Brentwood, Essex
Bridging Finance
in Brentwood
Expert bridging finance for property developers in Brentwood. We connect you with competitive funding from our panel of 100+ lenders.
Brentwood, Essex
Bridging Finance
in Brentwood.
Live market data
Brentwood
market snapshot.
HM Land Registry sold-price data for Brentwood over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £500,000
- Sales (12m)
- 883
- YoY change
- +3.2%
- Approved (recent)
- 132
- Pipeline units
- 1,714
- Pipeline GDV
- £778.0M
Planning pipeline
Planning activity
in Brentwood.
132 approved (last 12 months)
·94 pending
·1,714 units in pipeline·£778.0M estimated GDV·82% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/00990/LBC | Replace modern ceilings to improve acoustic separation. Remove one modern ceilin… Flat 9 Brunswick Court The Galleries Warley Essex CM14 5GH | - | - | Approved | 26/08/2025 |
| 25/00963/FUL | Installation of dropped kerb to create an access for off street parking to the f… 13 Crescent Road Warley Essex CM14 5JR | - | - | Approved | 02/09/2025 |
| 25/00958/PN42 | Single storey rear extension. The proposed extension would extend 4.50m beyond t… 28 Cornwall Road Pilgrims Hatch Essex CM15 9LX | - | - | Pending | 13/08/2025 |
| 25/00952/FUL | Demolition of 5 existing buildings. Re-development of existing school site and c… Anglo European School Willow Green Ingatestone Essex CM4 0DJ | - | - | Approved | 12/08/2025 |
| 25/00942/FUL | Variation of condtion 2 (built in accordance) of application number: 24/00429/HH… 51 Billericay Road Herongate Essex CM13 3PU | - | - | Approved | 10/09/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00770/FUL | Restoration of East Horndon Hall and conversion of the listed building to provid… East Horndon Hall Tilbury Road West Horndon Essex CM13 3LR | 1 | £500,000 | Pending | 07/08/2026 |
| 26/00791/FUL | Demolition of existing outbuildings and construction of one dwellinghouse and as… Baskevyns Days Lane Doddinghurst Essex CM15 9SN | 1 | £500,000 | Pending | 06/08/2026 |
| 26/00752/FUL | Installation of new perimeter fencing and associated gates to enhance site secur… Ingatestone County Infant School Fryerning Lane Ingatestone Essex CM4 0DF | - | - | Pending | 04/08/2026 |
| 26/00857/PN42 | Single storey rear extension with flat roof. The proposed extension would extend… Brook Cottage Beggar Hill Fryerning Essex CM4 0PL | - | - | Pending | 03/08/2026 |
| 26/00709/LBC | Construction of a detached single-storey garden office building. The Woodbines Fingrith Hall Road Blackmore Essex CM4 0RU | - | - | Pending | 31/07/2026 |
Deal intelligence
Key schemes
in Brentwood.
Indicative appraisals of the largest residential schemes in the Brentwood planning pipeline. These 3 schemes represent an estimated £394.3M in combined GDV across 751 units, with indicative capital stacks for each.
Major Residential Development Approved
Land North Of Shenfield Alexander Lane Shenfield Essex
£180.6M
Estimated GDV
Units
344
GDV / Unit
£525k
Build Cost (Range)
£52.6M–£66.7M
Residual Land Value
£51.1M
GDV estimated from the HM Land Registry blended median of £500,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £51,092,000 (£149k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £180.6M |
| Construction (23,392 sqm @ £2,550/sqm mid) | −£59.6M |
| Externals, fees & contingency | −£17.5M |
| Finance (65% LTGDV, 24m) & sales costs | −£20.7M |
| Developer profit target (17.5% on GDV) | −£31.6M |
| Implied residual land value | £51.1M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land To Rear Of 1-6 Woodfield Cottages High Street Ingatestone Essex CM4 0DY
£113.4M
Estimated GDV
Units
216
GDV / Unit
£525k
Build Cost (Range)
£33.0M–£41.9M
Residual Land Value
£32.1M
GDV estimated from the HM Land Registry blended median of £500,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £32,081,000 (£149k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £113.4M |
| Construction (14,688 sqm @ £2,550/sqm mid) | −£37.5M |
| Externals, fees & contingency | −£11.0M |
| Finance (65% LTGDV, 24m) & sales costs | −£13.0M |
| Developer profit target (17.5% on GDV) | −£19.8M |
| Implied residual land value | £32.1M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Approved
Land Off Chelmsford Road Shenfield
£100.3M
Estimated GDV
Units
191
GDV / Unit
£525k
Build Cost (Range)
£29.2M–£37.0M
Residual Land Value
£28.4M
GDV estimated from the HM Land Registry blended median of £500,000 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £28,369,000 (£149k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £100.3M |
| Construction (12,988 sqm @ £2,550/sqm mid) | −£33.1M |
| Externals, fees & contingency | −£9.7M |
| Finance (65% LTGDV, 24m) & sales costs | −£11.5M |
| Developer profit target (17.5% on GDV) | −£17.5M |
| Implied residual land value | £28.4M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £500,000 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Brentwood.
883 residential transactions in the last twelve months. Median sold price £500,000 (+3.2% YoY). 14 new-build transactions with a -28.5% premium over existing stock.
Detached
£850,000
Semi-Detached
£537,500
Terraced
£425,000
Flat
£270,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 19 Jun 2026 | 9, WOODLAND AVENUECM13 1EA | Semi-Detached | £575,000 | Freehold |
| 19 Jun 2026 | 21, ELLIOTS CLOSECM13 3FU | Terraced | £490,000 | Freehold |
| 16 Jun 2026 | 21, THE SPIRES, EASTFIELD ROADCM14 4GX | Flat | £410,000 | Leasehold |
| 15 Jun 2026 | BURNSIDE, ALEXANDER LANECM13 1AG | Other | £1,242,080 | Freehold |
| 12 Jun 2026 | 36, VINE WAYCM14 4UU | Semi-Detached | £475,000 | Freehold |
| 12 Jun 2026 | 41, WOODLAND AVENUECM13 1HG | Semi-Detached | £415,000 | Freehold |
| 12 Jun 2026 | 13, HOLMWOOD AVENUECM15 8QS | Detached | £960,000 | Freehold |
| 12 Jun 2026 | 37, CROW GREEN ROADCM15 9RB | Semi-Detached | £500,000 | Freehold |
| 12 Jun 2026 | FLAT 9, CORNSLAND COURT, ROSE VALLEYCM14 4HY | Flat | £270,000 | Leasehold |
| 10 Jun 2026 | FLAT 1, HOMEHURST HOUSE, SAWYERS HALL LANECM15 9BU | Flat | £120,000 | Leasehold |
Source: HM Land Registry price paid data, 12 months to August 2026 · Brentwood Borough Council planning register, retrieved August 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Brentwood deals.
Typical pricing for bridging finance in Brentwood. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Brentwood
An indicative appraisal for a nine-unit residential scheme priced at Brentwood's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£5,079,000
Loan Amount
£3,301,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Brentwood
— answered.
How active is the development pipeline in Brentwood?
The Brentwood Borough Council planning register currently shows 94 residential applications awaiting decision in Brentwood, together proposing 1,005 units — the largest single scheme proposes 344 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Brentwood Property Market: House Prices, Sold Data & Development Finance, End of H1 2026
Median price £492,625, 924 sales, +0.5% YoY. Essex county.
6 min read
Essex Property Market: Prices, Trends & Development Finance, End of H1 2026
10 towns analysed. Median price £342,500, 16,514 transactions, 0% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Brentwood and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Brentwood,
Essex.
Adjacent products
Other services
in Brentwood.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets