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Hampshire

Andover
development finance.

Expert property development finance in Andover, Hampshire. Median price £350,000, 1,383 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Andover dealOr call +44 20 3816 3693
Median price
£350k
Sales (12m)
1,383
YoY change
-4.1%
Southampton waterfront with boats

Andover, Hampshire

Property finance
in Andover.

Andover - army garrison town with steady housing demand and development land availability. With a median property price of £350,000 and 1,383 transactions in the last twelve months, Andover represents a healthy market with prices down 4.1% year-on-year.

Detached homes command a median of £560,000 while flats average £180,000, reflecting the breadth of Andover's residential market. New-build activity is notable, with 12 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Andover and the wider Hampshire area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Andover Property Market ReportHampshire County Market Report

The capital stack

Seven funding routes for
every Andover scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Andover developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Andover

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Andover

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Andover

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Andover

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Andover

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Andover

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Andover

Live market data

Andover
market snapshot.

HM Land Registry sold-price data for Andover over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£350,000
Sales (12m)
1,383
YoY change
-4.1%
Approved (12m)
0
Pipeline units
1,422
Pipeline GDV
£497.3M

Andover development appraisal

Model the numbers
for your scheme.

Pre-populated with Andover median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Andover median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,511,100
Senior Debt (65% LTGDV)£1,345,500
Equity Required£165,600
Interest (18m)£151,369
Profit on Cost24.5%
Senior Debt£1,345,500
Equity£165,600
Get Terms for This Scheme

Land Registry data

Recent property sales
in Andover.

1,383 residential transactions in the last twelve months. Median sold price £350,000 (-4.1% YoY). 12 new-build transactions with a +14.2% premium over existing stock.

Detached

£560,000

Semi-Detached

£345,000

Terraced

£290,000

Flat

£180,000

DateAddressTypePrice
29 Apr 2026FLAT 30, WINCHESTER COURT, SUTHERLAND CLOSESO51 7TXFlat£120,000
24 Apr 202681, THE CRESCENTSP10 3BJTerraced£335,000
24 Apr 202610, ST SWITHUNS COURT, GROVE PLACESO16 0ALFlat£270,000
24 Apr 202622, PALMERSTON STREETSO51 8GGTerraced£285,000
23 Apr 20268, HARVEST ROADSO53 4HFDetached£570,000
22 Apr 20266, BROCADE ROADSP11 6SWFlat£215,000
22 Apr 2026GLENSIDE, STATION ROADSO20 6AWDetached£625,000
20 Apr 20265, ADDISON CLOSESO51 7TLTerraced£425,000
20 Apr 20269, HORSEFAIR HOUSE, THE HORSEFAIRSO51 8LLFlat£355,000
20 Apr 202625, WINCHESTER ROADSO51 8ABTerraced£475,000

Planning pipeline

Planning activity
in Andover.

0 approved (12m)
·
14 pending
·1,422 units in pipeline·£497.3M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
26/01326/SCRS

Screening Opinion under the Town and Country Planning (Environmental Impact Asse…

Land South Of Castle Lane North Baddesley Southampton Hampshire SO52 9LZ

300£105.0MPending
26/01245/OUTS

Outline - Erection of up to 51 dwellings (all matters reserved except access)

Land At Crawley Hill Crawley Hill West Wellow Hampshire

51£17.9MPending
26/01080/VARN

Variation of condition 02 (approved plans) of 24/02978/FULLN (Demolition of 11 b…

The Lake House Nuns Walk Longparish Andover Hampshire SP11 6QL

1£350,000Pending
26/00985/OUTS

Outline planning application for residential development of up to 40 dwellings w…

Hasley Meadows Horsebridge Road Broughton Hampshire

40£14.0MPending
26/00963/OUTN

Outline - Sever land and erect terrace of 7 houses with parking and car port, wi…

Strathmore Veterinary Clinic 6 London Road Andover Hampshire SP10 2PH

7£2.1MPending

Common questions

Property finance in Andover
— answered.

What is the average property price in Andover?
The median property price in Andover is £350,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £560,000, semi-detached properties at £345,000, terraced houses at £290,000, flats at £180,000.
Is Andover a good area for property development?
Andover recorded 1,383 property transactions in the last 12 months, with prices adjusting 4.1% year-on-year - creating potential value opportunities for developers. Army garrison town with steady housing demand and development land availability. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Andover?
We arrange the full range of property development finance in Andover: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Andover?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Andover?
Development finance rates for Andover projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £2.1M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

Hidden Arrangement Fees in Development Finance: What Lenders Don't Tell You

9 min read read

Insurance Requirements in Development Finance: Costs You Can't Avoid

9 min read read

Building Control Fees and Development Finance: Satisfying Lender Requirements

9 min read read

Development Exit Finance: Avoiding Default When Sales Are Slow

12 min read read
View all guides

Where we fund

Andover,
Hampshire.

Nearby markets

Adjacent towns
we also fund.

Southampton

Median · £250,000

Port city with major waterfront regeneration and growing student population from two universities

Portsmouth

Median · £250,000

Naval city with waterfront development opportunities and strong rental demand from military personnel

Winchester

Median · £460,000

Historic cathedral city commanding premium values with conservation area development opportunities

Basingstoke

Median · £372,000

M3 corridor commercial hub with corporate headquarters presence and growing residential demand

Farnborough

Median · £360,000

Defence and aviation hub with commercial property demand and Blackwater Valley growth

Eastleigh

Median · £331,000

Southampton overspill town with good rail links and growing town centre regeneration

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Andover and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693