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Basingstoke, Hampshire
Bridging Finance
in Basingstoke
Expert bridging finance for property developers in Basingstoke. We connect you with competitive funding from our panel of 100+ lenders.
Basingstoke, Hampshire
Bridging Finance
in Basingstoke.
Live market data
Basingstoke
market snapshot.
HM Land Registry sold-price data for Basingstoke over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £375,000
- Sales (12m)
- 1,915
- YoY change
- +2.2%
- Pipeline units
- 1,642
- Pipeline GDV
- £592.4M
Planning pipeline
Planning activity
in Basingstoke.
78 residential applications awaiting decision
·208 units in pipeline·£78.2M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/01101/FUL | Replacement of ground-floor timber doors, windows and lower frontage panels. Rep… 21 London Street Basingstoke Hampshire RG21 7NT | - | - | Pending | |
| 26/01087/FUL | Installation telecoms communications cabinets - 1no. back-up power 10kVA diesel … Land West Of Court Drove Court Drove Overbridge Overton Hampshire RG25 3ES | - | - | Pending | |
| 26/01080/FUL | Erection of a replacement ancillary outbuilding to provide home office, gym and … Woodside Cottage Haughurst Hill Baughurst Hampshire RG26 5JR | - | - | Pending | |
| 26/01076/FUL | Change of use from Residential Dwelling (Class C3) to Residential Care Home (Cla… 34 Wiltshire Crescent Basingstoke Hampshire RG22 5FE | 1 | £375,000 | Pending | |
| 26/01072/FUL | Construction of 8no. dwellings, garages, and associated works with access onto W… Land At East Of Wield Road Preston Candover Hampshire | - | - | Pending |
Deal intelligence
Key schemes
in Basingstoke.
Indicative appraisals of the largest residential schemes in the Basingstoke planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £66.2M in combined GDV across 168 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land East Of Newbury College Monks Lane Newbury Berkshire
£29.5M
Estimated GDV
Units
75
GDV / Unit
£394k
Build Cost (Range)
£11.5M–£14.5M
Residual Land Value
£4.1M
GDV estimated from the HM Land Registry blended median of £375,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £4,147,000 (£55k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £29.5M |
| Construction (5,100 sqm @ £2,550/sqm mid) | −£13.0M |
| Externals, fees & contingency | −£3.8M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.4M |
| Developer profit target (17.5% on GDV) | −£5.2M |
| Implied residual land value | £4.1M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land Adjacent To Wyke Down Farm Walworth Road Picket Piece Hampshire SP11 6LX
£26.8M
Estimated GDV
Units
68
GDV / Unit
£394k
Build Cost (Range)
£10.4M–£13.2M
Residual Land Value
£3.8M
GDV estimated from the HM Land Registry blended median of £375,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £3,761,000 (£55k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £26.8M |
| Construction (4,624 sqm @ £2,550/sqm mid) | −£11.8M |
| Externals, fees & contingency | −£3.5M |
| Finance (65% LTGDV, 24m) & sales costs | −£3.1M |
| Developer profit target (17.5% on GDV) | −£4.7M |
| Implied residual land value | £3.8M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Residential Development Awaiting decision
Land At Weston Mark Weston Road Upton Grey Hampshire
£9.8M
Estimated GDV
Units
25
GDV / Unit
£394k
Build Cost (Range)
£4.8M–£6.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £375,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £9.8M |
| Construction (2,125 sqm @ £2,550/sqm mid) | −£5.4M |
| Externals, fees & contingency | −£1.4M |
| Finance (65% LTGDV, 18m) & sales costs | −£974k |
| Developer profit target (17.5% on GDV) | −£1.7M |
| Implied residual land value | Marginal |
Broker insight: For a 25-unit scheme in Basingstoke, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry blended median of £375,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Basingstoke.
1,915 residential transactions in the last twelve months. Median sold price £375,000 (+2.2% YoY). 9 new-build transactions with a +31.2% premium over existing stock.
Detached
£571,250
Semi-Detached
£400,000
Terraced
£311,500
Flat
£190,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 26 Jun 2026 | 9, DAFFODIL CLOSERG22 5RD | Semi-Detached | £425,000 | Freehold |
| 25 Jun 2026 | 89, LONDON ROADRG28 7LX | Semi-Detached | £425,000 | Freehold |
| 24 Jun 2026 | 3, SULLIVAN ROADRG22 4DP | Semi-Detached | £320,000 | Freehold |
| 24 Jun 2026 | 47, PENRITH ROADRG21 8XN | Terraced | £288,500 | Freehold |
| 24 Jun 2026 | FLAT 10, KINGSVALE COURT, PITTARD ROADRG21 8UF | Flat | £160,000 | Leasehold |
| 22 Jun 2026 | 8, FULLERTON WAYRG26 3YN | Detached | £652,500 | Freehold |
| 19 Jun 2026 | 3, SKIPPETTS GARDENSRG21 3FB | Flat | £200,000 | Leasehold |
| 19 Jun 2026 | 55, SHERIDAN CRESCENTRG26 5HQ | Detached | £625,000 | Freehold |
| 19 Jun 2026 | 58, UPTON CRESCENTRG21 5SW | Flat | £210,000 | Leasehold |
| 19 Jun 2026 | 3, ST BARBARAS CLOSERG26 5UZ | Terraced | £355,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Basingstoke & Deane Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Basingstoke deals.
Typical pricing for bridging finance in Basingstoke. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Basingstoke
An indicative appraisal for a nine-unit residential scheme priced at Basingstoke's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£3,780,000
Loan Amount
£2,457,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Basingstoke
— answered.
How active is the development pipeline in Basingstoke?
The Basingstoke & Deane Borough Council planning register currently shows 78 residential applications awaiting decision in Basingstoke, together proposing 208 units — the largest single scheme proposes 75 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Basingstoke Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £370,000, 1,981 sales, +0.6% YoY. Hampshire county.
5 min read
Hampshire Property Market: Prices, Trends & Development Finance, End of H1 2026
10 towns analysed. Median price £346,500, 14,700 transactions, -0.4% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Basingstoke and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Basingstoke,
Hampshire.
Adjacent products
Other services
in Basingstoke.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets