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Bolton, Greater Manchester
Bridging Finance
in Bolton
Expert bridging finance for property developers in Bolton. We connect you with competitive funding from our panel of 100+ lenders.
Bolton, Greater Manchester
Bridging Finance
in Bolton.
Live market data
Bolton
market snapshot.
HM Land Registry sold-price data for Bolton over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £190,000
- Sales (12m)
- 4,251
- YoY change
- +0.5%
- Approved (recent)
- 82
- Pipeline units
- 2,141
- Pipeline GDV
- £398.6M
Planning pipeline
Planning activity
in Bolton.
82 approved (last 12 months)
·65 pending
·2,141 units in pipeline·£398.6M estimated GDV·48% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 21109/25 | ERECTION OF ONE DWELLING, TOGETHER WITH ASSOCIATED INFRASTRUCTURE AND LANDSCAPIN… Land To West Of Dobb Brow Road Dobb Brow Road Bolton BL5 2AZ | 1 | £190,000 | Pending | 29/09/2025 |
| 21325/25 | DEMOLITION OF EXISTING GARAGE AND ERECTION OF AN ATTACHED 1NO. DWELLINGHOUSE IN … 377 Chorley New Road Bolton BL6 6DT | - | - | Pending | 31/10/2025 |
| 21266/25 | ERECTION OF 1 NO. DWELLING. 9 Wood Street Bolton BL5 3AE | 1 | £190,000 | Pending | 22/10/2025 |
| 21261/25 | APPLICATION FOR THE PERMISSION IN PRINCIPLE FOR THE ERECTION OF UP TO NO. 9 DWEL… Land At Stitch Mi Lane Bolton | 9 | £1.7M | Pending | 22/10/2025 |
| 21240/25 | CHANGE OF USE FROM 4NO. APARTMENTS INTO CHILDRENS HOME FOR 3 YOUNG PERSONS 20 Bolton Road Farnworth Bolton BL4 7JW | - | - | Pending | 20/10/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 01734/26 | OUTLINE APPLICATION FOR THE ERECTION OF 1 NO. APARTMENT BLOCK COMPRISING OF 7 NO… Land North Of Westland Avenue Westland Avenue Bolton BL4 9SR | 1 | £107,439 | Pending | 23/09/2026 |
| 01722/26 | CHANGE OF USE OF FIRST AND SECOND FLOORS FROM FUNCTION ROOMS TO 8 NO. SELF CONTA… 128-136 Bradshawgate Bolton BL2 1AY | 8 | £859,512 | Pending | 22/09/2026 |
| 01719/26 | APPLICATION FOR PERMISSION IN PRINCIPLE FOR ERECTION OF 9 NO. DWELLINGS Land To East Of Old Fold Road Old Fold Road Bolton BL5 2BY | 9 | £1.7M | Pending | 21/09/2026 |
| 01705/26 | PRIOR APPROVAL APPLICATION FOR CHANGE OF USE OF FIRST FLOOR FROM RETAIL (CLASS E… 519 Tonge Moor Road Bolton BL2 3BG | 1 | £107,439 | Pending | 18/09/2026 |
| 01702/26 | DEMOLITION OF EXISTING BUILDINGS AND ERECTION OF 35 NO. DWELLINGS TOGETHER WITH … Rigby Taylor House Crown Lane Bolton BL6 5HP | 35 | £6.7M | Pending | 17/09/2026 |
Deal intelligence
Key schemes
in Bolton.
Indicative appraisals of the largest residential schemes in the Bolton planning pipeline (all currently awaiting decision). These 3 schemes represent an estimated £210.1M in combined GDV across 1,053 units, with indicative capital stacks for each.
Demolition & New Build Awaiting decision
Land At Church Wharf Water Street Bolton BL1 1TR
£79.4M
Estimated GDV
Units
398
GDV / Unit
£200k
Build Cost (Range)
£50.1M–£63.6M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £190,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £79.4M |
| Construction (27,064 sqm @ £2,100/sqm mid) | −£56.8M |
| Externals, fees & contingency | −£16.7M |
| Finance (65% LTGDV, 24m) & sales costs | −£9.1M |
| Developer profit target (17.5% on GDV) | −£13.9M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Former Loco Works, Horwich
£68.8M
Estimated GDV
Units
345
GDV / Unit
£200k
Build Cost (Range)
£43.4M–£55.1M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £190,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £68.8M |
| Construction (23,460 sqm @ £2,100/sqm mid) | −£49.3M |
| Externals, fees & contingency | −£14.5M |
| Finance (65% LTGDV, 24m) & sales costs | −£7.9M |
| Developer profit target (17.5% on GDV) | −£12.0M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Demolition & New Build Awaiting decision
Land South Of Wigan Road Wigan Road Bolton BL5 2QZ
£61.8M
Estimated GDV
Units
310
GDV / Unit
£200k
Build Cost (Range)
£39.0M–£49.5M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £190,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £61.8M |
| Construction (21,080 sqm @ £2,100/sqm mid) | −£44.3M |
| Externals, fees & contingency | −£13.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£7.1M |
| Developer profit target (17.5% on GDV) | −£10.8M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £190,000 plus a 5% new-build premium (assumed).
- Build cost: £1,850-£2,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Bolton.
4,251 residential transactions in the last twelve months. Median sold price £190,000 (+0.5% YoY). 92 new-build transactions with a +68.4% premium over existing stock.
Detached
£360,000
Semi-Detached
£220,000
Terraced
£151,000
Flat
£107,439
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 31 Jul 2026 | 17, MILL COURT DRIVEM26 1PY | Flat | £95,000 | Leasehold |
| 29 Jul 2026 | FLAT 30, HEATON COURT GARDENS, CHORLEY NEW ROADBL1 5DG | Flat | £114,000 | Leasehold |
| 27 Jul 2026 | 11, HARRIER CLOSEBL6 4GJ | Flat | £125,000 | Leasehold |
| 27 Jul 2026 | 317, WILLOWS LANEBL3 4HH | Terraced | £140,000 | Leasehold |
| 24 Jul 2026 | 21, PINNACLE DRIVEBL7 9XD | Detached | £320,000 | Leasehold |
| 24 Jul 2026 | 5, HOUGH STREETBL3 4LX | Flat | £87,500 | Leasehold |
| 23 Jul 2026 | 78, STONELEIGH DRIVEM26 1HA | Semi-Detached | £245,000 | Leasehold |
| 23 Jul 2026 | 26, WILKINSON ROADBL1 7BA | Semi-Detached | £212,000 | Freehold |
| 23 Jul 2026 | 48, LAVENDER ROADBL4 0EB | Semi-Detached | £125,000 | Leasehold |
| 23 Jul 2026 | 39, OLDSTEAD GROVEBL3 4XW | Detached | £335,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Bolton Metropolitan Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Bolton deals.
Typical pricing for bridging finance in Bolton. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Bolton
An indicative appraisal for a nine-unit residential scheme priced at Bolton's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,079,000
Loan Amount
£1,351,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Bolton
— answered.
How active is the development pipeline in Bolton?
The Bolton Metropolitan Borough Council planning register currently shows 65 residential applications awaiting decision in Bolton, together proposing 1,015 units — the largest single scheme proposes 310 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Bolton Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £190,000, 4,251 sales, +0.5% YoY. Greater Manchester county.
6 min read
Greater Manchester Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
10 towns analysed. Median price £215,500, 40,390 transactions, +1.6% YoY.
Recent deals
Property finance deals
in Bolton, Greater Manchester.
Real schemes we have structured for developers in Bolton, Greater Manchester. Sanitised for confidentiality, anchored in actual terms issued.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Bolton and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Bolton,
Greater Manchester.
Adjacent products
Other services
in Bolton.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV