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Bolton, Greater Manchester
Bridging Finance
in Bolton
Expert bridging finance for property developers in Bolton. We connect you with competitive funding from our panel of 100+ lenders.
Bolton, Greater Manchester
Bridging Finance
in Bolton.
Live market data
Bolton
market snapshot.
HM Land Registry sold-price data for Bolton over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £190,000
- Sales (12m)
- 2,966
- YoY change
- Flat
- Pipeline units
- 345
- Pipeline GDV
- £65.5M
Planning pipeline
Planning activity
in Bolton.
1 residential applications awaiting decision
·310 units in pipeline·£58.9M estimated GDVCurrent Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 01245/26 | OUTLINE PLANNING APPLICATION FOR THE ERECTION OF UP TO 310 DWELLINGS TOGETHER WI… Land South Of Wigan Road Wigan Road Bolton BL5 2QZ | 310 | £58.9M | Pending | 03/07/2026 |
Deal intelligence
Key schemes
in Bolton.
Indicative appraisals of the largest residential schemes in the Bolton planning pipeline (all currently awaiting decision). These 1 schemes represent an estimated £61.8M in combined GDV across 310 units, with indicative capital stacks for each.
Demolition & New Build Awaiting decision
Land South Of Wigan Road Wigan Road Bolton BL5 2QZ
£61.8M
Estimated GDV
Units
310
GDV / Unit
£200k
Build Cost (Range)
£39.0M–£49.5M
Residual Land Value
Tight
GDV estimated from the HM Land Registry blended median of £190,000 plus a 5% new-build premium (assumed). At benchmark build costs and a 17.5% profit target, viability is tight - land would need to be secured well below prevailing values for this scheme to appraise. Calculate GDV
| Gross Development Value | £61.8M |
| Construction (21,080 sqm @ £2,100/sqm mid) | −£44.3M |
| Externals, fees & contingency | −£13.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£7.1M |
| Developer profit target (17.5% on GDV) | −£10.8M |
| Implied residual land value | Marginal |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £190,000 plus a 5% new-build premium (assumed).
- Build cost: £1,850-£2,350/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Bolton.
2,966 residential transactions in the last twelve months. Median sold price £190,000. 26 new-build transactions with a +78.6% premium over existing stock.
Detached
£360,000
Semi-Detached
£220,000
Terraced
£152,750
Flat
£108,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 22 Jun 2026 | 10, LEIGH STREETBL5 3TG | Terraced | £170,000 | Leasehold |
| 22 Jun 2026 | 9, MAPLE WALKBL3 1AY | Terraced | £230,000 | Freehold |
| 19 Jun 2026 | 28, WESLEY STREETBL5 3ST | Terraced | £162,000 | Leasehold |
| 19 Jun 2026 | 38, PEVERIL STREETBL3 3LR | Terraced | £125,000 | Freehold |
| 19 Jun 2026 | 14, DOUGLAS CHASEM26 1RT | Flat | £136,000 | Leasehold |
| 19 Jun 2026 | 18, GRIERSON STREETBL1 8EP | Terraced | £114,000 | Freehold |
| 19 Jun 2026 | 21, GREENBARN WAYBL6 5TA | Terraced | £180,000 | Freehold |
| 19 Jun 2026 | 40, HENLEY GROVEBL3 3GA | Semi-Detached | £200,000 | Freehold |
| 19 Jun 2026 | 259, MANCHESTER ROADBL6 5AZ | Semi-Detached | £185,000 | Leasehold |
| 19 Jun 2026 | 20, TONGE FOLD ROADBL2 6AN | Terraced | £115,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Bolton Metropolitan Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Bolton deals.
Typical pricing for bridging finance in Bolton. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Bolton
An indicative appraisal for a nine-unit residential scheme priced at Bolton's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£2,079,000
Loan Amount
£1,351,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Bolton
— answered.
How active is the development pipeline in Bolton?
The Bolton Metropolitan Borough Council planning register currently shows 1 residential application awaiting decision in Bolton, together proposing 310 units — the largest single scheme proposes 310 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Bolton Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £190,000, 2,981 sales, +1.1% YoY. Greater Manchester county.
5 min read
Greater Manchester Property Market: Prices, Trends & Development Finance, End of H1 2026
10 towns analysed. Median price £213,675, 28,132 transactions, +0.9% YoY.
Recent deals
Property finance deals
in Bolton, Greater Manchester.
Real schemes we have structured for developers in Bolton, Greater Manchester. Sanitised for confidentiality, anchored in actual terms issued.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Bolton and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Bolton,
Greater Manchester.
Adjacent products
Other services
in Bolton.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV