridging finance for property developers in Andover. We connect you with competitive funding from our panel of 100+ lenders.
Andover, Hampshire
Bridging Finance
in Andover.
Live market data
Andover
market snapshot.
HM Land Registry sold-price data for Andover over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £358,250
- Sales (12m)
- 2,040
- YoY change
- -1.8%
- Approved (recent)
- 89
- Pipeline units
- 4,737
- Pipeline GDV
- £1690.9M
Planning pipeline
Planning activity
in Andover.
89 approved (last 12 months)
·110 pending
·4,737 units in pipeline·£1690.9M estimated GDV·75% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 24/01326/FULLN | Change of use from 6-bedroom small HM0 (Use Class C4) to large 7-bedroom HMO and… 5 College Mews Andover Hampshire SP10 1QX | - | - | Pending | 25/09/2026 |
| 26/01409/FULLN | Erection of 4 residential dwellings with associated access, parking, landscaping… Land Adjacent 11 Ox Drove Picket Piece Andover Hampshire SP11 6ND | 4 | £1.4M | Pending | 18/09/2026 |
| 26/01628/FULLN | Two storey and part single storey rear extensions and single storey side extensi… 142 Weyhill Road Andover Hampshire SP10 3BG | - | - | Pending | 17/09/2026 |
| 25/02245/FULLS | Part conversion of existing agricultural buildings, part replacement and new bui… Wellow Manor Stud Hackleys Lane East Wellow Romsey Hampshire SO51 6DR | 7 | £2.5M | Pending | 11/09/2026 |
| 24/02526/FULLS | Phased redevelopment following demolition of existing buildings and structures t… Hillier Brentry Nurseries Jermyns Lane Ampfield Hampshire | 244 | £87.4M | Pending | 28/08/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/02088/FULLN | Subdivision of existing plot and erection of dwelling, with landscaping and asso… The Firs 14 Walworth Road Picket Piece Andover Hampshire SP11 6NS | - | - | Pending | 25/09/2026 |
| 26/02078/PDQN | Application to determine if prior approval is required for proposed change of us… Land At Oakcuts Farm Stockbridge Road Red Rice Andover Hampshire SP11 7PQ | 1 | £358,250 | Pending | 24/09/2026 |
| 26/02069/FULLN | Conversion from C2 (residential institutions) to C3 (dwellinghouses) to form 2 d… 8 Wolversdene Road Andover Hampshire SP10 2AX | 2 | £716,500 | Pending | 23/09/2026 |
| 26/02039/FULLN | Demolition of barn and erection of dwelling with associated landscaping and inst… Poplars Farm Church Road Longstock Hampshire | - | - | Pending | 18/09/2026 |
| 26/02021/FULLS | Demolition of double garage and erection of dwelling with attached garage Site Adjoining Riverside House Riverside Gardens Romsey Hampshire SO51 8HN | - | - | Pending | 16/09/2026 |
Deal intelligence
Key schemes
in Andover.
Indicative appraisals of the largest residential schemes in the Andover planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £514.6M in combined GDV across 1,200 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land East Of Ludgershall Andover Road Faberstown Ludgershall Hampshire
£171.5M
Estimated GDV
Units
400
GDV / Unit
£429k
Build Cost (Range)
£61.2M–£77.5M
Residual Land Value
£32.1M
GDV estimated from the HM Land Registry blended median of £358,250 plus a 19.7% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £32,087,000 (£80k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £171.5M |
| Construction (27,200 sqm @ £2,550/sqm mid) | −£69.4M |
| Externals, fees & contingency | −£20.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£19.7M |
| Developer profit target (17.5% on GDV) | −£30.0M |
| Implied residual land value | £32.1M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land At OS Ref 428247 150371 Andover Road Faberstown Ludgershall Hampshire
£171.5M
Estimated GDV
Units
400
GDV / Unit
£429k
Build Cost (Range)
£61.2M–£77.5M
Residual Land Value
£32.1M
GDV estimated from the HM Land Registry blended median of £358,250 plus a 19.7% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £32,087,000 (£80k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £171.5M |
| Construction (27,200 sqm @ £2,550/sqm mid) | −£69.4M |
| Externals, fees & contingency | −£20.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£19.7M |
| Developer profit target (17.5% on GDV) | −£30.0M |
| Implied residual land value | £32.1M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land South Of Forest Lane Picket Twenty Hampshire
£171.5M
Estimated GDV
Units
400
GDV / Unit
£429k
Build Cost (Range)
£61.2M–£77.5M
Residual Land Value
£32.1M
GDV estimated from the HM Land Registry blended median of £358,250 plus a 19.7% new-build premium (measured locally). At benchmark build costs, the implied residual land value is £32,087,000 (£80k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £171.5M |
| Construction (27,200 sqm @ £2,550/sqm mid) | −£69.4M |
| Externals, fees & contingency | −£20.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£19.7M |
| Developer profit target (17.5% on GDV) | −£30.0M |
| Implied residual land value | £32.1M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £358,250 plus a 19.7% new-build premium (measured locally).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Andover.
2,040 residential transactions in the last twelve months. Median sold price £358,250 (-1.8% YoY). 55 new-build transactions with a +19.7% premium over existing stock.
Detached
£565,000
Semi-Detached
£355,000
Terraced
£290,500
Flat
£180,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Jul 2026 | 21, MAY TREE ROADSP10 3DZ | Terraced | £385,000 | Freehold |
| 24 Jul 2026 | 17, OATLANDSSO51 0GU | Detached | £485,000 | Freehold |
| 24 Jul 2026 | 2, WITHY CLOSESO51 7SA | Detached | £615,000 | Freehold |
| 23 Jul 2026 | 29, PEAKE WAYSP10 4FA | Semi-Detached | £340,000 | Freehold |
| 22 Jul 2026 | 21, LAMBOURNE CLOSESP11 8LS | Detached | £550,000 | Freehold |
| 22 Jul 2026 | 6, WINTON CHASESP10 2SE | Detached | £480,000 | Freehold |
| 22 Jul 2026 | 12, MARCHMENT CLOSESP11 6ZE | Detached | £515,000 | Freehold |
| 20 Jul 2026 | 7, MARSUM CLOSESP10 4NE | Detached | £565,000 | Freehold |
| 20 Jul 2026 | FAIRFIELD, NEWBURY HILLSP11 0RW | Detached | £935,000 | Freehold |
| 17 Jul 2026 | 171, MIDDLEBRIDGE STREETSO51 8HH | Terraced | £450,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Test Valley Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Andover deals.
Typical pricing for bridging finance in Andover. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Andover
An indicative appraisal for a nine-unit residential scheme priced at Andover's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£3,824,000
Loan Amount
£2,486,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Andover
— answered.
How active is the development pipeline in Andover?
The Test Valley Borough Council planning register currently shows 110 residential applications awaiting decision in Andover, together proposing 3,526 units — the largest single scheme proposes 400 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Andover Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £358,250, 2,040 sales, -1.8% YoY. Hampshire county.
6 min read
Hampshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
10 towns analysed. Median price £350,875, 20,651 transactions, -0.1% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Andover and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Andover,
Hampshire.
Adjacent products
Other services
in Andover.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets