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Hampshire

Andover
development finance.

Expert property development finance in Andover, Hampshire. Median price £345,000, 1,288 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Andover dealOr call +44 20 3816 3693
Median price
£345k
Sales (12m)
1,288
YoY change
-5.5%
Southampton waterfront with boats

Andover, Hampshire

Property finance
in Andover.

Andover - army garrison town with steady housing demand and development land availability. With a median property price of £345,000 and 1,288 transactions in the last twelve months, Andover represents a healthy market with prices down 5.5% year-on-year.

Detached homes command a median of £555,000 while flats average £175,000, reflecting the breadth of Andover's residential market. New-build activity is notable, with 14 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Andover and the wider Hampshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Andover Property Market ReportHampshire County Market Report

The capital stack

Seven funding routes for
every Andover scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Andover developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Andover

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Andover

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Andover

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Andover

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Andover

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Andover

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Andover

Live market data

Andover
market snapshot.

HM Land Registry sold-price data for Andover over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£345,000
Sales (12m)
1,288
YoY change
-5.5%
Approved (12m)
0
Pipeline units
5,243
Pipeline GDV
£1800.8M

Andover development appraisal

Model the numbers
for your scheme.

Pre-populated with Andover median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Andover median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,515,480
Senior Debt (65% LTGDV)£1,349,400
Equity Required£166,080
Interest (18m)£151,808
Profit on Cost24.5%
Senior Debt£1,349,400
Equity£166,080
Get Terms for This Scheme

Land Registry data

Recent property sales
in Andover.

1,288 residential transactions in the last twelve months. Median sold price £345,000 (-5.5% YoY). 14 new-build transactions with a -35.5% premium over existing stock.

Detached

£555,000

Semi-Detached

£346,000

Terraced

£286,000

Flat

£175,000

DateAddressTypePrice
23 Feb 202623, WESSEX GARDENSSO51 5RDTerraced£280,000
23 Feb 2026124, JUNCTION ROADSP10 3JBDetached£562,500
20 Feb 2026THE PARTRIDGES, HORSEBRIDGE ROADSO20 8BGDetached£725,000
20 Feb 20268, WINDSOR ROADSP10 3HXTerraced£340,000
20 Feb 20263, WATERWORKS COTTAGES, NEW ROADSO51 0NLSemi-Detached£315,000
20 Feb 202682SP10 4AWSemi-Detached£465,000
20 Feb 202665, HORSESHOE DRIVESO51 7TPDetached£740,000
19 Feb 202619, RECTORY PLACESP11 0PZDetached£335,000
17 Feb 202624, ST BLAIZE ROADSO51 7LWTerraced£270,000
17 Feb 2026DOCTORS CORNER, THE ABBEYSO51 8ENDetached£1,260,000

Planning pipeline

Planning activity
in Andover.

0 approved (12m)
·
13 pending
·1,417 units in pipeline·£488.5M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
26/00963/OUTN

Outline - Sever land and erect terrace of 7 houses with parking and car port, wi…

Strathmore Veterinary Clinic 6 London Road Andover Hampshire SP10 2PH

7£2.0MPending
26/00947/FULLS

Demolition of three agricultural buildings (two with extant consent for a C3 dwe…

Land Opposite Gardeners Farm Flowers Lane Plaitford Hampshire

1£345,000Pending
26/00917/OUTN

Outline - Residential Development of up to 62 dwellings and community car park, …

Land At OS Ref 433004 143187 Duck Street Abbotts Ann Hampshire

62£21.4MPending
26/00912/SCRN

Screening opinion under the Environment Impact Assessment Regulations 2017 (as a…

Land South Of Finkley Road Finkley Andover Hampshire

--Pending
26/00736/OUTN

Outline - Erection of up to 400 dwellings (C3), public open space, play space, l…

Land At OS Ref 428247 150371 Andover Road Faberstown Ludgershall Hampshire

400£138.0MPending

Common questions

Property finance in Andover
— answered.

What is the average property price in Andover?
The median property price in Andover is £345,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £555,000, semi-detached properties at £346,000, terraced houses at £286,000, flats at £175,000.
Is Andover a good area for property development?
Andover recorded 1,288 property transactions in the last 12 months, with prices adjusting 5.5% year-on-year - creating potential value opportunities for developers. Army garrison town with steady housing demand and development land availability. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Andover?
We arrange the full range of property development finance in Andover: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Andover?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Andover?
Development finance rates for Andover projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.1M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

Hidden Arrangement Fees in Development Finance: What Lenders Don't Tell You

9 min read read

Insurance Requirements in Development Finance: Costs You Can't Avoid

9 min read read

Building Control Fees and Development Finance: Satisfying Lender Requirements

9 min read read

Development Exit Finance: Avoiding Default When Sales Are Slow

12 min read read
View all guides

Where we fund

Andover,
Hampshire.

Nearby markets

Adjacent towns
we also fund.

Southampton

Median · £248,750

Port city with major waterfront regeneration and growing student population from two universities

Portsmouth

Median · £254,750

Naval city with waterfront development opportunities and strong rental demand from military personnel

Winchester

Median · £450,000

Historic cathedral city commanding premium values with conservation area development opportunities

Basingstoke

Median · £367,000

M3 corridor commercial hub with corporate headquarters presence and growing residential demand

Farnborough

Median · £357,000

Defence and aviation hub with commercial property demand and Blackwater Valley growth

Eastleigh

Median · £330,000

Southampton overspill town with good rail links and growing town centre regeneration

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Andover and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693