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Greater Manchester

Stockport
development finance.

Expert property development finance in Stockport, Greater Manchester. Median price £300,000, 3,133 annual sales. We connect developers with competitive funding from 100+ lenders.

Start a Stockport dealOr call +44 20 3816 3693
Median price
£300k
Sales (12m)
3,133
YoY change
+3.4%
Manchester city centre aerial view at daytime

Stockport, Greater Manchester

Property finance
in Stockport.

Stockport - mayoral Development Corporation transforming town centre with major mixed-use regeneration. With a median property price of £300,000 and 3,133 transactions in the last twelve months, Stockport represents a active market with prices up 3.4% year-on-year.

Detached homes command a median of £505,000 while flats average £165,000, reflecting the breadth of Stockport's residential market. New-build activity is notable, with 20 new-build transactions recorded over the past year - a signal of active development demand.

Whether you need development finance for a ground-up scheme, bridging finance to secure a site at auction, or mezzanine finance to stretch your capital stack, our brokers arrange the full range of property finance across Stockport and the wider Greater Manchester area. Each deal is structured around your specific project, with terms negotiated from our panel of over 100 lenders.

Stockport Property Market ReportGreater Manchester County Market Report

The capital stack

Seven funding routes for
every Stockport scheme.

Senior debt, mezzanine, bridging, equity, refurbishment, commercial mortgages and exit finance — arranged for Stockport developers on the deal, not the product sheet.

Development Finance

Senior debt funding for ground-up residential and commercial developments.

From 6.5% p.a.Up to 65-70% LTGDV
Development Finance in Stockport

Mezzanine Finance

Stretch your capital stack beyond senior debt to reduce equity requirements.

From 12% p.a.Up to 85-90% LTGDV
Mezzanine Finance in Stockport

Bridging Loans

Short-term finance for acquisitions, auction purchases and time-sensitive deals.

From 0.55% p.m.Up to 75% LTV
Bridging Loans in Stockport

Equity & Joint Ventures

Equity partnerships and JV structures for developers seeking capital partners.

Profit share from 40%Up to 100% of costs
Equity & Joint Ventures in Stockport

Refurbishment Finance

Funding for light and heavy refurbishment projects including conversions.

From 0.65% p.m.Up to 75% LTV
Refurbishment Finance in Stockport

Commercial Mortgages

Long-term finance for commercial property acquisition and refinancing.

From 5.5% p.a.Up to 75% LTV
Commercial Mortgages in Stockport

Development Exit Finance

Short-term funding to repay development finance while you sell completed units.

From 0.55% p.m.Up to 75% LTV
Development Exit Finance in Stockport

Live market data

Stockport
market snapshot.

HM Land Registry sold-price data for Stockport over the last twelve months, cross-referenced with local planning pipeline. Updated weekly.

Median price
£300,000
Sales (12m)
3,133
YoY change
+3.4%
Approved (12m)
0
Pipeline units
795
Pipeline GDV
£220.4M

Stockport development appraisal

Model the numbers
for your scheme.

Pre-populated with Stockport median prices and typical senior-debt pricing. Adjust the inputs to match your deal and we will hand the working assumptions through to the Deal Room.

Scheme Inputs

Pre-populated with Stockport median prices. Adjust to match your scheme.

£
£
£
%

Assumes 10% professional fees, 10% contingency, 65% LTGDV senior debt, 18-month term. Full calculator →

Capital Structure

Total Cost£1,423,500
Senior Debt (65% LTGDV)£1,267,500
Equity Required£156,000
Interest (18m)£142,594
Profit on Cost24.5%
Senior Debt£1,267,500
Equity£156,000
Get Terms for This Scheme

Land Registry data

Recent property sales
in Stockport.

3,133 residential transactions in the last twelve months. Median sold price £300,000 (+3.4% YoY). 20 new-build transactions with a +62.8% premium over existing stock.

Detached

£505,000

Semi-Detached

£325,000

Terraced

£235,000

Flat

£165,000

DateAddressTypePrice
25 Feb 2026245, STOCKPORT ROADSK8 2BSSemi-Detached£470,000
24 Feb 2026FLAT 2, REGENCY COURT, 119, CHEADLE ROADSK8 5DQFlat£226,000
23 Feb 2026256, WILMSLOW ROADSK8 3BJDetached£500,000
23 Feb 202633, ADSWOOD ROADSK8 5QASemi-Detached£271,000
23 Feb 202611, BARLOW FOLD ROADSK6 4LHSemi-Detached£569,000
23 Feb 202643, BRADWELL DRIVESK8 3BXDetached£358,000
20 Feb 202660, SPRING GARDENSSK7 4AESemi-Detached£242,500
20 Feb 2026WEMYSS HAVEN, BUXTON ROADSK7 6NFSemi-Detached£293,000
20 Feb 202627, KINROSS AVENUESK2 7ELDetached£650,000
20 Feb 202697, CAVENDISH ROADSK7 6JQSemi-Detached£400,000

Planning pipeline

Planning activity
in Stockport.

0 approved (12m)
·
11 pending
·1,438 units in pipeline·£431.4M estimated GDV·0% approval rate

Current Applications

RefProposalUnitsEst. GDVStatus
DC/098879

Environmental Impact Assessment Screening Opinion to determine whether proposals…

Land Off Mill Street Hazel Grove Stockport SK7 4AW

174£52.2MPending
DC/098795

Request for Screening Opinion under the Town and Country Planning Environmental …

Land At Hyde Bank Meadows Romiley Stockport

250£75.0MPending
DC/098702

Reserved matters application proposing details of (1) layout (2) scale (3) appea…

Gatley Golf Club Motcombe Road Heald Green Cheadle SK8 3TW

244£73.2MPending
DC/098675

Change of use from C3 dwelling to C4 6 bed, 6 person HMO Rear dormer loft conver…

487 Stockport Road West Bredbury Stockport SK6 2BS

1£300,000Pending
DC/098656

Use of property as a residential care home for one young person aged between 8 a…

2 Arden Close Heald Green Cheadle Stockport SK8 3NF

--Pending

Common questions

Property finance in Stockport
— answered.

What is the average property price in Stockport?
The median property price in Stockport is £300,000, based on Land Registry transactions over the past 12 months. Broken down by type: detached homes at £505,000, semi-detached properties at £325,000, terraced houses at £235,000, flats at £165,000.
Is Stockport a good area for property development?
Stockport recorded 3,133 property transactions in the last 12 months, with prices up 3.4% year-on-year - suggesting sustained buyer demand. Mayoral Development Corporation transforming town centre with major mixed-use regeneration. Active transaction volumes indicate a liquid market where completed developments can achieve timely sales.
What types of property finance are available in Stockport?
We arrange the full range of property development finance in Stockport: development finance for ground-up schemes, bridging loans for auction purchases and chain breaks, mezzanine finance to stretch your capital stack, refurbishment finance for conversion projects, commercial mortgages for income-producing assets, equity and joint ventures for larger schemes, and development exit finance for completed projects awaiting sales.
How do I apply for development finance in Stockport?
Start by submitting your deal through our Deal Room with your project details - site address, purchase price, build costs, and expected end value. Our team will review your scheme, model the funding structure, and present you with terms from our panel of over 100 lenders within 48 hours. There's no upfront fee and no obligation until you choose to proceed.
What are typical development finance rates in Stockport?
Development finance rates for Stockport projects typically range from 7-11% per annum, depending on scheme size, developer experience, and leverage. For a scheme with a GDV of around £1.9M, you could expect senior debt at 60-70% of GDV with rates from 7.5%. Arrangement fees are usually 1-2% of the facility. We negotiate the best available terms from our lender panel for each deal.

Expert guides

Further reading
on development finance.

Development Finance vs Bridging Loans: Which Do You Need?

8 min read read

Senior Debt vs Mezzanine Finance: How They Work Together in Your Capital Stack

7 min read read

Refurbishment Finance vs Development Finance: Which Fits Your Project?

7 min read read

First-Time Property Developer's Guide to Finance

12 min read read
View all guides

Recent deals

Property finance deals
in Greater Manchester.

Real schemes we have structured for developers in Greater Manchester. Sanitised for confidentiality, anchored in actual terms issued.

Ground-Up Development

12-Unit Residential Scheme

Structured senior debt for a ground-up residential scheme in South Manchester. Planning secured for 12 apartments across two blocks.

GDV
£3.2M
Leverage
65% LTGDV
View all case studies

Where we fund

Stockport,
Greater Manchester.

Nearby markets

Adjacent towns
we also fund.

Manchester

Median · £242,000

UK's fastest-growing city with major BTR pipeline, NOMA and Ancoats regeneration, and two university campuses

Salford

Median · £225,750

MediaCityUK anchor driving Salford Quays and Crescent waterfront residential development

Bolton

Median · £190,000

Former mill town with town centre regeneration and affordable development opportunities

Rochdale

Median · £187,000

Metrolink-connected town with riverside regeneration and affordable values

Oldham

Median · £195,000

Pennine fringe town with town centre masterplan and growing residential demand

Bury

Median · £229,000

Northern GM town with famous market, Metrolink connectivity, and family housing demand

Ready when you are

Tell us the deal.
We’ll recommend the structure.

Submit your development finance enquiry in Stockport and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.

Enter the Deal RoomOr call +44 20 3816 3693