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Basingstoke, Hampshire
Bridging Finance
in Basingstoke
Expert bridging finance for property developers in Basingstoke. We connect you with competitive funding from our panel of 100+ lenders.
Basingstoke, Hampshire
Bridging Finance
in Basingstoke.
Live market data
Basingstoke
market snapshot.
HM Land Registry sold-price data for Basingstoke over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £372,250
- Sales (12m)
- 2,771
- YoY change
- +0.6%
- Approved (recent)
- 265
- Pipeline units
- 1,106
- Pipeline GDV
- £404.9M
Planning pipeline
Planning activity
in Basingstoke.
265 approved (last 12 months)
·178 pending
·1,106 units in pipeline·£404.9M estimated GDV·82% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/02362/LBC | Replace rainwater goods and rebuild chimney Priory Farm House Wykeford Lane Pamber End Hampshire RG26 5QD | - | - | Pending | |
| 25/02625/FUL | Full planning application for the erection of 4 dwellings and associated works w… Land Adjacent To 87 London Road Old Basing Hampshire | 4 | £1.5M | Pending | |
| 25/02614/RET | Installation of 2.4m high pallisade field gate to replace existing gate Field Gate At Land Off Up Street, Telecommunications Station (Orange) Dummer Hampshire RG25 2AL | - | - | Pending | |
| 25/02613/FUL | Full planning permission for works to the service yard, including access widenin… 3 Stewart Road Basingstoke Hampshire RG24 8NF | - | - | Pending | |
| 25/02587/FUL | Demolition of existing agricultural buildings and removal of existing hardstandi… Southwood Farm Moundsmere Moundsmere Preston Candover Hampshire RG25 2HF | - | - | Pending |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/02356/RET | Change of use of amenity land to residential to form vehicle access and parking … 12 Munday Way Basingstoke Hampshire RG24 9XX | 1 | £372,250 | Pending | |
| 25/02578/FUL | Erection of 2no three-bed and 1no two-bed dwellings, including demolition of exi… 79B Reading Road Chineham Hampshire RG24 8LP | 1 | £372,250 | Pending | |
| 25/02572/FUL | Installation of 1No. parking space (Space No.2) Parking Area Adjacent To Oakenshaw Reach Basingstoke Hampshire RG24 9QU | - | - | Pending | |
| 25/02574/FUL | Installation of 1No. parking space (Space No.4) Parking Area Adjacent To Oakenshaw Reach Basingstoke Hampshire RG24 9QU | - | - | Pending | |
| 25/02576/FUL | Installation of 1No. parking space (Space No.6) Parking Area Adjacent To Oakenshaw Reach Basingstoke Hampshire RG24 9QU | - | - | Pending |
Deal intelligence
Key schemes
in Basingstoke.
Indicative appraisals of the largest residential schemes in the Basingstoke planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £228.3M in combined GDV across 584 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land At Upper Cufaude Farm Cufaude Lane Bramley Hampshire
£118.0M
Estimated GDV
Units
302
GDV / Unit
£391k
Build Cost (Range)
£46.2M–£58.5M
Residual Land Value
£16.1M
GDV estimated from the HM Land Registry blended median of £372,250 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £16,084,000 (£53k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £118.0M |
| Construction (20,536 sqm @ £2,550/sqm mid) | −£52.4M |
| Externals, fees & contingency | −£15.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£13.5M |
| Developer profit target (17.5% on GDV) | −£20.7M |
| Implied residual land value | £16.1M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land To South Of Micheldever Road And Shuttle Street Whitchurch Hampshire
£71.5M
Estimated GDV
Units
183
GDV / Unit
£391k
Build Cost (Range)
£28.0M–£35.5M
Residual Land Value
£9.7M
GDV estimated from the HM Land Registry blended median of £372,250 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £9,747,000 (£53k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £71.5M |
| Construction (12,444 sqm @ £2,550/sqm mid) | −£31.7M |
| Externals, fees & contingency | −£9.3M |
| Finance (65% LTGDV, 24m) & sales costs | −£8.2M |
| Developer profit target (17.5% on GDV) | −£12.5M |
| Implied residual land value | £9.7M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Camrose Football Club Winchester Road Basingstoke Hampshire
£38.7M
Estimated GDV
Units
99
GDV / Unit
£391k
Build Cost (Range)
£15.1M–£19.2M
Residual Land Value
£5.3M
GDV estimated from the HM Land Registry blended median of £372,250 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £5,271,000 (£53k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £38.7M |
| Construction (6,732 sqm @ £2,550/sqm mid) | −£17.2M |
| Externals, fees & contingency | −£5.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£4.4M |
| Developer profit target (17.5% on GDV) | −£6.8M |
| Implied residual land value | £5.3M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £372,250 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Basingstoke.
2,771 residential transactions in the last twelve months. Median sold price £372,250 (+0.6% YoY). 55 new-build transactions with a +46.6% premium over existing stock.
Detached
£565,000
Semi-Detached
£400,000
Terraced
£313,000
Flat
£190,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 31 Jul 2026 | 4, HUTCHINS WAYRG24 9UN | Terraced | £285,000 | Freehold |
| 30 Jul 2026 | 33, MAILING WAYRG24 9TH | Detached | £500,000 | Freehold |
| 29 Jul 2026 | 25, SWAINS ROADRG26 4LZ | Semi-Detached | £382,500 | Freehold |
| 27 Jul 2026 | 66, GROVE ROADRG21 3BB | Semi-Detached | £385,000 | Freehold |
| 27 Jul 2026 | 11, BALATA WAYRG24 9YP | Detached | £595,000 | Freehold |
| 24 Jul 2026 | 31, CONSTANTINE WAYRG22 4UR | Terraced | £205,000 | Freehold |
| 24 Jul 2026 | 7, WOOLFORD WAYRG23 8AT | Terraced | £295,000 | Freehold |
| 24 Jul 2026 | BAILONS, COOPERS LANERG26 5DA | Detached | £708,000 | Freehold |
| 23 Jul 2026 | 8, GARRETT COURTRG23 7EZ | Flat | £230,000 | Leasehold |
| 23 Jul 2026 | 47, PORTER ROADRG22 4JS | Terraced | £315,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Basingstoke & Deane Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Basingstoke deals.
Typical pricing for bridging finance in Basingstoke. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Basingstoke
An indicative appraisal for a nine-unit residential scheme priced at Basingstoke's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£3,780,000
Loan Amount
£2,457,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Basingstoke
— answered.
How active is the development pipeline in Basingstoke?
The Basingstoke & Deane Borough Council planning register currently shows 178 residential applications awaiting decision in Basingstoke, together proposing 414 units — the largest single scheme proposes 99 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Basingstoke Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £372,250, 2,771 sales, +0.6% YoY. Hampshire county.
6 min read
Hampshire Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
10 towns analysed. Median price £350,875, 20,651 transactions, -0.1% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Basingstoke and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Basingstoke,
Hampshire.
Adjacent products
Other services
in Basingstoke.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets