ccConstruction Capital

Independent London brokerage. 25+ years of property-finance experience, distilled into one principal.

+44 20 3816 3693matt.lenzie@construction-capital.co.uk

London, United Kingdom

Services

  • Development Finance
  • Mezzanine Finance
  • Bridging Loans
  • Equity & JV
  • Refurbishment
  • Commercial Mortgages
  • Development Exit

The firm

  • About Matt Lenzie
  • Case Studies
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  • Contact
  • Start a deal

Resources

  • Market Reports
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Nationwide coverage

All locations

London & South East

  • London
  • Kent
  • Surrey
  • Sussex
  • Hampshire
  • Berkshire
  • Hertfordshire
  • Essex

South West

  • Bristol
  • Somerset
  • Devon
  • Cornwall
  • Dorset
  • Gloucestershire

Midlands

  • Birmingham
  • Warwickshire
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  • Lincolnshire

North

  • Manchester
  • Leeds
  • Liverpool
  • Lancashire
  • Newcastle
  • York

Scotland & Wales

  • Edinburgh
  • Glasgow
  • Cardiff
  • Swansea

Construction Capital is an independent commercial finance brokerage arranging funding for UK property developers and investors. Property development finance, commercial bridging and other business-purpose lending are not regulated activities under FSMA 2000 and are not regulated by the Financial Conduct Authority.

Where a product is a regulated activity — for example, bridging secured on a borrower’s main residence — we arrange it through lenders who hold the relevant FCA permissions. We are not an FCA-authorised firm. Every offer is subject to the lender’s underwriting, valuation and legal due diligence.

Construction Capital is a trading name of Lenzie Consulting Ltd, a company registered in England & Wales under company number 08174104. Registered office: Lynch Farm, The Lynch, Kensworth, Dunstable, Bedfordshire LU6 3QZ.

© 2026 Construction Capital. All rights reserved.

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  1. Home/
  2. Locations/
  3. Greater Manchester/
  4. Manchester/
  5. Bridging Finance

Manchester, Greater Manchester

Bridging Finance
in Manchester

Expert bridging finance for property developers in Manchester. We connect you with competitive funding from our panel of 100+ lenders.

Get bridging finance termsOr call +44 20 3816 3693
Manchester skyline with modern developments

Manchester, Greater Manchester

Bridging Finance
in Manchester.

Live market data

Manchester
market snapshot.

HM Land Registry sold-price data for Manchester over the last twelve months, alongside the live local planning pipeline. Updated weekly.

Median price
£245,000
Sales (12m)
4,290
YoY change
+2.1%

Planning pipeline

Planning activity
in Manchester.

0 residential applications awaiting decision
·0 units in pipeline·£0 estimated GDV

Land Registry data

Recent property sales
in Manchester.

4,290 residential transactions in the last twelve months. Median sold price £245,000 (+2.1% YoY). 114 new-build transactions with a +10.1% premium over existing stock.

Detached

£389,950

Semi-Detached

£300,000

Terraced

£235,000

Flat

£200,000

DateAddressTypePriceTenure
26 Jun 2026113, GEORGIA AVENUEM20 1LYSemi-Detached£410,000Freehold
25 Jun 20264, TRAUTMANN CLOSEM14 7GTTerraced£230,000Leasehold
24 Jun 2026103, HORTON ROADM14 7QDTerraced£245,000Freehold
24 Jun 202627, WILSON ROADM9 8BQTerraced£122,000Freehold
23 Jun 20261, THORNBY WALKM23 1FRSemi-Detached£158,000Freehold
22 Jun 20266, WETHERALL STREETM19 3GETerraced£175,000Freehold
19 Jun 202647, GARFIELD AVENUEM19 3LETerraced£270,000Freehold
19 Jun 202661, BRIDGEND CLOSEM12 5HNTerraced£202,000Freehold
19 Jun 2026FLAT 89, 1, VESTA STREETM4 6LUFlat£320,000Leasehold
19 Jun 2026FLAT 3, CHARLES HOUSE, 173, PALATINE ROADM20 2GHFlat£351,500Leasehold

Source: HM Land Registry price paid data, 12 months to August 2026 · Manchester City Council planning register, retrieved May 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.

Indicative terms

Bridging Finance rates
for Manchester deals.

Typical pricing for bridging finance in Manchester. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.

Interest Rate

From 6.5% p.a.

Loan to Value

Up to 70% LTGDV

Typical Term

12-24 months

Arrangement Fee

1-2% of facility

Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.

Representative deal

Example bridging finance
structure.

Illustrative 9-Unit Scheme, Manchester

An indicative appraisal for a nine-unit residential scheme priced at Manchester's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.

GDV

£2,973,000

Loan Amount

£1,932,000

LTV

65% LTGDV

Loan Type

Bridging Finance

Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.

Common questions

Bridging Finance in Manchester
— answered.

Market intelligence

Local market
reports.

5 min read

Manchester Property Market: House Prices, Sold Data & Development Finance, End of H1 2026

Median price £244,500, 4,386 sales, +1.9% YoY. Greater Manchester county.

5 min read

Greater Manchester Property Market: Prices, Trends & Development Finance, End of H1 2026

10 towns analysed. Median price £213,675, 28,132 transactions, +0.9% YoY.

Recent deals

Property finance deals
in Manchester, Greater Manchester.

Real schemes we have structured for developers in Manchester, Greater Manchester. Sanitised for confidentiality, anchored in actual terms issued.

Ground-Up Development

12-Unit Residential Scheme

Structured senior debt for a ground-up residential scheme in South Manchester. Planning secured for 12 apartments across two blocks.

GDV
£3.2M
Leverage
65% LTGDV
View all case studies

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your Bridging Finance enquiry in Manchester and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693

Where we fund

Manchester,
Greater Manchester.

Adjacent products

Other services
in Manchester.

Development Finance

From 6.5% p.a. · Up to 65-70% LTGDV

Mezzanine Finance

From 12% p.a. · Up to 85-90% LTGDV

Bridging Loans

From 0.55% p.m. · Up to 75% LTV

Equity & Joint Ventures

Profit share from 40% · Up to 100% of costs

Refurbishment Finance

From 0.65% p.m. · Up to 75% LTV

Commercial Mortgages

From 5.5% p.a. · Up to 75% LTV

Development Exit Finance

From 0.55% p.m. · Up to 75% LTV

Nearby markets

Adjacent towns
we also fund.

Salford

Stockport

Bolton

Rochdale

Oldham

Bury

Get Terms020 3816 3693