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Stockport, Greater Manchester
Bridging Finance
in Stockport
Expert bridging finance for property developers in Stockport. We connect you with competitive funding from our panel of 100+ lenders.
Stockport, Greater Manchester
Bridging Finance
in Stockport.
Live market data
Stockport
market snapshot.
HM Land Registry sold-price data for Stockport over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £305,000
- Sales (12m)
- 4,858
- YoY change
- +5.2%
- Approved (recent)
- 29
- Pipeline units
- 2,767
- Pipeline GDV
- £811.9M
Planning pipeline
Planning activity
in Stockport.
29 approved (last 12 months)
·155 pending
·2,767 units in pipeline·£811.9M estimated GDV·85% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DC/092096 | Proposed conversion, subdivision and alteration of existing commercial unit into… 111-117 Stockport Road Edgeley Stockport SK3 0JE | - | - | Pending | 30/03/2026 |
| DC/095305 | Modification of Section 106 legal agreement under planning permission ref: DC/07… Stopford Park/Stockport College | - | - | Pending | 23/03/2026 |
| DC/094897 | Change of use of existing residential dwelling (use class C3) to 8-bedroom singl… 12 Station Road North Reddish Stockport SK5 6LT | 1 | £305,000 | Pending | 23/03/2026 |
| DC/093212 | Change of use from commercial premises at ground and first floor to 2 no. 1 bedr… 65 Broadstone Road North Reddish Stockport SK5 7AR | 1 | £165,000 | Pending | 20/03/2026 |
| DC/093676 | Demolition of existing bungalow and garages, and erection of two detached dormer… 2A Montrose Avenue Woodsmoor Stockport SK2 7DU | 2 | £1.0M | Pending | 13/03/2026 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| DC/097149 | Demolition of existing dwelling and detached garage and construction of a replac… 463 Chester Road Woodford Stockport SK7 1PR | - | - | Pending | |
| DC/097146 | 1) Extension and Conversion of Existing Outbuilding to Granny Annexe 2) Installa… 6 Edgeley Road Edgeley Stockport SK3 9NB | 1 | £305,000 | Pending | |
| DC/097466 | Construction of single story extension to rear of property, removal of pitched r… 53 Cambridge Drive Woodley Stockport SK6 1HZ | - | - | Pending | |
| DC/097442 | Outline planning application with all matters reserved except for access for the… Land Off Hall Moss Lane Bramhall Stockport | - | - | Pending | |
| DC/097413 | Application to determine if prior approval is required for a proposed: Change of… 15 Alldis Street Great Moor Stockport SK2 7PA | 1 | £165,000 | Pending |
Deal intelligence
Key schemes
in Stockport.
Indicative appraisals of the largest residential schemes in the Stockport planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £276.4M in combined GDV across 884 units, with indicative capital stacks for each.
Major Residential Development Awaiting decision
Land South Of Hyde East And West Of Stockport Road Hyde
£134.2M
Estimated GDV
Units
440
GDV / Unit
£305k
Build Cost (Range)
£34.4M–£43.7M
Residual Land Value
£44.8M
GDV estimated from the HM Land Registry blended median of £305,000. At benchmark build costs, the implied residual land value is £44,769,000 (£102k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £134.2M |
| Construction (29,920 sqm @ £1,300/sqm mid) | −£38.9M |
| Externals, fees & contingency | −£11.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£15.4M |
| Developer profit target (17.5% on GDV) | −£23.5M |
| Implied residual land value | £44.8M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Gatley Golf Club Motcombe Road Heald Green Cheadle SK8 3TW
£78.1M
Estimated GDV
Units
244
GDV / Unit
£320k
Build Cost (Range)
£30.7M–£39.0M
Residual Land Value
£10.4M
GDV estimated from the HM Land Registry blended median of £305,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £10,418,000 (£43k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £78.1M |
| Construction (16,592 sqm @ £2,100/sqm mid) | −£34.8M |
| Externals, fees & contingency | −£10.2M |
| Finance (65% LTGDV, 24m) & sales costs | −£9.0M |
| Developer profit target (17.5% on GDV) | −£13.7M |
| Implied residual land value | £10.4M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Demolition & New Build Awaiting decision
Land Off Lytham Drive Bramhall Stockport SK7 2LD
£64.0M
Estimated GDV
Units
200
GDV / Unit
£320k
Build Cost (Range)
£25.2M–£32.0M
Residual Land Value
£8.5M
GDV estimated from the HM Land Registry blended median of £305,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £8,538,000 (£43k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £64.0M |
| Construction (13,600 sqm @ £2,100/sqm mid) | −£28.6M |
| Externals, fees & contingency | −£8.4M |
| Finance (65% LTGDV, 24m) & sales costs | −£7.4M |
| Developer profit target (17.5% on GDV) | −£11.2M |
| Implied residual land value | £8.5M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £305,000.
- Build cost: £1,150-£1,460/sqm (conversion, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 8%, contingency 7.5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Stockport.
4,858 residential transactions in the last twelve months. Median sold price £305,000 (+5.2% YoY). 37 new-build transactions with a +60% premium over existing stock.
Detached
£512,500
Semi-Detached
£325,000
Terraced
£235,000
Flat
£165,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 27 Jul 2026 | 9, FIRS ROADSK8 4JT | Detached | £755,500 | Freehold |
| 27 Jul 2026 | 18, WOODSTOCK AVENUESK8 7LD | Terraced | £380,000 | Leasehold |
| 27 Jul 2026 | 38, PEEL MOAT ROADSK4 4PH | Detached | £850,000 | Freehold |
| 24 Jul 2026 | 8, LONGNOR ROADSK7 6ET | Detached | £475,000 | Leasehold |
| 24 Jul 2026 | 7, HIGHCROFT ROADSK6 4PS | Detached | £300,000 | Leasehold |
| 24 Jul 2026 | FLAT 18, WHITEGATES, WILMSLOW ROADSK8 1HG | Flat | £193,000 | Leasehold |
| 24 Jul 2026 | 89, VIENNA ROADSK3 9QQ | Terraced | £217,000 | Freehold |
| 24 Jul 2026 | 89, INGLETON ROADSK3 9NR | Semi-Detached | £258,500 | Freehold |
| 24 Jul 2026 | 132, STOCKPORT ROADSK3 0JE | Semi-Detached | £410,000 | Freehold |
| 24 Jul 2026 | 7, FURNESS ROADSK8 7PX | Semi-Detached | £358,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Stockport Metropolitan Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Stockport deals.
Typical pricing for bridging finance in Stockport. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Stockport
An indicative appraisal for a nine-unit residential scheme priced at Stockport's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£3,071,000
Loan Amount
£1,996,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Stockport
— answered.
How active is the development pipeline in Stockport?
The Stockport Metropolitan Borough Council planning register currently shows 155 residential applications awaiting decision in Stockport, together proposing 2,631 units — the largest single scheme proposes 440 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Stockport Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £305,000, 4,858 sales, +5.2% YoY. Greater Manchester county.
6 min read
Greater Manchester Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
10 towns analysed. Median price £215,500, 40,390 transactions, +1.6% YoY.
Recent deals
Property finance deals
in Stockport, Greater Manchester.
Real schemes we have structured for developers in Stockport, Greater Manchester. Sanitised for confidentiality, anchored in actual terms issued.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Stockport and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Stockport,
Greater Manchester.
Adjacent products
Other services
in Stockport.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV