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Stockport, Greater Manchester
Bridging Finance
in Stockport
Expert bridging finance for property developers in Stockport. We connect you with competitive funding from our panel of 100+ lenders.
Stockport, Greater Manchester
Bridging Finance
in Stockport.
Live market data
Stockport
market snapshot.
HM Land Registry sold-price data for Stockport over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £300,000
- Sales (12m)
- 3,418
- YoY change
- +1.7%
- Pipeline units
- 950
- Pipeline GDV
- £284.2M
Planning pipeline
Planning activity
in Stockport.
8 residential applications awaiting decision
·415 units in pipeline·£83.6M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DC/099245 | Demolition of existing buildings and erection of up to 4 dwellings Ramillies Hall School Ramillies Avenue Cheadle Hulme Cheadle SK8 7AJ | 4 | £1.2M | Pending | |
| DC/099203 | Lawful Development Certificate Proposed : The application proposes the change of… 35 Crescent Road Portwood Stockport SK1 2QQ | 1 | £300,000 | Pending | |
| DC/099095 | Lawful Development Certificate for Proposed Use: Change of use from C3 dwelling … 50 Kennerley Road Davenport Stockport SK2 6EY | 1 | £300,000 | Pending | |
| DC/099364 | Construction of up to 9 dwellinghouses (Permission in Principle Application) Car Park Of Rock Tavern Glossop Road Marple Bridge Stockport SK6 5RX | - | - | Pending | |
| DC/099219 | Outline planning application with all matters reserved for up to 75 dwellings (U… Land North Of Buxton Road Hazel Grove | 75 | £22.5M | Pending |
Deal intelligence
Key schemes
in Stockport.
Indicative appraisals of the largest residential schemes in the Stockport planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £83.6M in combined GDV across 396 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Vitality House 217 Wellington Road South Heaviley Stockport SK2 6NG
£50.2M
Estimated GDV
Units
290
GDV / Unit
£173k
Build Cost (Range)
£33.8M–£42.9M
Residual Land Value
Tight
GDV estimated from the HM Land Registry flat median of £165,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £50.2M |
| Construction (18,270 sqm @ £2,100/sqm mid) | −£38.4M |
| Externals, fees & contingency | −£11.3M |
| Finance (65% LTGDV, 24m) & sales costs | −£5.8M |
| Developer profit target (17.5% on GDV) | −£8.8M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land North Of Buxton Road Hazel Grove
£23.6M
Estimated GDV
Units
75
GDV / Unit
£315k
Build Cost (Range)
£9.4M–£12.0M
Residual Land Value
£2.9M
GDV estimated from the HM Land Registry blended median of £300,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £2,923,000 (£39k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £23.6M |
| Construction (5,100 sqm @ £2,100/sqm mid) | −£10.7M |
| Externals, fees & contingency | −£3.1M |
| Finance (65% LTGDV, 24m) & sales costs | −£2.7M |
| Developer profit target (17.5% on GDV) | −£4.1M |
| Implied residual land value | £2.9M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Residential Development Awaiting decision
Land South Of Mill Lane Hazel Grove Stockport
£9.8M
Estimated GDV
Units
31
GDV / Unit
£315k
Build Cost (Range)
£3.9M–£5.0M
Residual Land Value
£1.5M
GDV estimated from the HM Land Registry blended median of £300,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £1,489,000 (£48k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £9.8M |
| Construction (2,108 sqm @ £2,100/sqm mid) | −£4.4M |
| Externals, fees & contingency | −£1.2M |
| Finance (65% LTGDV, 18m) & sales costs | −£966k |
| Developer profit target (17.5% on GDV) | −£1.7M |
| Implied residual land value | £1.5M |
Broker insight: For a 31-unit scheme in Stockport, we would typically structure senior debt at 60-65% LTGDV with mezzanine available to reduce equity to as little as 10%. Run an appraisal to model your returns.
Appraisal assumptions
- GDV: HM Land Registry flat median of £165,000 plus a 5% new-build premium (assumed).
- Build cost: £1,850-£2,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 63 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Stockport.
3,418 residential transactions in the last twelve months. Median sold price £300,000 (+1.7% YoY). 17 new-build transactions with a +106% premium over existing stock.
Detached
£525,000
Semi-Detached
£325,000
Terraced
£235,000
Flat
£165,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 29 Jun 2026 | 78, HIGHFIELD ROADSK8 6EW | Detached | £560,000 | Leasehold |
| 26 Jun 2026 | 24, RICROFT ROADSK6 5JR | Terraced | £377,000 | Leasehold |
| 24 Jun 2026 | 46, VICTORIA ROADSK1 4AT | Terraced | £208,000 | Leasehold |
| 24 Jun 2026 | 1, RICROFT ROADSK6 5JR | Semi-Detached | £340,000 | Leasehold |
| 24 Jun 2026 | FLAT 20, TATTON COURT, 35, DERBY ROADSK4 4NL | Flat | £130,000 | Leasehold |
| 23 Jun 2026 | FLAT 2, WOODSTOCK COURT, 4, ARKWRIGHT ROADSK6 7DE | Flat | £170,000 | Leasehold |
| 19 Jun 2026 | 16, SOUTHDOWN CRESCENTSK8 6EQ | Detached | £670,000 | Freehold |
| 19 Jun 2026 | 21, WINDERMERE ROADSK1 4NW | Semi-Detached | £280,000 | Freehold |
| 19 Jun 2026 | 59, WILLOW AVENUESK8 6BD | Terraced | £88,071 | Leasehold |
| 19 Jun 2026 | FLAT 7, ROMANY COURT, 286, WELLINGTON ROAD NORTHSK4 2QS | Flat | £130,000 | Leasehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Stockport Metropolitan Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Stockport deals.
Typical pricing for bridging finance in Stockport. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Stockport
An indicative appraisal for a nine-unit residential scheme priced at Stockport's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£3,071,000
Loan Amount
£1,996,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Stockport
— answered.
How active is the development pipeline in Stockport?
The Stockport Metropolitan Borough Council planning register currently shows 8 residential applications awaiting decision in Stockport, together proposing 415 units — the largest single scheme proposes 290 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Stockport Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £300,000, 3,474 sales, +2.7% YoY. Greater Manchester county.
5 min read
Greater Manchester Property Market: Prices, Trends & Development Finance, End of H1 2026
10 towns analysed. Median price £213,675, 28,132 transactions, +0.9% YoY.
Recent deals
Property finance deals
in Stockport, Greater Manchester.
Real schemes we have structured for developers in Stockport, Greater Manchester. Sanitised for confidentiality, anchored in actual terms issued.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Stockport and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Stockport,
Greater Manchester.
Adjacent products
Other services
in Stockport.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV