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Hampshire

Andover
development finance.

Expert property development finance in Andover, Hampshire. Median price £350,000, 1,458 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Andover dealOr call +44 20 3816 3693
Median price
£350k
Sales (12m)
1,458
YoY change
-4.1%
Southampton waterfront with boats

Andover, Hampshire

Property finance
in Andover.

Andover - army garrison town with steady housing demand and development land availability. With a median property price of £350,000 and 1,458 transactions in the last twelve months, Andover represents a healthy market with prices down 4.1% year-on-year.

Detached homes command a median of £563,750 while flats average £178,000, reflecting the breadth of Andover's residential market. Terraced houses sit at £290,000, offering developers a range of scheme types from conversions to ground-up residential.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Andover and the wider Hampshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Andover Property Market ReportHampshire County Market Report

The capital stack

Seven funding routes for
every Andover scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Andover developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Andover

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Andover

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Andover

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Andover

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Andover

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Andover

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Andover

Live market data

Andover
market snapshot.

HM Land Registry sold-price data for Andover over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£350,000
Sales (12m)
1,458
YoY change
-4.1%
Pipeline units
460
Pipeline GDV
£160.6M

Andover development appraisal

Model the numbers
for your scheme.

Pre-populated with Andover median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Andover median prices. Adjust to match your scheme.

£
£
£
%

Build cost pre-filled at £2,550/sqm (regional benchmark) for a 6-unit scheme. Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£2,228,850
Senior Debt (65% LTGDV)£1,463,800
Equity Required£765,050
Interest (18m)£164,678
Profit on Cost-5.9%
Senior Debt£1,463,800
Equity£765,050
Get Terms for This Scheme

Land Registry data

Recent property sales
in Andover.

1,458 residential transactions in the last twelve months. Median sold price £350,000 (-4.1% YoY). 6 new-build transactions with a +8% premium over existing stock.

Detached

£563,750

Semi-Detached

£347,500

Terraced

£290,000

Flat

£178,000

DateAddressTypePrice
25 Jun 202634, ROMNEY ROADSP11 6GHSemi-Detached£335,000
24 Jun 202643, COACHWAYSSP10 2SJTerraced£260,000
23 Jun 202634, HODINOTT CLOSESO51 0BBDetached£822,500
22 Jun 202659, SOUTH VIEW GARDENSSP10 2AQDetached£477,500
19 Jun 202617, BYNG WALKSP10 1PRSemi-Detached£215,000
18 Jun 2026278, PILGRIMS WAYSP10 5HXTerraced£210,000
17 Jun 202642, AVON CRESCENTSO51 5PYSemi-Detached£282,000
15 Jun 202695, LAUNCELOT CLOSESP10 4BYTerraced£220,000
12 Jun 202626, ROBERTS ROADSO21 3RYSemi-Detached£330,000
12 Jun 202612, KINGFISHERSSP9 7USSemi-Detached£330,000

Planning pipeline

Planning activity
in Andover.

10 residential applications awaiting decision
·451 units in pipeline·£157.8M estimated GDV

Current Applications

RefProposalUnitsEst. GDVStatus
26/01476/PDQN

Application to determine if prior approval is required for a proposed change of …

Agricultural Barn East Of Manor Farm Down Road Kimpton Hampshire

3£1.1MPending
26/01458/PIPN

Application for permission in principle for construction of 4-6 dwellings with a…

Land Adjacent To Hillside Cottages Cocum Road Barton Stacey Winchester Hampshire SO21 3RJ

6£2.1MPending
26/01427/FULLN

Erection of 4 dwellings, including 1 accessible dwelling for C2/C3 use (resident…

Land To The Rear Of Greenacre Walworth Road Picket Piece Andover Hampshire SP11 6LY

4£1.4MPending
26/01397/FULLS

Conversion of agricultural building (with extant consent for a Use Class C3 dwel…

Beaters Barn Kimbridge Farm Kimbridge Lane Kimbridge Romsey Hampshire SO51 0LE

1£350,000Pending
26/01347/OUTS

Outline application for development of up to 40 dwellings with access via Hoe La…

Land South Of Hoe Lane North Baddesley Hampshire

40£14.0MPending

Source: HM Land Registry price paid data, 12 months to August 2026 · Test Valley Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Common questions

Property finance in Andover
— answered.

What is the average property price in Andover?
The median property price in Andover is £350,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £563,750, semi-detached properties at £347,500, terraced houses at £290,000, flats at £178,000.
Is Andover a good area for property development?
Andover recorded 1,458 property transactions in the last 12 months, with prices adjusting 4.1% year-on-year - creating potential value opportunities for developers. Army garrison town with steady housing demand and development land availability. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Andover?
We arrange the full range of property development finance in Andover: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Andover?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Andover?
Development finance rates for Andover projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.1M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

Hidden Arrangement Fees in Development Finance: What Lenders Don't Tell You

9 min read read

Insurance Requirements in Development Finance: Costs You Can't Avoid

9 min read read

Building Control Fees and Development Finance: Satisfying Lender Requirements

9 min read read

Development Exit Finance: Avoiding Default When Sales Are Slow

12 min read read
View all guides

Where we fund

Andover,
Hampshire.

Nearby markets

Adjacent towns
we also fund.

Southampton

Median · £255,000

Port city with major waterfront regeneration and growing student population from two universities

Portsmouth

Median · £255,000

Naval city with waterfront development opportunities and strong rental demand from military personnel

Winchester

Median · £460,000

Historic cathedral city commanding premium values with conservation area development opportunities

Basingstoke

Median · £375,000

M3 corridor commercial hub with corporate headquarters presence and growing residential demand

Farnborough

Median · £373,750

Defence and aviation hub with commercial property demand and Blackwater Valley growth

Eastleigh

Median · £335,000

Southampton overspill town with good rail links and growing town centre regeneration

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Andover and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693