Brentwood, Essex
Bridging Finance
in Brentwood
Expert bridging finance for property developers in Brentwood. We connect you with competitive funding from our panel of 100+ lenders.
Brentwood, Essex
Bridging Finance
in Brentwood.
Live market data
Brentwood
market snapshot.
HM Land Registry sold-price data for Brentwood over the last twelve months, alongside the live local planning pipeline. Updated weekly.
- Median price
- £499,995
- Sales (12m)
- 1,323
- YoY change
- +3.1%
- Approved (recent)
- 143
- Pipeline units
- 1,272
- Pipeline GDV
- £614.6M
Planning pipeline
Planning activity
in Brentwood.
143 approved (last 12 months)
·83 pending
·1,272 units in pipeline·£614.6M estimated GDV·74% approval rate (last 12 months)Recently Approved
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 25/01114/HHA | Part two storey part single storey rear extension and alterations to lower the e… Fairlight 19 Roman Road Ingatestone Essex CM4 9AA | - | - | Approved | 29/09/2025 |
| 25/01113/FUL | Change of use of barn from agricultural/ancillary residential use (Class C3) to … Palmers Farm Hall Lane Shenfield Essex CM15 0SH | 1 | £499,995 | Approved | 08/12/2025 |
| 25/01241/FUL | Facade amendments to the rear of Romy House at ground floor and upper levels, re… Romy House 163 - 167 Kings Road Brentwood Essex CM14 4EG | - | - | Approved | 30/10/2025 |
| 25/01235/LBC | Work required to repair and replace cracked and blown render on two road facing … Adam And Powis Farm Trueloves Lane Ingatestone Essex CM4 0NQ | - | - | Approved | 05/11/2025 |
| 25/01234/FUL | Change of use to operational land, installation of kiosk, new internal road, fen… Land East Of Old Church Lane Mountnessing Essex | - | - | Approved | 12/11/2025 |
Current Applications
| Ref | Proposal | Units | Est. GDV | Status | Date |
|---|---|---|---|---|---|
| 26/00934/FUL | Demolition of existing bungalow and construction of 2no. semi-detached dwellings… 2 St Charles Road Brentwood Essex CM14 4TS | - | - | Pending | 24/09/2026 |
| 26/00915/FUL | Demolition of existing dwelling and construction of a replacement dwelling inclu… The Lyches Greenway Hutton Essex CM13 2NR | - | - | Pending | 23/09/2026 |
| 26/00836/FUL | Two storey extension and conversion of existing house into 2 no 3 bed flats (par… 1 Waterloo Road Brentwood Essex CM14 4XB | 3 | £834,000 | Pending | 22/09/2026 |
| 26/00902/FUL | Part reconstruction, restoration and conversion of an existing barn building to … Clare House Warley Lea Farm Warley Road Great Warley Essex CM13 3HT | 1 | £499,995 | Pending | 16/09/2026 |
| 26/00801/FUL | Creation and operation of a motocross track and practice track, and the retentio… Kelvedon Hall Kelvedon Hall Lane Kelvedon Hatch Essex CM14 5TN | - | - | Pending | 15/09/2026 |
Deal intelligence
Key schemes
in Brentwood.
Indicative appraisals of the largest residential schemes in the Brentwood planning pipeline. These 3 schemes represent an estimated £253.6M in combined GDV across 483 units, with indicative capital stacks for each.
Major Residential Development Approved
Land North Of Shenfield Chelmsford Road Shenfield Essex
£100.3M
Estimated GDV
Units
191
GDV / Unit
£525k
Build Cost (Range)
£29.2M–£37.0M
Residual Land Value
£28.4M
GDV estimated from the HM Land Registry blended median of £499,995 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £28,368,000 (£149k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £100.3M |
| Construction (12,988 sqm @ £2,550/sqm mid) | −£33.1M |
| Externals, fees & contingency | −£9.7M |
| Finance (65% LTGDV, 24m) & sales costs | −£11.5M |
| Developer profit target (17.5% on GDV) | −£17.5M |
| Implied residual land value | £28.4M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Awaiting decision
Land West Of Honeypot Lane Brentwood Essex
£78.7M
Estimated GDV
Units
150
GDV / Unit
£525k
Build Cost (Range)
£22.9M–£29.1M
Residual Land Value
£22.3M
GDV estimated from the HM Land Registry blended median of £499,995 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £22,278,000 (£149k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £78.7M |
| Construction (10,200 sqm @ £2,550/sqm mid) | −£26.0M |
| Externals, fees & contingency | −£7.6M |
| Finance (65% LTGDV, 24m) & sales costs | −£9.0M |
| Developer profit target (17.5% on GDV) | −£13.8M |
| Implied residual land value | £22.3M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Major Residential Development Approved
Land North Of Shenfield Chelmsford Road Shenfield Essex
£74.5M
Estimated GDV
Units
142
GDV / Unit
£525k
Build Cost (Range)
£21.7M–£27.5M
Residual Land Value
£21.1M
GDV estimated from the HM Land Registry blended median of £499,995 plus a 5% new-build premium (assumed). At benchmark build costs, the implied residual land value is £21,090,000 (£149k/unit) after a 17.5% developer profit target. Calculate GDV
| Gross Development Value | £74.5M |
| Construction (9,656 sqm @ £2,550/sqm mid) | −£24.6M |
| Externals, fees & contingency | −£7.2M |
| Finance (65% LTGDV, 24m) & sales costs | −£8.6M |
| Developer profit target (17.5% on GDV) | −£13.0M |
| Implied residual land value | £21.1M |
Broker insight: A scheme of this scale would typically attract competitive senior development finance at 60-65% LTGDV with mezzanine stretching to 85% LTGDV. Phased drawdowns reduce interest costs. Consider development exit finance to manage sales at your pace.
Appraisal assumptions
- GDV: HM Land Registry blended median of £499,995 plus a 5% new-build premium (assumed).
- Build cost: £2,250-£2,850/sqm (new build, indicative range informed by BCIS regional tender-price data, 2025/26) × 68 sqm/unit (NDSS-derived).
- On-costs: externals 12.5%, professional fees 10%, contingency 5%, sales & legals 3.5000000000000004% of GDV. Excludes CIL/Section 106, which vary by charging schedule and scheme.
- Finance: senior facility at 65% LTGDV, 8.5% pa on an average 57.49999999999999% drawdown over 24 months, plus 2.5% arrangement and exit fees.
- Residual land value assumes the industry-standard 17.5% developer profit-on-GDV target. Indicative appraisal, not a valuation or lending offer.
Land Registry data
Recent property sales
in Brentwood.
1,323 residential transactions in the last twelve months. Median sold price £499,995 (+3.1% YoY). 50 new-build transactions with a -19% premium over existing stock.
Detached
£822,500
Semi-Detached
£534,400
Terraced
£425,000
Flat
£278,000
| Date | Address | Type | Price | Tenure |
|---|---|---|---|---|
| 30 Jul 2026 | 158, WARLEY HILLCM14 5HF | Terraced | £425,000 | Freehold |
| 29 Jul 2026 | 24, BROCKSPARKWOODCM13 2TH | Terraced | £231,500 | Freehold |
| 23 Jul 2026 | 41, ROWHEDGECM13 2TS | Semi-Detached | £390,000 | Freehold |
| 20 Jul 2026 | 32, RUNNING WATERSCM13 2AP | Terraced | £491,000 | Freehold |
| 20 Jul 2026 | 17, THE GROVECM14 5NS | Detached | £600,000 | Freehold |
| 17 Jul 2026 | 21, LUNA ST. JAMES, 12, ST JAMES ROADCM14 4JW | Flat | £335,000 | Leasehold |
| 17 Jul 2026 | 66, CROMWELL ROADCM14 5DZ | Terraced | £450,000 | Freehold |
| 17 Jul 2026 | 9, TABORS COURTCM15 8JF | Flat | £335,000 | Leasehold |
| 17 Jul 2026 | 11, WILLOWDENECM15 9JQ | Semi-Detached | £630,000 | Freehold |
| 16 Jul 2026 | 3, MIMOSA CLOSECM15 9QL | Terraced | £415,000 | Freehold |
Source: HM Land Registry price paid data, 12 months to September 2026 · Brentwood Borough Council planning register, retrieved September 2026. Contains HM Land Registry data © Crown copyright and database right, licensed under the Open Government Licence v3.0.
Indicative terms
Bridging Finance rates
for Brentwood deals.
Typical pricing for bridging finance in Brentwood. Actual terms depend on GDV, leverage, location and your experience — the numbers below are where most structured deals land.
Interest Rate
From 6.5% p.a.
Loan to Value
Up to 70% LTGDV
Typical Term
12-24 months
Arrangement Fee
1-2% of facility
Indicative only, subject to individual assessment. Actual terms issued against a completed Deal Room submission.
Representative deal
Example bridging finance
structure.
Illustrative 9-Unit Scheme, Brentwood
An indicative appraisal for a nine-unit residential scheme priced at Brentwood's own HM Land Registry medians with the locally measured new-build premium applied. Build costs use the regional £/sqm benchmark; every figure updates with the underlying market data.
GDV
£5,050,000
Loan Amount
£3,283,000
LTV
65% LTGDV
Loan Type
Bridging Finance
Representative only. Actual terms vary based on scheme specifics and are issued after underwriting.
Common questions
Bridging Finance in Brentwood
— answered.
How active is the development pipeline in Brentwood?
The Brentwood Borough Council planning register currently shows 83 residential applications awaiting decision in Brentwood, together proposing 709 units — the largest single scheme proposes 150 units. An active pipeline signals both developer confidence in local demand and lender familiarity with the market, which typically translates into more competitive finance terms.
Market intelligence
Local market
reports.
5 min read
Brentwood Property Market: House Prices, Sold Data & Development Finance, Q3 2026 Edition
Median price £499,995, 1,323 sales, +3.1% YoY. Essex county.
6 min read
Essex Property Market: Prices, Trends & Development Finance, Q3 2026 Edition
10 towns analysed. Median price £345,000, 23,351 transactions, +0.7% YoY.
Ready when you are
Tell us the deal.
We’ll recommend the structure.
Submit your Bridging Finance enquiry in Brentwood and a partner will come back with an initial structure and indicative terms within one working day. No forms-for-forms’-sake — a short note on the scheme is enough.
Where we fund
Brentwood,
Essex.
Adjacent products
Other services
in Brentwood.
Development Finance
From 6.5% p.a. · Up to 65-70% LTGDV
Mezzanine Finance
From 12% p.a. · Up to 85-90% LTGDV
Bridging Loans
From 0.55% p.m. · Up to 75% LTV
Equity & Joint Ventures
Profit share from 40% · Up to 100% of costs
Refurbishment Finance
From 0.65% p.m. · Up to 75% LTV
Commercial Mortgages
From 5.5% p.a. · Up to 75% LTV
Development Exit Finance
From 0.55% p.m. · Up to 75% LTV
Nearby markets